LCBN
ActiveSummary
LCBN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (€-167k) and a net result of €-50k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 9863 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9863 sector peers (2024).
NBB · sector comparisonPosition among 9863 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-06-2025, 59 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
59 d early
2023
58 d early
2022
56 d early
2021
41 d early
2020
51 d early
2019
15 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-167k▼ 42.5%
2023 · €-117k
2018: €12k
2019: €5k▼ -56.1% vs 2018
2020: €14k▲ +161% vs 2019
2021: €21k▲ +54.9% vs 2020
2022: €25k▲ +18.8% vs 2021highest in 7 years
2023: €-117k▼ -568% vs 2022
2024: €-167k▼ -42.5% vs 2023lowest in 7 years
2018 → 2024
Net result
€-50k▲ 67.8%
2023 · €-155k
2018: €2k
2019: €-7k▼ -449% vs 2018
2020: €8k▲ +226% vs 2019highest in 7 years
2021: €7k▼ -10.9% vs 2020
2022: €4k▼ -46.8% vs 2021
2023: €-155k▼ -3997% vs 2022lowest in 7 years
2024: €-50k▲ +67.8% vs 2023
2018 → 2024
Total assets
€879k▼ 4.3%
2023 · €919k
2018: €31k
2019: €28k▼ -8.2% vs 2018lowest in 7 years
2020: €37k▲ +31.5% vs 2019
2021: €51k▲ +36.5% vs 2020
2022: €101k▲ +98.4% vs 2021
2023: €919k▲ +812% vs 2022highest in 7 years
2024: €879k▼ -4.3% vs 2023
2018 → 2024
Solvency
-19.0%▼ 6.2pp
2023 · -12.7%
2018: 38.5%
2019: 18.4%▼ -52.1% vs 2018
2020: 36.5%▲ +98.3% vs 2019
2021: 41.4%▲ +13.5% vs 2020highest in 7 years
2022: 24.8%▼ -40.1% vs 2021
2023: -12.7%▼ -151% vs 2022
2024: -19.0%▼ -49.0% vs 2023lowest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€14k-€21k▲ 54.9%€25k▲ 18.8%€-117k€-167k▼ 42.5%
2020: €14k
2021: €21k▲ +54.9% vs 2020
2022: €25k▲ +18.8% vs 2021highest in 5 years
2023: €-117k▼ -568% vs 2022
2024: €-167k▼ -42.5% vs 2023lowest in 5 years
Operating result€10k-€11k▲ 7.8%€11k▼ 0.9%€-141k€-27k▲ 81.1%
2020: €10k
2021: €11k▲ +7.8% vs 2020highest in 5 years
2022: €11k▼ -0.9% vs 2021
2023: €-141k▼ -1362% vs 2022lowest in 5 years
2024: €-27k▲ +81.1% vs 2023
Net result€8k-€7k▼ 10.9%€4k▼ 46.8%€-155k€-50k▲ 67.8%
2020: €8khighest in 5 years
2021: €7k▼ -10.9% vs 2020
2022: €4k▼ -46.8% vs 2021
2023: €-155k▼ -3997% vs 2022lowest in 5 years
2024: €-50k▲ +67.8% vs 2023
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €27k in 2024 against €141k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €879k
Fixed assets
€837k ▼ 6.0%
Current assets
€42k ▲ 46.9%
Key figures and ratios
ROA
-5.7%▲
2023 · -16.8%
Debt
€1.05M▲
2023 · €1.04M
Debt ≤ 1 year
€567k▲
2023 · €538k
Debt > 1 year
€470k▼
2023 · €497k
Income taxes
€676▼
2023 · €884
Staff costs
€63k▼
2023 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€919k€879k▼
Fixed assets21/28€890k€837k▼
Tangible fixed assets22/27€890k€836k▼
Land and buildings22€801k€768k▼
Plant, machinery and equipment23-€5k
Furniture and vehicles24€45k€38k▼
Leasing and similar rights25€10k€0▼
Other tangible fixed assets26€34k€26k▼
Financial fixed assets28€300€300=
Current assets29/58€29k€42k▲
Amounts receivable within one year40/41€24k€14k▼
Trade receivables40€8k€13k▲
Other amounts receivable41€16k€673▼
Cash at bank and in hand54/58€4k€24k▲
Deferred charges and accrued income490/1€548€5k▲
Equity and liabilities
Total equity and liabilities10/49€919k€879k▼
Equity10/15€-117k€-167k▼
Contributions10/11€19k€19k=
Reserves13€12k€12k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€-147k€-197k▼
Amounts payable17/49€1.04M€1.05M▲
Amounts payable after more than one year17€497k€470k▼
Financial debts170/4€497k€470k▼
Amounts payable within one year42/48€538k€567k▲
Current portion of amounts payable after more than one year42€29k€27k▼
Financial debts43€2k€0▼
Credit institutions430/8€2k€0▼
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Advances received on contracts in progress46-€160
Taxes, remuneration and social security45€18k€25k▲
Taxes450/3€6k€9k▲
Remuneration and social security454/9€13k€15k▲
Other amounts payable47/48€487k€510k▲
Accrued charges and deferred income492/3€1k€9k▲
Income statement
Code20232024
Remuneration, social security and pensions62€65k€63k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€148k€58k▼
Other operating charges640/8€3k€10k▲
Gross operating margin9900€75k€104k▲
Operating profit (loss)9901€-141k€-27k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€13k€23k▲
Recurring financial charges65€13k€23k▲
Profit (loss) for the period before taxes9903€-154k€-49k▲
Income taxes67/77€884€676▼
Profit (loss) for the period9904€-155k€-50k▲
Profit (loss) for the period to be appropriated9905€-155k€-50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-147k€-197k▼
Profit (loss) brought forward from the previous period14P€7k€-147k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €54k | €40k | €65k | €63k | ▼ 3.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €2k | €7k | €148k | €58k | ▼ 60.8% |
| Other operating charges640/8 | - | €923 | €8k | €3k | €10k | ▲ 274% |
| Gross operating margin9900 | €70k | €69k | €66k | €75k | €104k | ▲ 38.1% |
| Operating profit (loss)9901 | €10k | €11k | €11k | €-141k | €-27k | ▲ 81.1% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | - | - | - | - | €0 | - |
| Financial charges65/66B | - | €138 | €709 | €13k | €23k | ▲ 75.4% |
| Recurring financial charges65 | €14 | €138 | €709 | €13k | €23k | ▲ 75.4% |
| Profit (loss) for the period before taxes9903 | €10k | €11k | €10k | €-154k | €-49k | ▲ 68.0% |
| Income taxes67/77 | €2k | €4k | €6k | €884 | €676 | ▼ 23.5% |
| Profit (loss) for the period9904 | €8k | €7k | €4k | €-155k | €-50k | ▲ 67.8% |
| Profit (loss) for the period to be appropriated9905 | €8k | €7k | €4k | €-155k | €-50k | ▲ 67.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €37k | €51k | €101k | €919k | €879k | ▼ 4.3% |
| Fixed assets21/28 | €300 | €14k | €53k | €890k | €837k | ▼ 6.0% |
| Tangible fixed assets22/27 | €0 | €13k | €53k | €890k | €836k | ▼ 6.0% |
| Land and buildings22 | - | - | - | €801k | €768k | ▼ 4.1% |
| Plant, machinery and equipment23 | - | - | - | - | €5k | - |
| Furniture and vehicles24 | - | €13k | €53k | €45k | €38k | ▼ 16.8% |
| Leasing and similar rights25 | - | - | - | €10k | €0 | ▼ 100% |
| Other tangible fixed assets26 | - | - | - | €34k | €26k | ▼ 22.4% |
| Financial fixed assets28 | €300 | €300 | €300 | €300 | €300 | = |
| Current assets29/58 | €37k | €37k | €47k | €29k | €42k | ▲ 46.9% |
| Amounts receivable within one year40/41 | €16k | €2k | €407 | €24k | €14k | ▼ 41.8% |
| Trade receivables40 | - | €0 | - | €8k | €13k | ▲ 67.7% |
| Other amounts receivable41 | - | €2k | €407 | €16k | €673 | ▼ 95.9% |
| Cash at bank and in hand54/58 | €20k | €34k | €46k | €4k | €24k | ▲ 490% |
| Deferred charges and accrued income490/1 | - | €1k | €1k | €548 | €5k | ▲ 739% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €37k | €51k | €101k | €919k | €879k | ▼ 4.3% |
| Equity10/15 | €14k | €21k | €25k | €-117k | €-167k | ▼ 42.5% |
| Contributions10/11 | - | €6k | €6k | €19k | €19k | = |
| Reserves13 | €283 | €8k | €12k | €12k | €12k | = |
| Distributable reserves133 | - | €8k | €12k | €12k | €12k | = |
| Profit (loss) carried forward14 | €7k | €7k | €7k | €-147k | €-197k | ▼ 33.8% |
| Amounts payable17/49 | €24k | €30k | €76k | €1.04M | €1.05M | ▲ 1.0% |
| Amounts payable after more than one year17 | - | €9k | €38k | €497k | €470k | ▼ 5.4% |
| Financial debts170/4 | - | €9k | €38k | €497k | €470k | ▼ 5.4% |
| Amounts payable within one year42/48 | €24k | €21k | €38k | €538k | €567k | ▲ 5.4% |
| Current portion of amounts payable after more than one year42 | - | €4k | €19k | €29k | €27k | ▼ 7.9% |
| Financial debts43 | - | - | - | €2k | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | - | €2k | €0 | ▼ 100% |
| Trade debts44 | €913 | €254 | €97 | €2k | €6k | ▲ 211% |
| Suppliers440/4 | - | €254 | €97 | €2k | €6k | ▲ 211% |
| Advances received on contracts in progress46 | - | - | - | - | €160 | - |
| Taxes, remuneration and social security45 | - | €16k | €19k | €18k | €25k | ▲ 36.5% |
| Taxes450/3 | - | €4k | €10k | €6k | €9k | ▲ 66.6% |
| Remuneration and social security454/9 | - | €13k | €9k | €13k | €15k | ▲ 23.3% |
| Other amounts payable47/48 | - | €0 | - | €487k | €510k | ▲ 4.7% |
| Accrued charges and deferred income492/3 | - | - | - | €1k | €9k | ▲ 626% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8k | €7k | €4k | €-155k | €-50k | ▲ 67.8% |
| + Depreciation and write-downs630 | €5k | €2k | €7k | €148k | €58k | ▼ 60.8% |
| Operating cash flow (approximation) | €13k | €10k | €11k | €-6k | €8k | ▲ 235% |
| Investment in fixed assets (approximation) | - | €-16k | €-47k | €-985k | €-5k | ▲ 99.5% |
| Change in cash | - | €14k | €11k | €-42k | €20k | ▲ 147% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-155k
Net result drops to €-155k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sombreffe · 1 establishment unit since 2016
Ground area
1.2 ha
Building footprint
1,380 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
LCBN
since 20162.248.481.576
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92074A0487/00A000 | Wallonia | 9,195 m² | 1 · 1,172 m² | - |
| 92074B0425/00D000 | Wallonia | 2,722 m² | 1 · 208 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 8,191 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
Contact
E-mail
laurent.bauche@hotmail.comSombreffe
Phone
0494/511800Sombreffe
Scores and ratios are computed by Checked and are not a credit decision.