LCBI
ActiveSummary
The computed 12-month bankruptcy probability of LCBI is 2.3% (moderate). The 2025 annual accounts show equity of €650,991 and a net result of €648,569. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+63
Solvency94▲+69
Growth78
Track record82
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.21 against 1.0 in 2024; short-term debt: 31.2% and cash: 77.2% of total assets), and 31.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.8%
Return on assets
68.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
20 d late
2024
22 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 21 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€650,991▲ 26,778%
2024 · €2,422
Total assets
€945,787▼ 47.0%
2024 · €1.8m
Net result
€648,569
2024 · -€2,578
Working capital
€650,991▲ 26,778%
2024 · €2,422
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€26,532-€954,632▲ 3,498%
Net result-€2,578-€648,569
Equity€2,422-€650,991▲ 26,778%
Total assets€1.8m-€945,787▼ 47.0%
Debt€1.8m-€294,796▼ 83.4%
Working capital€2,422-€650,991▲ 26,778%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 3,498% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €945,787
Equity
€650,991 ▲ 26,778%
Debt
€294,796 ▼ 83.4%
Debt's share of the balance-sheet total falls from 99.9% to 31.2%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
3.21▲
2024 · 1.00
Debt to equity
0.45
ROE
99.6%▲
2024 · -106.4%
ROA
68.6%▲
2024 · -0.1%
Debt ≤ 1 year
€294,796▼
2024 · €1.8m
Income taxes
€294,796
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Non-recurring operating income76A | - | €1.0m | - |
| Other operating charges640/8 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €26,919 | €955,031 | ▲ 3,448% |
| Operating profit (loss)9901 | €26,532 | €954,632 | ▲ 3,498% |
| Financial income75/76B | - | €9,984 | - |
| Recurring financial income75 | - | €9,984 | - |
| Financial charges65/66B | €29,110 | €21,250 | ▼ 27.0% |
| Recurring financial charges65 | €29,110 | €21,250 | ▼ 27.0% |
| Profit (loss) for the period before taxes9903 | -€2,578 | €943,365 | ▲ 36,693% |
| Income taxes67/77 | - | €294,796 | - |
| Profit (loss) for the period9904 | -€2,578 | €648,569 | ▲ 25,258% |
| Profit (loss) for the period to be appropriated9905 | -€2,578 | €648,569 | ▲ 25,258% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €1.8m | €945,787 | ▼ 47.0% |
| Current assets29/58 | €1.8m | €945,787 | ▼ 47.0% |
| Stocks and contracts in progress3 | €1.8m | - | - |
| Stocks30/36 | €1.8m | - | - |
| Amounts receivable within one year40/41 | - | €215,280 | - |
| Trade receivables40 | - | €565 | - |
| Other amounts receivable41 | - | €214,715 | - |
| Cash at bank and in hand54/58 | €10,475 | €730,507 | ▲ 6,874% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €1.8m | €945,787 | ▼ 47.0% |
| Equity10/15 | €2,422 | €650,991 | ▲ 26,778% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Reserves13 | - | €645,991 | - |
| Distributable reserves133 | - | €645,991 | - |
| Profit (loss) carried forward14 | -€2,578 | - | - |
| Amounts payable17/49 | €1.8m | €294,796 | ▼ 83.4% |
| Amounts payable within one year42/48 | €1.8m | €294,796 | ▼ 83.4% |
| Financial debts43 | €1.5m | - | - |
| Credit institutions430/8 | €1.5m | - | - |
| Taxes, remuneration and social security45 | - | €294,796 | - |
| Taxes450/3 | - | €294,796 | - |
| Other amounts payable47/48 | €280,920 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€2,578 | €648,569 | ▲ 25,258% |
| Operating cash flow (approximation) | -€2,578 | €648,569 | ▲ 25,258% |
| Change in cash | - | €720,032 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Back to profitnet €648,569
Net result €648,569 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 3.21
Current ratio from 1.00 to 3.21; short-term debt falls from €1.8m to €294,796.
31-12
Financial
Equity above €500,000Eq €650,991 ▲26,778%
Equity rises from €2,422 to €650,991.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2024
Ground area
777 m²
Building footprint
144 m²
Parcel 52392C0756/00W017, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
LCBI
since 20242.359.453.140
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52392C0756/00W017 | Wallonia | 777 m² | 1 · 144 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded19-02-2024
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.