LCBI
ActiveSummary
LCBI has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €650,991 and a net result of €648,569, of which €1.0m non-recurring income. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 19-02-2024 Normal situation
- Activity
- “Investissement dans l’immobilier résidentiel et industriel” (deed in French)From the articles, 10 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.359.453.140 6001 Charleroi, since 19-02-2024
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
- LAMBRECHTS Christophe Didier SergeDirector · since 16-02-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €955,031
- ▲ 35×
- Turnover
- ≈ €1.9m
- estimated
- Profit
- €648,569
- Equity
- €650,991
- ▲ 269×
- Total assets
- €945,787
- ▼ 47.0%
- 2025 accounts filed 20 days after the deadline
Score breakdownraises risk1 change of registered office in 24 monthslowers riskSize: total assets €945,787Figures for financial year 2025 (filed on 22-08-2026)Liquidity: current ratio 3.21, cash €730,507Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 57% of them on solvency, 78% on liquidity, 90% on profitability and 99% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 21 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 20 days after the deadline Filed on 20 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00413812.
Annual accounts 2025 filed on 20-08-2026 at the NBB all 2 filings
2024 to 2025, 2 financial years
The operating result for 2025 is 36 times that of 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
Use the arrow keys on the chart for the figures per year.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Non-recurring operating income76A | - | €1.0m | - |
| Other operating charges640/8 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €0.03m | €1.0m | ▲ 35× |
| Operating profit (loss)9901 | €0.03m | €1.0m | ▲ 36× |
| Financial income75/76B | - | €0.01m | - |
| Recurring financial income75 | - | €0.01m | - |
| Financial charges65/66B | €0.03m | €0.02m | ▼ 27.0% |
| Recurring financial charges65 | €0.03m | €0.02m | ▼ 27.0% |
| Profit (loss) for the period before taxes9903 | -€0.003m | €0.9m | - |
| Income taxes67/77 | - | €0.3m | - |
| Profit (loss) for the period9904 | -€0.003m | €0.6m | - |
| Profit (loss) for the period to be appropriated9905 | -€0.003m | €0.6m | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €1.8m | €0.9m | ▼ 47.0% |
| Current assets29/58 | €1.8m | €0.9m | ▼ 47.0% |
| Stocks and contracts in progress3 | €1.8m | - | - |
| Stocks30/36 | €1.8m | - | - |
| Amounts receivable within one year40/41 | - | €0.2m | - |
| Trade receivables40 | - | €0.001m | - |
| Other amounts receivable41 | - | €0.2m | - |
| Cash at bank and in hand54/58 | €0.01m | €0.7m | ▲ 70× |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €1.8m | €0.9m | ▼ 47.0% |
| Equity10/15 | €0.002m | €0.7m | ▲ 269× |
| Contributions10/11 | €0.005m | €0.005m | = |
| Reserves13 | - | €0.6m | - |
| Distributable reserves133 | - | €0.6m | - |
| Profit (loss) carried forward14 | -€0.003m | - | - |
| Amounts payable17/49 | €1.8m | €0.3m | ▼ 83.4% |
| Amounts payable within one year42/48 | €1.8m | €0.3m | ▼ 83.4% |
| Financial debts43 | €1.5m | - | - |
| Credit institutions430/8 | €1.5m | - | - |
| Taxes, remuneration and social security45 | - | €0.3m | - |
| Taxes450/3 | - | €0.3m | - |
| Other amounts payable47/48 | €0.3m | - | - |
Historical observation
In July 2024, 3,127 companies had the same profile as LCBI has now. Two years later, 97.2% were still going and 0.8% had gone bankrupt.
- Small
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of LCBI itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,127 companies, not a prediction for LCBI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- LAMBRECHTS Christophe Didier Serge 100 shares (100%) · €5,000 in cash
Capital transactions
- 21-02-2024 Incorporation · €5,000 · 100 shares
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Rémunération des administrateurs, L'assemblée générale décide si le mandat d'administrateur est ou non exercé gratuitement”
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Chaque action donne un droit égal dans la répartition des bénéfices et des produits de la liquidation, 100”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 21-02-2024 (in French)
Network & group
LCBI shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of LCBI. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
14-04
Gazette deed
Registered office moved from Jamioulx to MarcinelleDirector in office3 points ▸
- General meeting, 18-03-2025
- Registered-office move, Rue des Pinsons, 8 à 6001 MARCINELLE
- Director in office, Christophe LAMBRECHTS (administrateur gérant)
21-02
Gazette deed
IncorporationStarting capital €5,000 · Appointment: LAMBRECHTS Christophe Didier Serge (statutory director) · Bank account10 points ▸
- Incorporation, 16-02-2024
- Founding capital, €5,000
- Bank account, “Banque Belfius, BE86 0689 5135 8950” (deed in French)
- Other provision, 08-02-2024
- Director appointment, LAMBRECHTS Christophe Didier Serge (statutory director)
- Registered office clause, “6120 Jamioulx, rue Tassenère”, 68 (deed in French)
- Pre-incorporation commitments, “takeover, tous les engagements ainsi que les obligations qui en résultent, et toutes les activités entreprises” (deed in French)
- Other provision, “professional access conditions, Notaire Maximilien Charpentier” (deed in French)
- Other provision, “funds available”, 5000 (deed in French)
- Power of attorney, LAMBRECHTS Christophe Didier Serge
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- Rue Tassenère, 68, 6120 Jamioulx (Ham-Sur-Heure-Nalinnes) until 18-03-2025 · act of 14-04-2025
Activities
10 activities
- Investissement dans l’immobilier résidentiel et industriel
- Gestion de patrimoine immobilier
- Acquérir ou construire des immeubles
- Prendre ou donner en location tous biens meubles et immeubles
- Consentir toutes aliénations
- Contracter ou consentir tous emprunts, hypothécaires ou non sauf si ceux-ci sont réservés par la loi aux banques de dépôts, détenteurs à courts termes, caisses d’épargne, sociétés hypothécaires et entreprises de capitalisation
- Faire toutes opérations de construction, démolition, location, aménagement, embellissement, entretien, lotissement, prospection, exploitation, création, fabrication, conception, transformation, sous-traitance, commercialisation, distribution représentation, consignation, importation, exportation, vente et achat de tous biens, produits et services de toute nature dans les domaines prévantés et autres
- S'intéresser par voie d'association, d'apport, de fusion, d'intervention financière ou autrement dans toutes sociétés, associations ou entreprises dont l'objet est identique, analogue ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de constituer pour elle une source de débouchés
- Exercer les fonctions d’administrateur ou liquidateur dans d’autres sociétés
- Se porter garant ou fournir des sûretés réelles pour des sociétés ou des personnes privées, au sens le plus large
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 52392C0756/00W017 | Wallonia | 777 m² | 1 · 144 m² | - |