LBDE GROUP
ActiveThe computed 12-month bankruptcy probability of LBDE GROUP is 4.5% (elevated). The 2025 annual accounts show equity of €46k and a net result of €34k. Its solvency ranks better than 19% of 1851 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability88
Solvency39
Growth-
Track record67
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity tight (current ratio 1.02; short-term debt: 37.6% and cash: 8.9% of total assets), and 86% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14%
Return on assets
10.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 1851 sector peers (2025).
NBB · sector comparisonPosition among 1851 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Turnover
€354k
EBIT margin
16.1%
Net result
€34k
Working capital
€2k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €330k
Fixed assets
€204k
Current assets
€126k
Equity and liabilities €330k
Equity
€46k
Debt
€284k
Debt finances 86.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€92k
Cash flow
€68k
Solvency
14.0%
Current ratio
1.02
Quick ratio
1.02
Debt / equity
6.16
ROE
72.9%
ROA
10.2%
Interest coverage
10.07
Debt
€284k
Debt ≤ 1 year
€124k
Debt > 1 year
€160k
Income taxes
€14k
Staff costs
€25k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€330k
Fixed assets21/28€204k
Tangible fixed assets22/27€203k
Furniture and vehicles24€139k
Leasing and similar rights25€64k
Financial fixed assets28€723
Current assets29/58€126k
Amounts receivable within one year40/41€96k
Trade receivables40€93k
Other amounts receivable41€3k
Cash at bank and in hand54/58€29k
Deferred charges and accrued income490/1€592
Equity and liabilities
Total equity and liabilities10/49€330k
Equity10/15€46k
Contributions10/11€13k
Reserves13€33k
Distributable reserves133€33k
Profit (loss) carried forward14€611
Amounts payable17/49€284k
Amounts payable after more than one year17€160k
Financial debts170/4€160k
Amounts payable within one year42/48€124k
Current portion of amounts payable after more than one year42€41k
Trade debts44€68k
Suppliers440/4€68k
Taxes, remuneration and social security45€16k
Taxes450/3€14k
Remuneration and social security454/9€2k
Income statement
Code2025
Turnover70€354k
Goods, raw materials, services and sundry goods60/61€237k
Remuneration, social security and pensions62€25k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k
Other operating charges640/8€15k
Non-recurring operating charges66A€37k
Gross operating margin9900€168k
Operating profit (loss)9901€57k
Financial income75/76B€3
Recurring financial income75€3
Financial charges65/66B€9k
Recurring financial charges65€9k
Profit (loss) for the period before taxes9903€48k
Income taxes67/77€14k
Profit (loss) for the period9904€34k
Profit (loss) for the period to be appropriated9905€34k
Appropriation of the result
Profit (loss) to be appropriated9906€34k
Transfer to equity691/2€33k
To other reserves6921€33k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 2 establishment units since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Berlaimont(FL) 206220 FleurusGround area
3,144 m²
Building footprint
1,306 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
Rue Chaussée(FLM) 40, 6141 Fontaine-l'Evêque
since 20242.361.392.546
NOVA DEMENAGEMENT
since 20252.375.133.882
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52021C0344/00X000 | Wallonia | 3,053 m² | 1 · 1,258 m² | - |
| 52023B1061/00F002 | Wallonia | 91 m² | 1 · 48 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALEX LIFT DEMENAGEMENT EXPRESS
BE 0684.889.878
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Q & W Services
BE 0759.401.419
Hasselt · Eq €46k
JM TRANSPORT & DEMENAGEMENT
BE 1018.500.889
Brussel · Eq €47k
LOGFRA
BE 1020.406.247
Wavre · Eq €45k
LE VIDE MAISON
BE 0652.850.382
Brussel · Eq €45k
Of 997 companies in sector 49420 we hold annual accounts for 451. 341 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2024
Fiscal year end31-12
Activities, NACEBEL
49420Removal services
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:demenagements.nova@gmail.com