QUIZ
ActiveQUIZ is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.18M and a net result of €-385. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 5495 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
61 d late
2019
145 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.18M=
2024 · €1.18M
2018: €8.95M
2019: €11.73M
2020: €2.66M
2021: €1.44M
2022: €1.30M
2023: €1.28M
2024: €1.18M
2018 → 2025
Net result
€-385▲ 99.6%
2024 · €-105k
2018: €2.28M
2019: €2.78M
2020: €31.89M
2021: €-1.22M
2022: €-137k
2023: €-23k
2024: €-105k
2018 → 2025
Total assets
€1.18M▼ 1.2%
2024 · €1.19M
2018: €9.15M
2019: €11.93M
2020: €2.67M
2021: €1.46M
2022: €1.31M
2023: €1.29M
2024: €1.19M
2018 → 2025
Solvency
99.6%▲ 1.2pp
2024 · 98.4%
2018: 97.9%
2019: 98.3%
2020: 99.3%
2021: 98.6%
2022: 99.3%
2023: 99.1%
2024: 98.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.44M-€1.30M▼ 9.5%€1.28M▼ 1.8%€1.18M▼ 8.2%€1.18M=
Operating result€-134k-€-141k▼ 5.4%€-31k▲ 78.0%€-108k▼ 247%€-4k▲ 96.3%
Net result€-1.22M-€-137k▲ 88.7%€-23k▲ 83.1%€-105k▼ 356%€-385▲ 99.6%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €108k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.18M
Fixed assets
€10k=
Current assets
€1.17M▼ 1.2%
Equity and liabilities €1.18M
Equity
€1.18M=
Debt
€5k▼ 73.9%
The debt ratio falls from 1.6% to 0.4%: debt is paid down.
Key figures and ratios
Solvency
99.6%▲
2024 · 98.4%
ROE
0.0%▲
2024 · -9.0%
ROA
0.0%▲
2024 · -8.8%
Debt
€5k▼
2024 · €19k
Debt ≤ 1 year
€5k▼
2024 · €19k
A ratio outside any meaningful range has been withheld (balance sheet total €1.18M, equity €1.18M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.19M€1.18M▼
Formation expenses20€0€0=
Fixed assets21/28€10k€10k=
Financial fixed assets28€10k€10k=
Current assets29/58€1.18M€1.17M▼
Amounts receivable after more than one year29€761k€442k▼
Other amounts receivable291€761k€442k▼
Amounts receivable within one year40/41€24k€19k▼
Trade receivables40€0€0=
Other amounts receivable41€24k€19k▼
Current investments50/53€138k€618k▲
Cash at bank and in hand54/58€261k€91k▼
Equity and liabilities
Total equity and liabilities10/49€1.19M€1.18M▼
Equity10/15€1.18M€1.18M=
Contributions10/11€3.00M€3.00M=
Reserves13€300k€300k=
Non-distributable reserves130/1€300k€300k=
Reserves not available under the articles1311€300k€300k=
Profit (loss) carried forward14€-2.12M€-2.12M=
Amounts payable17/49€19k€5k▼
Amounts payable within one year42/48€19k€5k▼
Trade debts44€17k€4k▼
Suppliers440/4€17k€4k▼
Taxes, remuneration and social security45€196€0▼
Taxes450/3€196€0▼
Other amounts payable47/48€1k€1k=
Income statement
Code20242025
Other operating charges640/8€10k€998▼
Gross operating margin9900€-98k€-3k▲
Operating profit (loss)9901€-108k€-4k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€331€338▲
Recurring financial charges65€331€338▲
Profit (loss) for the period before taxes9903€-105k€-385▲
Income taxes67/77€0-
Profit (loss) for the period9904€-105k€-385▲
Profit (loss) for the period to be appropriated9905€-105k€-385▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2.12M€-2.12M=
Profit (loss) brought forward from the previous period14P€-2.02M€-2.12M▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 240.30
Current ratio from 63.40 to 240.30; short-term debt falls from €19k to €5k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Liquidity times 6current ratio 413.89
Current ratio from 71.61 to 413.89; short-term debt falls from €20k to €3k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-1.22M ▼104%
Net result drops to €-1.22M, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
31-12
Financial
Highest result since 2018net €31.89M ▲1048%
Net result €31.89M, the highest in the series.
31-12
Financial
Liquidity times 6current ratio 141.42
Current ratio from 25.20 to 141.42; short-term debt falls from €198k to €19k.
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 145 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 25.20
Current ratio from 11.25 to 25.20.
31-12
Financial
Equity above €10MEq €11.73M ▲31%
2 profitable years in a row build equity to €11.73M.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Franz Merjaystraat 1591050 ElseneGround area
423 m²
Building footprint
139 m²
Volume, LiDAR
2,400 m³
Parcel 21447B0457/00G000, Brussels · tallest building 20.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
CHL Holding
since 20122.243.976.818
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0457/00G000 | Brussels | 423 m² | 1 · 139 m² | 20.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600NFX1P49BAWYN67
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 12,270 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2012
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.