LCL Consult
ActiveLCL Consult has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €86k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 40% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
66
/ 100
Healthy▼ -34 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency60▼-40
Growth58▼-20
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.73 against 5.35 in 2024), and 55.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.1%
Return on assets
59.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-02-2026, 155 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
155 d early
2024
66 d early
2023
153 d early
2022
151 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▼ 73.2%
2024 · €239k
2022: €75k
2023: €152k
2024: €239k
2022 → 2025
Total assets
€145k▼ 46.7%
2024 · €273k
2022: €100k
2023: €187k
2024: €273k
2022 → 2025
Net result
€86k=
2024 · €86k
2022: €70k
2023: €77k
2024: €86k
2022 → 2025
Working capital
€-22k
2024 · €148k
2022: €74k
2023: €145k
2024: €148k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€75k-€152k▲ 103%€239k▲ 56.6%€64k▼ 73.2%
Operating result€88k-€98k▲ 10.9%€106k▲ 8.4%€111k▲ 5.0%
Net result€70k-€77k▲ 9.8%€86k▲ 11.8%€86k=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 5% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145k
Fixed assets
€86k▼ 5.4%
Current assets
€60k▼ 67.3%
Equity and liabilities €145k
Equity
€64k▼ 73.2%
Debt
€81k▲ 139%
The debt ratio rises from 12.5% to 55.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€124k▲
2024 · €114k
Cash flow
€99k▲
2024 · €94k
Solvency
44.1%▼
2024 · 87.5%
Current ratio
0.73▼
2024 · 5.35
Quick ratio
0.73▼
2024 · 5.35
Debt / equity
1.27▲
2024 · 0.14
ROE
134.7%▲
2024 · 36.1%
ROA
59.4%▲
2024 · 31.6%
Interest coverage
162.64▼
2024 · 181.13
Debt
€81k▲
2024 · €34k
Debt ≤ 1 year
€81k▲
2024 · €34k
Income taxes
€24k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€273k€145k▼
Fixed assets21/28€91k€86k▼
Tangible fixed assets22/27€91k€86k▼
Furniture and vehicles24€25k€21k▼
Other tangible fixed assets26€66k€65k▼
Financial fixed assets28€200€0▼
Current assets29/58€182k€60k▼
Amounts receivable within one year40/41€124k€21k▼
Trade receivables40€24k€21k▼
Other amounts receivable41€100k€359▼
Cash at bank and in hand54/58€57k€39k▼
Deferred charges and accrued income490/1€731€0▼
Equity and liabilities
Total equity and liabilities10/49€273k€145k▼
Equity10/15€239k€64k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€234k€59k▼
Amounts payable17/49€34k€81k▲
Amounts payable within one year42/48€34k€81k▲
Trade debts44€500€66▼
Suppliers440/4€500€66▼
Taxes, remuneration and social security45€33k€20k▼
Taxes450/3€32k€17k▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€0€61k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€12k▲
Other operating charges640/8€190€0▼
Gross operating margin9900€115k€124k▲
Operating profit (loss)9901€106k€111k▲
Financial income75/76B€3k€1▼
Recurring financial income75€3k€1▼
Financial charges65/66B€631€761▲
Recurring financial charges65€631€761▲
Profit (loss) for the period before taxes9903€109k€111k▲
Income taxes67/77€23k€24k▲
Profit (loss) for the period9904€86k€86k=
Profit (loss) for the period to be appropriated9905€86k€86k=
Appropriation of the result
Profit (loss) to be appropriated9906€234k€320k▲
Profit (loss) brought forward from the previous period14P€147k€234k▲
Profit to be distributed694/7-€261k
Return on contributions (dividend)694-€261k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €86k ▲0%
Operating result €111k, net result €86k, both a record.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €239k ▲56.6%
3 profitable years in a row build equity to €239k.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €152k ▲103%
2 profitable years in a row build equity to €152k.
02-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eninkstraat 258210 ZedelgemGround area
1,258 m²
Building footprint
143 m²
Volume, LiDAR
847 m³
Parcel 31017A0407/00B000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LCL Consult
since 20222.327.582.702
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31017A0407/00B000 | Flanders | 1,258 m² | 1 · 143 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PHOENIXIRIS
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PhiDesCo
BE 0767.929.204
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HRTE
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VPELT
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 39,150 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.