Financials
- Fiscal year
- 2024
- Total assets
- €83,818
- Profit
- €34,053
- Solvency
- 81.9%
Total assets▼ 0.6%
Net result
20182024
LD CONSTRUCT - TOITURE
ActiveSummary
LD CONSTRUCT - TOITURE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €68,653 and a net result of €34,053. Equity is growing by ~49.8% per year across the filed fiscal years. Its solvency ranks better than 89% of 9971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
Size
€83,818total assets 2024
- Equity
- €68,653
- Profit
- €34,053
Structure
Accounts 64 d overdue0 of 2 deeds read
Why 69- Size: total assets €83,818- 1 financial year not filed after the legal deadline; latest accounts 76 days late; 2 of the last 3 late+ Founded in 2009+ Liquidity: current ratio 4.63, cash €24,817Show the evidence
Checked score
Score 2024
69
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 89% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
100+34
equity 81.9% of total assets
Liquidity
82+45
short-term debt 18.1% · cash 29.6%
Profitability
100+39
return on assets 40.6%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.5%
12-2024: 2.4%▲ +56.0% vs 11-2024
01-2025: 3.9%▲ +63.6% vs 12-2024
02-2025: 2.8%▼ -27.6% vs 01-2025
03-2025: 2.8%▼ -1.1% vs 02-2025
04-2025: 2.8%▲ +0.5% vs 03-2025
05-2025: 2.5%▼ -10.2% vs 04-2025
06-2025: 2.4%▼ -5.1% vs 05-2025
07-2025: 2.6%▲ +8.6% vs 06-2025
08-2025: 3.3%▲ +28.3% vs 07-2025
09-2025: 3.6%▲ +10.0% vs 08-2025
10-2025: 4.4%▲ +22.2% vs 09-2025highest value
11-2025: 0.5%▼ -88.2% vs 10-2025
12-2025: 0.5%● 0.0% vs 11-2025
01-2026: 0.5%▼ -1.5% vs 12-2025
02-2026: 0.5%● 0.0% vs 01-2026
03-2026: 0.5%▼ -1.4% vs 02-2026lowest value
04-2026: 0.5%● 0.0% vs 03-2026lowest value
05-2026: 0.5%▲ +4.2% vs 04-2026
06-2026: 0.5%▼ -0.2% vs 05-2026
07-2026: 0.5%▲ +1.3% vs 06-2026
08-2026: 0.7%▲ +23.5% vs 07-2026
09-2026: 0.7%▲ +13.5% vs 08-2026
10-2026: 1.0%▲ +33.9% vs 09-2026
- Founded in 2009 lowers the probability for this profile
- Liquidity: current ratio 4.63, cash €24,817 lowers the probability
- Size: total assets €83,818 raises the probability for this profile
- 1 financial year not filed after the legal deadline; latest accounts 76 days late; 2 of the last 3 late raises the probability
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 4.63 against 1.42 in 2023; short-term debt: 18.1% and cash: 29.6% of total assets), and 18.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 92%, liquidity 84%, profitability 92%, growth against the median 88%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-10-2025, 76 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
76 d late
2023
163 d late
2022
32 d early
2021
31 d late
2020
80 d early
2019
52 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 35 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Highest result since 2018net €34,053 ▲336%
Key points
By topic
Timeline
- Events
- 13
- Since
- 2016
- 15-10-2025Annual accounts filed
- 10-01-2025Annual accounts filed
- 31-12-2024Highest result since 2018
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 02-10-2009
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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