LBB is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For LBB, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€95,317) and a net result of €10,344. Equity is growing by about 19% per year across the filed financial years. Its solvency ranks better than 6% of 8,853 sector peers (NACE 64, financial year 2023). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.
Signalsraises riskTwo or more financial years not filedneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: At least two filing cycles are missing
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-03-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 5 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Appointments: Maria-Angela Motan (director) and Stefan…Registered-office move
Resignation: Victor Staes (director)Director discharge
Annual accounts filedfinancial year 2023 · micro…
Key points
Risk: Accounts not fileddeadline was 31-10-2024714 days lateView
Risk: Negative equityfinancial year 2023: debts exceed assets-€95,317View
Caution: Among the weakest 5% on equitysector median €139,793 · 8,858 companies-€95,317View
Caution: Result fell in 2023from €228,780 to €10,344▼ 95.5%View
Board changedlatest change 16-01-2026 · 2 in office2 joined · 1 leftView