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EVER.ARTS

Active
Private limited companyfounded 20196 yrs activeGewijde-Boomstraat 78, 1050 Elsene, BelgiumKBO/BCE: BE 0738.990.144
Summary

EVER.ARTS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,994 and a net result of -€24,669. Equity is shrinking by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 49% of 3831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
EVER.ARTSActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Photography, excluding press photography
NACE 74201
1 site
Size
€77,474total assets 2025
Staff
1 FTE
Equity
€37,994
Loss
-€24,669
Turnover not published (abridged schema)
Financial health
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 28 d early0 of 1 deed read
Why 90- Loss of €24,669 (FY 2025)+ Sector Other professional, scientific and technical activities (NACE 74)+ Liquidity: current ratio 1.30, cash €27,337, halved+ Size: total assets €77,474Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 34% of its sector peers (NACE 74, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 74+1
equity 49.0% of total assets
Liquidity 69-5
short-term debt 51.0% · cash 35.3%
Profitability 0-100
return on assets -31.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,337 companies)
Last 24 months 11-2024: 0.2%highest value 12-2024: 0.2%● 0.0% vs 11-2024highest value 01-2025: 0.2%▼ -7.0% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.2%▼ -3.1% vs 02-2025 04-2025: 0.2%▲ +0.6% vs 03-2025 05-2025: 0.2%▲ +2.6% vs 04-2025 06-2025: 0.2%▲ +6.9% vs 05-2025 07-2025: 0.1%▼ -43.3% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%▲ +3.1% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -3.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▲ +5.2% vs 02-2026 04-2026: 0.1%▼ -6.9% vs 03-2026 05-2026: 0.1%▼ -1.1% vs 04-2026 06-2026: 0.1%▼ -2.1% vs 05-2026lowest value 07-2026: 0.1%▲ +5.4% vs 06-2026 08-2026: 0.1%▲ +32.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Sector Other professional, scientific and technical activities (NACE 74) lowers the probability
  • Liquidity: current ratio 1.30, cash €27,337, halved lowers the probability
  • Size: total assets €77,474 lowers the probability for this profile
  • Loss of €24,669 (FY 2025) raises the probability
Credit up to €3,000 at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.38 in 2024; short-term debt: 51% and cash: 35.3% of total assets), and 51% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 51%, liquidity 60%, profitability 7%, growth against the median 17%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Other professional, scientific and technical activities (NACE 74)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 1.30, cash €27,337, halved
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €77,474
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €24,669 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
28 d early
2024
35 d early
2023
23 d early
2022
70 d late
2021
25 d late
2020
23 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 July (4 of the last 5 filed years within 47 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€24,669
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: From profit to loss in 2025after €42,101 in 2024 -€24,669 View
  • Caution: Among the weakest 7% on net resultsector median €9,174 · 3,827 companies -€24,669 View
  • Total assets 20256 fiscal years filed €77,474 View

By topic

Financials

Fiscal year
2025
Total assets
€77,474
Loss
-€24,669
Solvency
49.0%
Turnover
Net result
20202021
Go to Financials

Timeline

Events
9
Since
2021
Next accounts
by 31-07-2027
  1. 03-07-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 26-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Photography, excluding press photographyNACE 74201
Founded
11-12-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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