LBP
ActiveSummary
LBP has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60,937 and a net result of -€4,041. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 78% of 3510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability14▼-38
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 4.87 against 4.81 in 2024; short-term debt: 18.8% and cash: 1.9% of total assets), and 21.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.2%
Return on assets
-5.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
59 d early
2024
41 d early
2023
on the day
2022
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€60,937▼ 6.2%
2024 · €64,978
Total assets
€77,897▼ 3.9%
2024 · €81,060
Net result
-€4,041
2024 · €5,159
Working capital
€56,679▼ 7.4%
2024 · €61,224
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€73,756-€12,670▼ 82.8%€9,187▼ 27.5%-€1,361
Net result€52,732above the sector's middle half-€6,088within the sector's middle half▼ 88.5%€5,159within the sector's middle half▼ 15.3%-€4,041below the sector's middle half
Equity€53,732within the sector's middle half-€59,819within the sector's middle half▲ 11.3%€64,978within the sector's middle half▲ 8.6%€60,937within the sector's middle half▼ 6.2%
Total assets€89,797within the sector's middle half-€102,731within the sector's middle half▲ 14.4%€81,060within the sector's middle half▼ 21.1%€77,897within the sector's middle half▼ 3.9%
Debt€36,065-€42,912▲ 19.0%€16,081▼ 62.5%€16,960▲ 5.5%
Working capital€50,678within the sector's middle half-€55,236within the sector's middle half▲ 9.0%€61,224within the sector's middle half▲ 10.8%€56,679within the sector's middle half▼ 7.4%
Solvency59.8%within the sector's middle half-58.2%within the sector's middle half▼ 1.6pp80.2%above the sector's middle half▲ 21.9pp78.2%above the sector's middle half▼ 1.9pp
Current ratio2.41within the sector's middle half-2.29within the sector's middle half▼ 0.124.81above the sector's middle half▲ 2.524.87above the sector's middle half▲ 0.06
Return on assets (ROA)58.7%above the sector's middle half-5.9%within the sector's middle half▼ 52.8pp6.4%within the sector's middle half▲ 0.4pp-5.2%below the sector's middle half▼ 11.6pp
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1,361 after €9,187 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77,897
Fixed assets
€6,575 ▲ 75.1%
Current assets
€71,322 ▼ 7.7%
Equity and liabilities €77,897
Equity
€60,937 ▼ 6.2%
Debt
€16,960 ▲ 5.5%
Debt's share of the balance-sheet total rises from 19.8% to 21.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€470▼
2024 · €10,796
Cash flow
-€2,210▼
2024 · €6,768
Debt to equity
0.28▲
2024 · 0.25
ROE
-6.6%▼
2024 · 7.9%
Interest coverage
0.15▼
2024 · 3.04
Debt ≤ 1 year
€14,643▼
2024 · €16,081
Debt > 1 year
€1,500
Income taxes
€700▼
2024 · €4,146
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,146 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 92% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a small loss
2.2%
went bankrupt
5.9%
stopped otherwise
92%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,146 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €528 | €1,765 | €1,609 | €1,831 | ▲ 13.8% |
| Other operating charges640/8 | €2,272 | €1,623 | €906 | €118 | ▼ 87.0% |
| Gross operating margin9900 | €76,556 | €16,057 | €11,702 | €588 | ▼ 95.0% |
| Operating profit (loss)9901 | €73,756 | €12,670 | €9,187 | -€1,361 | ▼ 115% |
| Financial income75/76B | €1,945 | €899 | €3,670 | €1,081 | ▼ 70.5% |
| Recurring financial income75 | €1,945 | €899 | €3,670 | €1,081 | ▼ 70.5% |
| Financial charges65/66B | €664 | €3,027 | €3,552 | €3,061 | ▼ 13.8% |
| Recurring financial charges65 | €664 | €3,027 | €3,552 | €3,061 | ▼ 13.8% |
| Profit (loss) for the period before taxes9903 | €75,037 | €10,542 | €9,305 | -€3,342 | ▼ 136% |
| Income taxes67/77 | €22,305 | €4,454 | €4,146 | €700 | ▼ 83.1% |
| Profit (loss) for the period9904 | €52,732 | €6,088 | €5,159 | -€4,041 | ▼ 178% |
| Profit (loss) for the period to be appropriated9905 | €52,732 | €6,088 | €5,159 | -€4,041 | ▼ 178% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €89,797 | €102,731 | €81,060 | €77,897 | ▼ 3.9% |
| Fixed assets21/28 | €3,054 | €4,583 | €3,754 | €6,575 | ▲ 75.1% |
| Tangible fixed assets22/27 | €3,054 | €4,583 | €3,404 | €3,225 | ▼ 5.3% |
| Plant, machinery and equipment23 | €3,054 | €3,120 | €3,404 | €3,225 | ▼ 5.3% |
| Furniture and vehicles24 | - | €1,463 | - | - | - |
| Financial fixed assets28 | - | - | €350 | €3,350 | ▲ 857% |
| Current assets29/58 | €86,743 | €98,148 | €77,305 | €71,322 | ▼ 7.7% |
| Amounts receivable after more than one year29 | €74,000 | €62,315 | €62,315 | €67,120 | ▲ 7.7% |
| Other amounts receivable291 | €74,000 | €62,315 | €62,315 | €67,120 | ▲ 7.7% |
| Amounts receivable within one year40/41 | €9,791 | €5,415 | €10,289 | €680 | ▼ 93.4% |
| Trade receivables40 | €8,007 | €4,518 | €5,381 | €680 | ▼ 87.4% |
| Other amounts receivable41 | €1,783 | €897 | €4,908 | - | - |
| Cash at bank and in hand54/58 | €1,906 | €29,997 | €4,267 | €1,469 | ▼ 65.6% |
| Deferred charges and accrued income490/1 | €1,047 | €421 | €435 | €2,053 | ▲ 372% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €89,797 | €102,731 | €81,060 | €77,897 | ▼ 3.9% |
| Equity10/15 | €53,732 | €59,819 | €64,978 | €60,937 | ▼ 6.2% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | €52,732 | €58,819 | €63,978 | €63,978 | = |
| Distributable reserves133 | €52,732 | €58,819 | €63,978 | €63,978 | = |
| Profit (loss) carried forward14 | - | - | - | -€4,041 | - |
| Amounts payable17/49 | €36,065 | €42,912 | €16,081 | €16,960 | ▲ 5.5% |
| Amounts payable after more than one year17 | - | - | - | €1,500 | - |
| Other amounts payable178/9 | - | - | - | €1,500 | - |
| Amounts payable within one year42/48 | €36,065 | €42,912 | €16,081 | €14,643 | ▼ 8.9% |
| Financial debts43 | - | - | - | €45 | - |
| Credit institutions430/8 | - | - | - | €45 | - |
| Trade debts44 | €5,196 | €4,584 | €453 | €6,683 | ▲ 1,376% |
| Suppliers440/4 | €5,196 | €4,584 | €453 | €6,683 | ▲ 1,376% |
| Taxes, remuneration and social security45 | €30,869 | €38,328 | €15,629 | €7,914 | ▼ 49.4% |
| Taxes450/3 | €30,869 | €35,555 | €13,306 | €7,914 | ▼ 40.5% |
| Remuneration and social security454/9 | - | €2,773 | €2,322 | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €817 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €52,732 | €6,088 | €5,159 | -€4,041 | ▼ 178% |
| + Depreciation and write-downs630 | €528 | €1,765 | €1,609 | €1,831 | ▲ 13.8% |
| Operating cash flow (approximation) | €53,260 | €7,852 | €6,768 | -€2,210 | ▼ 133% |
| Investment in fixed assets (approximation) | - | -€3,295 | -€780 | -€4,652 | ▼ 497% |
| Change in cash | - | €28,091 | -€25,730 | -€2,798 | ▲ 89.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€4,041
Net result drops to -€4,041, the lowest in the series.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 4.81
Current ratio from 2.29 to 4.81; short-term debt falls from €42,912 to €16,081.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2021
Ground area
1,206 m²
Building footprint
427 m²
Volume, LiDAR
4,525 m³
2 parcels, Flanders · tallest building 16.6 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
LBP
since 20212.326.875.392
Kerkplein 4, 2650 Edegem
since 20252.378.963.206
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0396/00P000 | Flanders | 884 m² | 1 · 130 m² | 16.6 m · 5 fl. |
| 11013A0033/00V002 | Flanders | 323 m² | 1 · 296 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 2,996 EUR awarded · 2,996 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 297 EUR | 297 EUR |
| 2022 | 1 | 2,699 EUR | 2,699 EUR |
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Of 14,138 companies in sector 74201 we hold annual accounts for 2,616. 2,110 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
74201Photography, excluding press photography
59201Sound recording
96999Other personal services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0776450554
Also
9925:BE0776450554
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.