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LC CONSULTING

Active
Private limited companyfounded 199926 yrs activeEduard Van Steenbergenlaan 28, 2100 Antwerpen, BelgiumKBO/BCE: BE 0466.991.157

LC CONSULTING has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €208k and a net result of €62k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 76% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
87 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 5.22 against 5.83 in 2024; short-term debt: 14.4% and cash: 4.1% of total assets), and 24.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 26 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
75.6%
Return on assets
22.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
48 d early
2023
20 d early
2022
11 d early
2021
2 d early
2020
8 d early
2019
49 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€208k▲ 6.3%
2024 · €195k
2018: €122k 2019: €87k 2020: €108k 2021: €117k 2022: €124k 2023: €124k 2024: €195k
2018 → 2025
Total assets
€275k▲ 3.4%
2024 · €266k
2018: €164k 2019: €98k 2020: €125k 2021: €144k 2022: €144k 2023: €216k 2024: €266k
2018 → 2025
Net result
€62k▼ 13.4%
2024 · €71k
2018: €35k 2019: €45k 2020: €61k 2021: €52k 2022: €57k 2023: €61k 2024: €71k
2018 → 2025
Working capital
€167k▲ 11.6%
2024 · €150k
2018: €101k 2019: €69k 2020: €90k 2021: €92k 2022: €88k 2023: €71k 2024: €150k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€117k-€124k▲ 5.8%€124k▲ 0.5%€195k▲ 57.2%€208k▲ 6.3%
Operating result€72k-€71k▼ 1.5%€75k▲ 5.0%€84k▲ 12.6%€79k▼ 6.0%
Net result€52k-€57k▲ 9.3%€61k▲ 7.3%€71k▲ 16.6%€62k▼ 13.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2021: €72k€72kNet result 2021: €52k€52kOperating result 2022: €71k€71kNet result 2022: €57k€57kOperating result 2023: €75k€75kNet result 2023: €61k€61kOperating result 2024: €84k€84kNet result 2024: €71k€71kOperating result 2025: €79k€79kNet result 2025: €62k€62k20212022202320242025
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €275k
Fixed assets €68k▼ 19.9%
Current assets €207k▲ 14.3%
Equity and liabilities €275k
Equity €208k▲ 6.3%
Debt €67k▼ 4.7%
The debt ratio falls from 26.4% to 24.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€100k
2024 · €105k
Cash flow
€82k
2024 · €92k
Solvency
75.6%
2024 · 73.6%
Current ratio
5.22
2024 · 5.83
Quick ratio
5.22
2024 · 5.83
Debt / equity
0.32
2024 · 0.36
ROE
29.6%
2024 · 36.4%
ROA
22.4%
2024 · 26.8%
Interest coverage
39.05
2024 · 35.16
Debt
€67k
2024 · €70k
Debt ≤ 1 year
€40k
2024 · €31k
Debt > 1 year
€27k
2024 · €39k
Income taxes
€25k
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€266k€275k
Fixed assets21/28€85k€68k
Tangible fixed assets22/27€85k€68k
Plant, machinery and equipment23€0-
Furniture and vehicles24€62k€49k
Other tangible fixed assets26€23k€19k
Current assets29/58€181k€207k
Amounts receivable within one year40/41€167k€195k
Trade receivables40€14k€14k
Other amounts receivable41€152k€181k
Cash at bank and in hand54/58€13k€11k
Deferred charges and accrued income490/1€563€581
Equity and liabilities
Total equity and liabilities10/49€266k€275k
Equity10/15€195k€208k
Contributions10/11€6k€6k=
Reserves13€31k€67k
Distributable reserves133€31k€67k
Profit (loss) carried forward14€159k€134k
Amounts payable17/49€70k€67k
Amounts payable after more than one year17€39k€27k
Financial debts170/4€39k€27k
Amounts payable within one year42/48€31k€40k
Current portion of amounts payable after more than one year42€11k€12k
Financial debts43€268€12k
Credit institutions430/8€268€12k
Trade debts44€1k€2k
Suppliers440/4€1k€2k
Taxes, remuneration and social security45€18k€14k
Taxes450/3€18k€14k
Income statement Code20242025
Non-recurring operating income76A-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k
Other operating charges640/8€1k€963
Gross operating margin9900€106k€101k
Operating profit (loss)9901€84k€79k
Financial income75/76B€7k€10k
Recurring financial income75€7k€10k
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Profit (loss) for the period before taxes9903€88k€86k
Income taxes67/77€17k€25k
Profit (loss) for the period9904€71k€62k
Profit (loss) for the period to be appropriated9905€71k€62k
Appropriation of the result
Profit (loss) to be appropriated9906€159k€220k
Profit (loss) brought forward from the previous period14P€87k€159k
Transfer from equity791/2€0€25k
Transfer to equity691/2-€62k
To other reserves6921-€62k
Profit to be distributed694/7€0€49k
Return on contributions (dividend)694€0€49k
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Equity above €200kEq €208k ▲6.3%
8 profitable years in a row build equity to €208k.
13-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Highest result since 2018net €71k ▲16.6%
Operating result €84k, net result €71k, both a record.
31-12
Financial Liquidity doublescurrent ratio 5.83
Current ratio from 2.71 to 5.83; short-term debt falls from €41k to €31k.
31-12
Financial Equity above €150kEq €195k ▲57.2%
7 profitable years in a row build equity to €195k.
11-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Equity above €100kEq €108k ▲24%
3 profitable years in a row build equity to €108k.
12-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Liquidity doublescurrent ratio 7.23
Current ratio from 3.42 to 7.23; short-term debt falls from €42k to €11k.
27-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2001
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Eduard Van Steenbergenlaan 282100 Antwerpen
Ground area
866 m²
Building footprint
298 m²
Volume, LiDAR
5,546 m³
2 parcels, Flanders · tallest building 25.7 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Dascottelei 146, 2100 Antwerpen
Scientific research and development
since 20012.093.219.220
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11345B0427/00V014 Flanders 586 m² 1 · 212 m² 25.7 m · 8 fl.
11346B0558/00D002 Flanders 280 m² 1 · 86 m² 9.2 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,869 companies in sector 62100 we hold annual accounts for 8,779. 6,551 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-10-1999
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.