LCL ENERGY

Active

Public limited companyfounded 20233 yrs activeKouterveldstraat 13, 1831 Machelen (Brab.), BelgiumKBO/BCE: BE 0804.546.704

Summary

The annual accounts of LCL ENERGY for fiscal year 2025 show a net loss of 899% of the equity at the start of that year. The 2025 annual accounts show equity of €148,160 and a net result of -€395,869. Its solvency ranks better than 15% of 321 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

LCL ENERGYActiveChecked score 56/100

Risk analysis Report Compare

Activity

Electricity, gas, steam and air conditioning supply

NACE 35120

1 site

Size

€676,581turnover 2025

Equity: €148,160
Loss: -€395,869

Financial health

56 Fair Checked score 2025

Bankruptcy chance 12 m: 0.3%

Structure

Parent: LCL · 100%

Auditor: DELOITTE Bedrijfsrevisoren BVAccounts 50 d early1 of 4 deeds read

Why 56Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Founded in 2023- Liquidity: current ratio 1.61, cash €740,918+ Size: turnover €676,581, total assets €13.7m+ Figures for FY 2025 (filed 11-06-2026)Show the evidence

Checked score

Score 2025

56 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 52% of its sector peers (NACE 35, medium-sized)

Performance against the sector, not lower risk

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 26+1

equity 1.1% of total assets

Liquidity 57+5

short-term debt 4.5% · cash 5.4%

Profitability 49+12

return on assets -2.9%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (104 companies)

Last 24 months 11-2024: 1.2% 12-2024: 1.3%▲ +5.8% vs 11-2024 01-2025: 1.4%▲ +12.0% vs 12-2024 02-2025: 1.4%● 0.0% vs 01-2025 03-2025: 1.6%▲ +10.6% vs 02-2025 04-2025: 1.6%▲ +2.0% vs 03-2025highest value 05-2025: 1.5%▼ -4.7% vs 04-2025 06-2025: 0.3%▼ -77.3% vs 05-2025lowest value 07-2025: 0.4%▲ +5.2% vs 06-2025 08-2025: 0.4%● 0.0% vs 07-2025 09-2025: 0.4%▼ -2.5% vs 08-2025 10-2025: 0.4%● 0.0% vs 09-2025 11-2025: 0.4%● 0.0% vs 10-2025 12-2025: 0.4%● 0.0% vs 11-2025 01-2026: 0.4%● 0.0% vs 12-2025 02-2026: 0.4%● 0.0% vs 01-2026 03-2026: 0.4%▲ +1.7% vs 02-2026 04-2026: 0.4%▲ +7.7% vs 03-2026 05-2026: 0.4%▲ +1.5% vs 04-2026 06-2026: 0.4%▲ +13.1% vs 05-2026 07-2026: 0.3%▼ -22.3% vs 06-2026 08-2026: 0.3%● 0.0% vs 07-2026 09-2026: 0.3%● 0.0% vs 08-2026 10-2026: 0.3%● 0.0% vs 09-2026

Size: turnover €676,581, total assets €13.7m lowers the probability for this profile
Founded in 2023 raises the probability for this profile
Liquidity: current ratio 1.61, cash €740,918 raises the probability
Figures for FY 2025 (filed 11-06-2026) lowers the probability

Credit up to €8,000 at 30 days only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 1.61 against 0.17 in 2024; short-term debt: 4.5% and cash: 5.4% of total assets), but 98.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 35, medium-sized). Better than this share of them on solvency 11%, liquidity 73%, profitability 25%, growth against the median 98%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: turnover €676,581, total assets €13.7m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Liquidity: current ratio 1.61, cash €740,918

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Figures for FY 2025 (filed 11-06-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 321 sector peers (2025).

NBB · sector comparison

Position among 321 sector peers

Solvency

better than 15%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

50 d early

2024

77 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 64 days before the deadline; the sector median for financial year 2024 is 22 days before the deadline, and 27% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

11-06-26 Annual accounts filedfiscal year 2025 · full…
27-02-26 Appointment: Deloitte Bedrijfsrevisoren BV (statutory auditor)Permanent representative: Nico Houthaeve
31-12-25 Liquidity times 9current ratio 1.61

Key points

Caution: Result fell in 2025from -€17,471 to -€395,869 ▼ 2,166% View
Caution: Among the weakest 10% on net resultsector median €166,546 · 318 companies -€395,869 View
Controlled by LCL 100% View