HRTE
ActiveHRTE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €8k. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 56% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-7
Solvency87▲+21
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.88 against 1.73 in 2024; short-term debt: 21.7% and cash: 17.7% of total assets), and 38% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62%
Return on assets
7.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
22 d late
2024
56 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€103k▼ 25.7%
2024 · €139k
2023: €129k
2024: €139k
2023 → 2025
Net result
€8k▼ 58.3%
2024 · €18k
2023: €36k
2024: €18k
2023 → 2025
Working capital
€42k▲ 9.9%
2024 · €38k
2023: €23k
2024: €38k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€0
Equity€38k-€56k▲ 47.4%€64k▲ 13.4%
Operating result€49k-€26k▼ 48.3%€12k▼ 52.5%
Net result€36k-€18k▼ 50.0%€8k▼ 58.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 53% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€39k▼ 20.3%
Current assets
€64k▼ 28.6%
Equity and liabilities €103k
Equity
€64k▲ 13.4%
Debt
€39k▼ 52.5%
The debt ratio falls from 59.4% to 38.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▼
2024 · €40k
Cash flow
€23k▼
2024 · €32k
Solvency
62.0%▲
2024 · 40.6%
Current ratio
2.88▲
2024 · 1.73
Quick ratio
2.88▲
2024 · 1.23
Debt / equity
0.61▼
2024 · 1.46
ROE
11.8%▼
2024 · 32.2%
ROA
7.3%▼
2024 · 13.1%
Interest coverage
14.47▼
2024 · 16.65
Debt
€39k▼
2024 · €83k
Debt ≤ 1 year
€22k▼
2024 · €52k
Debt > 1 year
€17k▼
2024 · €30k
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€139k€103k▼
Fixed assets21/28€49k€39k▼
Tangible fixed assets22/27€49k€39k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€42k€34k▼
Current assets29/58€90k€64k▼
Stocks and contracts in progress3€27k€0▼
Stocks30/36€27k€0▼
Amounts receivable within one year40/41€41k€45k▲
Trade receivables40€37k€36k▼
Other amounts receivable41€4k€9k▲
Cash at bank and in hand54/58€22k€18k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€139k€103k▼
Equity10/15€56k€64k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€54k€62k▲
Amounts payable17/49€83k€39k▼
Amounts payable after more than one year17€30k€17k▼
Financial debts170/4€30k€17k▼
Amounts payable within one year42/48€52k€22k▼
Current portion of amounts payable after more than one year42€13k€14k▲
Trade debts44€19k€1k▼
Suppliers440/4€19k€1k▼
Taxes, remuneration and social security45€15k€8k▼
Taxes450/3€15k€8k▼
Remuneration and social security454/9-€0
Other amounts payable47/48€5k€0▼
Income statement
Code20242025
Turnover70€0-
Goods, raw materials, services and sundry goods60/61€0-
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€619€1k▲
Gross operating margin9900€40k€29k▼
Operating profit (loss)9901€26k€12k▼
Financial income75/76B€0€20▲
Recurring financial income75€0€20▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€23k€10k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€18k€8k▼
Profit (loss) for the period to be appropriated9905€18k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€62k▲
Profit (loss) brought forward from the previous period14P€36k€54k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
31-12
Financial
Weakest financial yearnet €8k ▼58.3%
Net result drops to €8k, the lowest in the series.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de la Résistance(MEL) 5374633 SoumagneGround area
471 m²
Building footprint
90 m²
Volume, LiDAR
783 m³
Parcel 62069C0273/00F002, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HRTE
since 20222.338.910.025
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62069C0273/00F002 | Wallonia | 471 m² | 1 · 90 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PhiDesCo
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PHOENIXIRIS
BE 0845.048.756
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LCL Consult
BE 0780.927.697
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HAPPY THRIBE
BE 1000.121.369
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VPELT
BE 0763.832.141
Beveren-Kruibeke-Zwijndrecht · Eq €64k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 39,279 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
29100Manufacture of motor vehicles, trailers and semi-trailers
29202Manufacture of motor vehicles, trailers and semi-trailers
33120Repair and maintenance of machinery
95315Tyre services
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.