LD Solutions
ActiveSummary
LD Solutions has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €59k and a net result of €30k. Equity is growing by ~23.3% per year across the filed fiscal years. Its solvency ranks better than 29% of 20780 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability94▲+10
Solvency65▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.64 in 2023; short-term debt: 42.3% and cash: 59.4% of total assets), but 60.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
39.6%
Return on assets
20.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
14 d early
2023
40 d early
2022
31 d late
2021
11 d early
2020
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2024, micro schema
In the rankings
#10 company by total assets in Bocholt, Telecoms and IT sector
Equity
€59k▲ 12.3%
2023 · €53k
Total assets
€149k▲ 2.4%
2023 · €145k
Net result
€30k▲ 73.1%
2023 · €17k
Working capital
€42k▲ 13.1%
2023 · €37k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€17k-€23k▲ 37.4%€22k▼ 2.6%€25k▲ 10.6%€42k▲ 67.7%
Net result€11k-€17k▲ 53.3%€16k▼ 4.6%€17k▲ 7.1%€30k▲ 73.1%
Equity€14k-€31k▲ 121%€47k▲ 52.1%€53k▲ 11.3%€59k▲ 12.3%
Total assets€58k-€77k▲ 34.0%€90k▲ 16.9%€145k▲ 61.2%€149k▲ 2.4%
Debt€44k-€46k▲ 6.0%€43k▼ 6.8%€93k▲ 116%€90k▼ 3.2%
Working capital€7k-€21k▲ 187%€37k▲ 74.1%€37k▲ 0.8%€42k▲ 13.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 68% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €149k
Fixed assets
€44k ▼ 12.0%
Current assets
€105k ▲ 9.8%
Equity and liabilities €149k
Equity
€59k ▲ 12.3%
Debt
€90k ▼ 3.2%
Debt's share of the balance-sheet total falls from 63.9% to 60.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k▲
2023 · €37k
Cash flow
€44k▲
2023 · €30k
Current ratio
1.67▲
2023 · 1.64
Debt to equity
1.52▼
2023 · 1.77
ROE
50.8%▲
2023 · 33.0%
ROA
20.1%▲
2023 · 11.9%
Interest coverage
22.98▲
2023 · 15.85
Debt ≤ 1 year
€63k▲
2023 · €59k
Debt > 1 year
€27k▼
2023 · €34k
Income taxes
€9k▲
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €485 | €3k | €4k | €12k | €14k | ▲ 15.0% |
| Other operating charges640/8 | - | €765 | €1k | €1k | €3k | ▲ 124% |
| Gross operating margin9900 | €19k | €27k | €28k | €38k | €59k | ▲ 52.6% |
| Operating profit (loss)9901 | €17k | €23k | €22k | €25k | €42k | ▲ 67.7% |
| Financial income75/76B | - | €10 | €1 | €3 | €1 | ▼ 72.5% |
| Recurring financial income75 | - | €10 | €1 | €3 | €1 | ▼ 72.5% |
| Financial charges65/66B | - | €798 | €510 | €2k | €2k | ▲ 3.6% |
| Recurring financial charges65 | €1k | €798 | €510 | €2k | €2k | ▲ 3.6% |
| Profit (loss) for the period before taxes9903 | €16k | €22k | €22k | €22k | €39k | ▲ 74.4% |
| Income taxes67/77 | €5k | €5k | €6k | €5k | €9k | ▲ 78.8% |
| Profit (loss) for the period9904 | €11k | €17k | €16k | €17k | €30k | ▲ 73.1% |
| Profit (loss) for the period to be appropriated9905 | €11k | €17k | €16k | €17k | €30k | ▲ 73.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €58k | €77k | €90k | €145k | €149k | ▲ 2.4% |
| Fixed assets21/28 | €9k | €10k | €10k | €50k | €44k | ▼ 12.0% |
| Tangible fixed assets22/27 | €9k | €10k | €10k | €50k | €44k | ▼ 12.0% |
| Land and buildings22 | - | €1k | €1k | €726 | €356 | ▼ 51.0% |
| Plant, machinery and equipment23 | - | €2k | €2k | €36k | €30k | ▼ 17.7% |
| Furniture and vehicles24 | - | €5k | €7k | €13k | €14k | ▲ 6.3% |
| Leasing and similar rights25 | - | €2k | €894 | €0 | - | - |
| Current assets29/58 | €48k | €67k | €80k | €96k | €105k | ▲ 9.8% |
| Amounts receivable within one year40/41 | €26k | €12k | €12k | €14k | €16k | ▲ 17.2% |
| Trade receivables40 | - | €12k | €12k | €11k | €13k | ▲ 20.6% |
| Other amounts receivable41 | - | - | - | €3k | €3k | ▲ 3.3% |
| Cash at bank and in hand54/58 | €22k | €54k | €68k | €82k | €88k | ▲ 8.2% |
| Deferred charges and accrued income490/1 | - | €343 | €475 | €511 | €888 | ▲ 73.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €58k | €77k | €90k | €145k | €149k | ▲ 2.4% |
| Equity10/15 | €14k | €31k | €47k | €53k | €59k | ▲ 12.3% |
| Contributions10/11 | - | €3k | €3k | €3k | €3k | = |
| Reserves13 | €11k | €28k | €44k | €50k | €56k | ▲ 13.1% |
| Distributable reserves133 | - | €28k | €44k | €50k | €56k | ▲ 13.1% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €44k | €46k | €43k | €93k | €90k | ▼ 3.2% |
| Amounts payable after more than one year17 | €2k | €670 | €0 | €34k | €27k | ▼ 21.9% |
| Financial debts170/4 | - | €670 | €0 | €34k | €27k | ▼ 21.9% |
| Amounts payable within one year42/48 | €41k | €45k | €43k | €59k | €63k | ▲ 7.8% |
| Current portion of amounts payable after more than one year42 | - | €2k | €1k | €17k | €10k | ▼ 38.6% |
| Trade debts44 | €7k | €2k | €6k | €3k | €3k | ▼ 17.9% |
| Suppliers440/4 | - | €2k | €6k | €3k | €3k | ▼ 17.9% |
| Taxes, remuneration and social security45 | - | €19k | €20k | €9k | €7k | ▼ 24.0% |
| Taxes450/3 | - | €17k | €17k | €7k | €7k | ▲ 5.8% |
| Remuneration and social security454/9 | - | €2k | €3k | €3k | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €22k | €16k | €29k | €43k | ▲ 47.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11k | €17k | €16k | €17k | €30k | ▲ 73.1% |
| + Depreciation and write-downs630 | €485 | €3k | €4k | €12k | €14k | ▲ 15.0% |
| Operating cash flow (approximation) | €12k | €20k | €20k | €30k | €44k | ▲ 48.9% |
| Investment in fixed assets (approximation) | - | €-5k | €-4k | €-52k | €-8k | ▲ 84.0% |
| Change in cash | - | €32k | €13k | €14k | €7k | ▼ 52.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €30k ▲73.1%
Operating result €42k, net result €30k, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2020
Ground area
360 m²
Building footprint
67 m²
Parcel 72003C1323/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
LD Solutions
since 20202.297.333.746
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72003C1323/00A000 | Flanders | 360 m² | 1 · 67 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,775. 6,888 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63910Web portal activities
95100Repair and maintenance of computers and communication equipment
Scores and ratios are computed by Checked and are not a credit decision.