DD MONTAGE
ActiveThe computed 12-month bankruptcy probability of DD MONTAGE is 2.5% (moderate). The 2024 annual accounts show equity of €113k and a net result of €64k. Equity is growing by ~88.4% per year across the filed fiscal years. Its solvency ranks better than 30% of 36373 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability89▲+4
Solvency53▼-1
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 1.83 in 2023; short-term debt: 37.1% and cash: 14.9% of total assets), but 71.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
19 d late
2023
76 d late
2022
116 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€113k▲ 131%
2023 · €49k
2022: €27k
2023: €49k
2022 → 2024
Total assets
€398k▲ 135%
2023 · €170k
2022: €88k
2023: €170k
2022 → 2024
Net result
€64k▲ 184%
2023 · €23k
2022: €24k
2023: €23k
2022 → 2024
Working capital
€139k▲ 148%
2023 · €56k
2022: €-228
2023: €56k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€27k-€49k▲ 85.2%€113k▲ 131%
Operating result€34k-€33k▼ 3.4%€82k▲ 146%
Net result€24k-€23k▼ 5.9%€64k▲ 184%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 146% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €398k
Fixed assets
€111k▲ 143%
Current assets
€287k▲ 132%
Equity and liabilities €398k
Equity
€113k▲ 131%
Debt
€285k▲ 136%
The debt ratio rises from 71.1% to 71.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€102k▲
2023 · €48k
Cash flow
€84k▲
2023 · €37k
Solvency
28.5%▼
2023 · 28.9%
Current ratio
1.94▲
2023 · 1.83
Quick ratio
1.94▲
2023 · 1.83
Debt / equity
2.51▲
2023 · 2.46
ROE
56.7%▲
2023 · 46.0%
ROA
16.1%▲
2023 · 13.3%
Interest coverage
27.35▲
2023 · 10.47
Debt
€285k▲
2023 · €121k
Debt ≤ 1 year
€148k▲
2023 · €68k
Debt > 1 year
€77k▲
2023 · €53k
Income taxes
€15k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€170k€398k▲
Fixed assets21/28€46k€111k▲
Tangible fixed assets22/27€46k€111k▲
Plant, machinery and equipment23€7k€7k▼
Furniture and vehicles24€39k€105k▲
Current assets29/58€124k€287k▲
Amounts receivable after more than one year29-€90k
Other amounts receivable291-€90k
Amounts receivable within one year40/41€103k€137k▲
Trade receivables40€7k€130k▲
Other amounts receivable41€96k€8k▼
Cash at bank and in hand54/58€21k€59k▲
Equity and liabilities
Total equity and liabilities10/49€170k€398k▲
Equity10/15€49k€113k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€47k€111k▲
Amounts payable17/49€121k€285k▲
Amounts payable after more than one year17€53k€77k▲
Financial debts170/4€53k€77k▲
Amounts payable within one year42/48€68k€148k▲
Current portion of amounts payable after more than one year42€24k€37k▲
Trade debts44€24k€48k▲
Suppliers440/4€24k€48k▲
Advances received on contracts in progress46€2k€36k▲
Taxes, remuneration and social security45€14k€26k▲
Taxes450/3€14k€26k▲
Other amounts payable47/48€3k-
Accrued charges and deferred income492/3-€60k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€20k▲
Other operating charges640/8€513€772▲
Gross operating margin9900€49k€103k▲
Operating profit (loss)9901€33k€82k▲
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€29k€79k▲
Income taxes67/77€6k€15k▲
Profit (loss) for the period9904€23k€64k▲
Profit (loss) for the period to be appropriated9905€23k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€111k▲
Profit (loss) brought forward from the previous period14P€24k€47k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Highest result since 2022net €64k ▲184%
Operating result €82k, net result €64k, both a record.
31-12
Financial
Equity above €100kEq €113k ▲131%
3 profitable years in a row build equity to €113k.
15-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 76 days late
2023
31-12
Financial
Weakest financial yearnet €23k ▼5.9%
Net result drops to €23k, the lowest in the series; recovery starts the following year.
24-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 116 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijper 673202 AarschotGround area
1,714 m²
Building footprint
160 m²
Volume, LiDAR
831 m³
Parcel 24092C0182/00C000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DD MONTAGE
since 20212.323.205.527
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24092C0182/00C000 | Flanders | 1,714 m² | 1 · 160 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DAKWERKEN M & D
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DNM CONSTRUCT
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AIRBELUX
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,799 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2021
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43211General electrical installation work
43320Joinery installation
43990Other specialised construction activities
43994Specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.