Debts
€283,982 86% of the balance sheet
Financial debts 56%Suppliers 24%Taxes and wages 6%Other 14%
Of this, €124,093 falls due within a year.
LBDE GROUP
Overview
Lifetime
1 annual account with figurespeak €353,780 (2025)
€353,780
peak €33,611 (2025)
€33,611
peak €46,111 (2025)
€46,111
€283,982
Board2 names since 2024
2 directorsDUTRIEUX Elise Nicole Denise Laure and 1 other
Documentsfilings and deeds
29-08-202629 days late
2025abbreviated format
Registered office moved from Forchies La Marche to Fleurus 03-09Registered office moved from Goutroux to Forchies La Marche 22-011 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€12,500 100 shares
2025 accounts filed 29 days after the deadline
Checked score
32
Weak
Financially stronger than 49% of micro companies in land transport (NACE 49)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
11.7% High
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 9,092 companies (NACE 49, micro).
About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 7.3%lowest value
08-2025: 7.3%● unchanged vs 07-2025lowest value
09-2025: 7.6%▲ +0.3 percentage points vs 08-2025
10-2025: 12.7%▲ +5.1 percentage points vs 09-2025
11-2025: 12.9%▲ +0.2 percentage points vs 10-2025
12-2025: 13.4%▲ +0.5 percentage points vs 11-2025
01-2026: 13.8%▲ +0.4 percentage points vs 12-2025
02-2026: 13.8%● unchanged vs 01-2026
03-2026: 13.5%▼ -0.3 percentage points vs 02-2026
04-2026: 13.5%● unchanged vs 03-2026
05-2026: 13.9%▲ +0.4 percentage points vs 04-2026
06-2026: 14.1%▲ +0.2 percentage points vs 05-2026highest value
07-2026: 14.1%● unchanged vs 06-2026highest value
08-2026: 14.1%● unchanged vs 07-2026highest value
09-2026: 11.7%▼ -2.4 percentage points vs 08-2026
10-2026: 11.7%● unchanged vs 09-2026
11-2026: 11.7%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
2 changes of registered office in 24 months
Founded in 2024
Sector: Land transport and transport via pipelines (NACE 49)
lowers risk
Figures for financial year 2025 (filed on 31-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 25% of them on solvency, 43% on liquidity and 77% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the high class on 30-06-2025, 14.6% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as LBDE GROUP has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of LBDE GROUP itself is higher: 11.7% within 12 months. It rests on far more data about LBDE GROUP than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for LBDE GROUP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.02, below the usual 1.5. Short-term debt is 37.6% and cash 8.9% of total assets. 86% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 2418 sector peers (2025).
NBB · sector comparisonPosition among 2418 sector peers
Solvency
better than 20%
← weakest
strongest →
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
29 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- LEROY Baptiste Pierre Ghislain 75 sharesdeed of 19-06-2024
- DUTRIEUX Elise Nicole Denise Laure 25 sharesdeed of 19-06-2024
Recent changes
Registered office moved from Forchies La Marche to Fleurus
New registered office: Rue du Berlaimont 20-6220 FLEURUS · Previous registered office: rue Chaussée 40, 6141 FORCHIES LA MARCHE · General meeting of 23-08-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010447416
New establishment in Fleurus
NOVA DEMENAGEMENT, Rue du Berlaimont 20
Registered office moved from Goutroux to Forchies La Marche
New registered office: Rue Chaussée, 40 6141 FORCHIES LA MARCHE · Previous registered office: rue du Fond de la Biche 114, 6030 GOUTROUX · General meeting of 09-01-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LBDE GROUP Fleurus | €330,093 | €167,560 | 14.0% | - |
| LUNA Jette | €301,790 | €128,071 | 31.2% | - |
| ANS DEMENAGEMENT Grâce-Hollogne | €268,249 | €166,526 | 47.3% | - |
| VDB Verhuizingen Aalst | €214,575 | €130,697 | 43.4% | - |
| RK MOVERS Grimbergen | €200,222 | €146,167 | -9.5% | - |
| NECODEM Charleroi | €268,527 | €314,010 | 31.7% | - |
| KUNIMA Ninove | €208,242 | €269,295 | 38.5% | - |
These companies have the same main activity as LBDE GROUP: removal services (NACE 49420). They are comparable in size and age: total assets between €200,000 and €302,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 17-06-2024Normal situation
- Activity
- Removal servicesNACE 49420and 1 other
- Establishment units
- 2.361.392.5466141 Fontaine-l'Evêque, since 17-06-2024
- 2.375.133.8826220 Fleurus, since 01-04-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 23-06-2025
Annual accounts 2025
- €353,780
- €33,611
- €46,111
- €330,093
- ≈ 0.7 FTEestimated
- Filing
- Filed on 29-08-2026
Insights on LBDE GROUP
The computed 12-month bankruptcy probability of LBDE GROUP is 11.7% (high). The 2025 annual accounts show equity of €46,111 and a net result of €33,611.
Its solvency ranks better than 20% of 2,418 sector peers (NACE 49, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 29-08-2026, 29 days late€353,780
€56,803
€91,628
€68,436
14.0%
1.02
Money flows
of every €100 of turnover, €9.50 remains as profit in 2025Balance sheet
balance sheet total €330,093 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
14.0%
Higher than 20% of 2,418 companies in 2025.
1.02
Higher than 32% of 2,369 companies in 2025.
10.2%
Higher than 72% of 2,377 companies in 2025.
LBDE GROUP
Middle half of the sector
80% of the sector
Abbreviated accounts in land transport (NACE 49)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
330,093 | |
21/28 |
203,913 | |
22/27 |
203,190 | |
24 |
139,065 | |
25 |
64,125 | |
28 |
723 | |
29/58 |
126,180 | |
40/41 |
96,124 | |
40 |
93,046 | |
41 |
3,078 | |
54/58 |
29,464 | |
490/1 |
592 | |
| Balance sheet: equity and liabilities | ||
10/49 |
330,093 | |
10/15 |
46,111 | |
10/11 |
12,500 | |
13 |
33,000 | |
133 |
33,000 | |
14 |
611 | |
17/49 |
283,982 | |
17 |
159,889 | |
170/4 |
159,889 | |
42/48 |
124,093 | |
42 |
40,686 | |
44 |
67,651 | |
440/4 |
67,651 | |
45 |
15,755 | |
450/3 |
14,094 | |
454/9 |
1,661 | |
| Income statement | ||
70 |
353,780 | |
9900 |
167,560 | |
60/61 |
236,936 | |
62 |
24,649 | |
630 |
34,825 | |
640/8 |
14,764 | |
66A |
36,520 | |
9901 |
56,803 | |
75/76B |
3 | |
75 |
3 | |
65/66B |
9,100 | |
65 |
9,100 | |
9903 |
47,705 | |
67/77 |
14,094 | |
9904 |
33,611 | |
9905 |
33,611 | |
| Appropriation of the result | ||
9906 |
33,611 | |
691/2 |
33,000 | |
6921 |
33,000 | |
| Document | ||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 29 days after the deadline. Filed on 29 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00456032.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 29-08-2026 | 2026-00456032 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 91,628 | ||
| 68,436 | ||
| 238,738 | ||
| 2,087 | ||
| 16.1% | ||
| 14.0% | ||
| 1.02 | ||
| 6.16 | ||
| 72.9% | ||
| 10.2% | ||
| 10.07 | ||
| 96 days | ||
| 104 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €238,015 |
| Financial fixed assets | €723 |
| €34,825 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on LBDE GROUP
Debt's share of the balance-sheet total is 86.0%.
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
appointed by deed of 19-06-2024
term without a fixed end
Director (not named in the articles)
appointed by deed of 19-06-2024
term without a fixed end
Mandates through the years
2 names, the dashed line is todayDUTRIEUX Elise Nicole Denise Laure
Director (not named in the articles)
Director (not named in the articles)
LEROY Baptiste Pierre Ghislain
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- DUTRIEUX Elise Nicole Denise Laure
- Director (not named in the articles), appointed by deed of 19-06-2024, still in office
- LEROY Baptiste Pierre Ghislain
- Director (not named in the articles), appointed by deed of 19-06-2024, still in office
Control
This company
LBDE GROUP
Equity €46,111
Profit €33,611 in 2025
Capital
- Contribution
- €12,500
- Shares
- 100
- Contribution per share
- €125
- Equity per share
- €461 in 2025
- Source
- deed of 19-06-2024
Articles of association
deed of 19-06-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 18:00
Shareholders
At incorporation
deed of 19-06-2024 ↗
- LEROY Baptiste Pierre Ghislain 75 shares (75%) · €9,375
- DUTRIEUX Elise Nicole Denise Laure 25 shares (25%) · €3,125
Network & group
No group
LBDE GROUP has no parent and no holdings in its annual accounts. LBDE GROUP shares no director with another company.
Timeline
Timeline
7 events since 2024Filings
Establishments
Address
202420252026
2026
Annual accounts 2025 filed NBBabbreviated format · 29 days late
2025
Registered office moved from Forchies La Marche to FleurusNew registered office: Rue du Berlaimont 20-6220 FLEURUS · Previous registered office: rue Chaussée 40, 6141 FORCHIES LA MARCHE · General meeting of 23-08-20252 points ▸
- General meeting, 23-08-2025
- Registered-office move, Rue du Berlaimont 20-6220 FLEURUS
Registered in the Peppol Directory Reachable for e-invoices through 0208:1010447416
New establishment in Fleurus NOVA DEMENAGEMENT, Rue du Berlaimont 20
Registered office moved from Goutroux to Forchies La MarcheNew registered office: Rue Chaussée, 40 6141 FORCHIES LA MARCHE · Previous registered office: rue du Fond de la Biche 114, 6030 GOUTROUX · General meeting of 09-01-20252 points ▸
- General meeting, 09-01-2025
- Registered-office move, Rue Chaussée, 40 6141 FORCHIES LA MARCHE
2024
IncorporationFounding capital of €12,500, 100 shares · Founder: LEROY Baptiste Pierre Ghislain · Appointments: LEROY Baptiste Pierre Ghislain (director) and DUTRIEUX Elise Nicole Denise Laure (director) · published on 19-06-20247 points ▸
- Founding capital, €12,500, 100 shares
- LEROY Baptiste Pierre Ghislain holds 75 shares
- DUTRIEUX Elise Nicole Denise Laure holds 25 shares
- Founder, LEROY Baptiste Pierre Ghislain
- Registered office clause, rue Fond de la Biche 114, 6030 Charleroi (Goutroux)
- Director appointment, LEROY Baptiste Pierre Ghislain (director (not named in the articles))
- Director appointment, DUTRIEUX Elise Nicole Denise Laure (director (not named in the articles))
- The deed holds 5 more points.
First establishment Rue Chaussée 40, Fontaine-l'Evêque
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1010.447.416
- VAT number
- BE 1010.447.416
- Peppol ID
- 0208:1010447416
- Other Peppol ID
- 9925:BE1010447416
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 17-06-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 18:00deed of 19-06-2024 (in French)
- Peppol
- Reachable since 23-06-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- LBDE GROUP in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 19-06-2024 (in French)
Activities
NACEBEL 2025VAT activities
49420
Removal services main activity
Social security (RSZ) activities
49420
Removal services main activity
Codes under NACEBEL 2008
49420
Land transport and transport via pipelines main activity
47750
Retail trade
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Toutes les prestations de services de déménagement; Le transport de toutes marchandises,meubles,par route,ou autre voie de communication; La…”deed of 19-06-2024 (in French)
14 activities
- Toutes les prestations de services de déménagement
- Le transport de toutes marchandises,meubles,par route,ou autre voie de communication
- La location de matériel de levage,de véhicule utilitaires ou privés
- La fourniture de main d'œuvre pour assurer les prestations de déménagement
- Toutes prestations et fournitures d'emballages
- La location d'entrepôt pour meubles,marchandises
- Toutes prestations de services de garde-meubles
- L'achat,la vente,l'importation,l'exportation de tout matériel nécessité par l'activité de déménagement
- Commerce de détail de parfumerie et de produits de beauté en magasin spécialisé
- Soins de beauté
- Entretien corporel
- Intermédiaire commercial
- La location,la sous-location,l'achat et l'acquisition de tous droits réels ou de la pleine propriété de tout immeuble dans le but soit d'y établir son siège social ou un siège d'exploitation soit d'y loger ses dirigeants et les membres de leur famille à titre de résidence principale ou secondaire en ce compris par sa mise à disposition gratuite au nom de ses dirigeants ou employés et les membres de leur famille,ainsi que l'achat et la vente de la pleine propriété ou de tous droits réels,la location,la mise en location,la construction,la transformation,la mise en valeur ou toutes opérations assimilées pour tout immeuble quelle qu'en soit son affectation,et,de manière plus générale,la gestion et la valorisation d'un patrimoine immobilier,avec ou sans lien direct avec ses autres activités
- Accomplir d'une manière générale toutes opérations industrielles ou commerciales,financières et civiles,mobilières et immobilières ayant un rapport direct ou indirect avec son objet et pouvant en faciliter ou en développer directement ou indirectement,entièrement ou partiellement,la réalisation
Registered office and establishments
2 establishments| Establishment | Since | Unit number |
|---|---|---|
| Rue Chaussée 40 6141 Fontaine-l'Evêque | 17-06-2024 | 2.361.392.546 |
| NOVA DEMENAGEMENT registered office Rue du Berlaimont 20, 6220 Fleurus 49410 Freight transport by road | 01-04-2025 | 2.375.133.882 |
1 former office
- rue du Fond de la Biche 114, 6030 Goutroux until 09-01-2025 · deed of 22-01-2025
Buildings and parcels at the addresses
- Ground area
- 3,144 m²
- Buildings
- 1,306 m²
- Volume, LiDAR
- 6,383 m³
- Tallest building
- 9.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 52021C0344/00X000 | 3,053 m² | 1 · 1,258 m² | 5.5 m · 2 |
| 52023B1061/00F002 | 91 m² | 1 · 48 m² | 9.5 m · 3 |
Contact
E-mail
demenagements.nova@gmail.com