Equity
LD CONSTRUCT has made a profit in every financial year since 2020.
LD CONSTRUCT has made a profit in every financial year since 2020.
The micro format states no turnover.
Debts rose by €115,521 in 2024.
In 2024, 3 people joined and 2 left.
2025 accounts not filed: deadline was 31-07-2026.
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 1 in 6 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 36% of them on solvency, 16% on liquidity, 51% on profitability and 64% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the high class on 30-06-2025, 14.6% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 3,274 companies had the same profile as LD CONSTRUCT has now. Each dot stands for 9 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of LD CONSTRUCT itself is higher: 16.1% within 12 months. It rests on far more data about LD CONSTRUCT than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,274 companies, not a prediction for LD CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.33 (1.64 in 2023), below the usual 1.5. Short-term debt is 68.4% and cash 4.6% of total assets. 71.1% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 5 accounts on average 130 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| LD CONSTRUCT Wezembeek-Oppem | €256,043 | €66,338 | 28.9% | - |
| Dr Vertical Wezembeek-Oppem | €277,173 | €74,313 | 89.6% | - |
| A.S. RENOVATIONS CONSTRUCTIONS Wezembeek-Oppem | €218,621 | €77,638 | 59.6% | - |
| GARO'S Linkebeek | €282,259 | €72,130 | 42.0% | - |
| ALTIOR SERVICES Zaventem | €272,527 | €77,120 | 56.3% | - |
| JM CONSTRUCT Pajottegem | €265,688 | €61,661 | 54.4% | - |
| JYVALAGO Grimbergen | €232,353 | €58,592 | 40.8% | - |
These companies have the same main activity as LD CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €219,000 and €282,000, founded in 2020.
LD CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €8,080 in 2020 to €66,338 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 9 November 2026.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €350,000. Estimated: probably between €250,000 and €570,000.
Higher than 36% of 9,833 companies in 2024.
Higher than 37% of 9,553 companies in 2024.
Higher than 45% of 9,646 companies in 2024.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Staff costs divided by the average number of full-time equivalents.
In 2024, 3 people joined and 2 left.
| Line | Trend | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
256,043 | 128,256 | 52,820 | 23,129 | 15,957 | |
21/28 |
23,712 | 40,962 | 12,000 | 750 | 1,500 | |
22/27 |
23,712 | 40,962 | 12,000 | 750 | 1,500 | |
23 |
986 | 2,236 | - | - | - | |
24 |
22,725 | 38,725 | 12,000 | 750 | 1,500 | |
29/58 |
232,332 | 87,294 | 40,820 | 22,379 | 14,457 | |
29 |
43,289 | 25,325 | - | - | - | |
291 |
43,289 | 25,325 | - | - | - | |
40/41 |
177,358 | 39,199 | 31,645 | 14,723 | 7,716 | |
40 |
162,343 | 39,199 | 20,514 | 6,669 | 770 | |
41 |
15,015 | - | 11,131 | 8,054 | 6,945 | |
54/58 |
11,684 | 22,769 | 9,175 | 1,052 | 6,741 | |
490/1 |
- | - | - | 6,604 | - | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
256,043 | 128,256 | 52,820 | 23,129 | 15,957 | |
10/15 |
73,913 | 61,646 | 35,200 | 21,883 | 5,564 | |
10/11 |
5,000 | 5,000 | 5,000 | 5,000 | 5,000 | |
100 |
- | - | - | - | 5,000 | |
13 |
500 | 500 | 500 | 500 | 500 | |
130/1 |
500 | 500 | 500 | 500 | 500 | |
130 |
- | - | - | - | 500 | |
1311 |
500 | 500 | 500 | 500 | - | |
14 |
68,413 | 56,146 | 29,700 | 16,383 | 64 | |
17/49 |
182,131 | 66,610 | 17,620 | 1,246 | 10,393 | |
17 |
6,934 | 13,325 | 17,449 | - | - | |
170/4 |
6,934 | 13,325 | 17,449 | - | - | |
42/48 |
175,197 | 53,285 | 171 | 1,246 | 10,393 | |
42 |
3,730 | - | - | - | - | |
44 |
89,895 | 600 | 171 | 1,246 | 393 | |
440/4 |
89,895 | 600 | 171 | 1,246 | 393 | |
46 |
50,736 | 39,730 | - | - | - | |
45 |
30,835 | 12,954 | - | - | - | |
450/3 |
21,885 | 11,922 | - | - | - | |
454/9 |
8,950 | 1,032 | - | - | - | |
47/48 |
- | - | - | - | 10,000 | |
| Income statement | ||||||
9900 |
66,338 | 53,163 | 20,820 | 7,095 | 8,080 | |
62 |
20,686 | 6,800 | - | - | 52 | |
630 |
17,250 | 6,538 | 6,750 | 750 | 750 | |
640/8 |
3,107 | 162 | 614 | - | - | |
9901 |
25,294 | 39,662 | 13,456 | 6,345 | 7,278 | |
75/76B |
2,095 | 1,071 | 20 | 10,000 | 3,293 | |
75 |
2,095 | 1,071 | 20 | 10,000 | 3,293 | |
65/66B |
3,816 | 420 | 158 | 26 | 8 | |
65 |
3,816 | 420 | 158 | 26 | 8 | |
9903 |
23,573 | 40,313 | 13,318 | 16,319 | 10,564 | |
67/77 |
11,307 | 13,867 | - | - | - | |
9904 |
12,267 | 26,446 | 13,318 | 16,319 | 10,564 | |
9905 |
12,267 | 26,446 | 13,318 | 16,319 | 10,564 | |
| Appropriation of the result | ||||||
9906 |
68,413 | 56,146 | 29,700 | 16,383 | 10,564 | |
14P |
56,146 | 29,700 | 16,383 | 64 | - | |
691/2 |
- | - | - | - | 500 | |
6920 |
- | - | - | - | 500 | |
694/7 |
- | - | - | - | 10,000 | |
695 |
- | - | - | - | 10,000 | |
| Social balance sheet | ||||||
9087 |
0.6 | 0.3 | - | - | - | |
Hours worked1013 |
696 | 212 | - | - | - | |
| Document | ||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 13-01-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 13-01-2026 | 2026-00006538 | |
| 31-12-2023 | micro format | 16-12-2024 | 2024-00616403 | |
| 31-12-2022 | micro format | 06-03-2024 | 2024-00040590 | |
| 31-12-2021 | micro format | 16-09-2022 | 2022-20436682 | |
| 31-12-2020 | micro format | 19-10-2021 | 2021-72700299 |
| Line | Trend | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| 42,544 | 46,200 | 20,206 | 7,095 | 8,028 | ||
| 29,517 | 32,984 | 20,068 | 17,069 | 11,314 | ||
| 0 | 35,500 | 18,000 | 0 | 2,250 | ||
| -11,085 | 13,594 | 8,123 | -5,689 | - | ||
| 57,135 | 34,009 | 40,649 | 21,133 | 4,064 | ||
| 28.9% | 48.1% | 66.6% | 94.6% | 34.9% | ||
| 1.33 | 1.64 | - | 17.96 | 1.39 | ||
| 2.46 | 1.08 | 0.50 | 0.06 | 1.87 | ||
| 16.6% | 42.9% | 37.8% | 74.6% | 189.9% | ||
| 4.8% | 20.6% | 25.2% | 70.6% | 66.2% | ||
| 11.15 | over 100 | over 100 | over 100 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2024 | 31-12-2023 |
|---|---|---|
| Employees at the balance-sheet date | 1 | - |
| full-time | 1 | - |
| in full-time equivalents | 1 | - |
| 0.5 | 0.3 | |
| On a permanent contract | 1 | - |
| Joined | 3 | 1 |
| Left | 2 | 1 |
Source: social balance sheet in the 2023 to 2024 annual accounts
| Item | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Tangible fixed assets | - | €35,500 | €18,000 | - |
| €17,250 | €6,538 | €6,750 | €750 |
Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)
The operating result for 2024 is 36% lower than in 2023.
Debt's share of the balance-sheet total rises from 51.9% to 71.1%. Equity and debt are higher.
LD CONSTRUCT has no parent and no holdings in its annual accounts.
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See the function holders in the KBO register.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Lange Eikstraat 46 registered office 1970 Wezembeek-Oppem | ||
| L.A. CONSTRUCT Veurtstraat 102, 2870 Puurs-Sint-Amands | 11-02-2020 | 2.299.865.347 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12008B0165/00D004 | 764 m² | 1 · 189 m² | 8.8 m · 2 |
| 22006A0114/00P000 | 520 m² | 1 · 325 m² | 14.8 m · 3 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0743.540.731
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