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LB Concept

Active Private limited companyfounded 2020active for 6 yearsRue de la Fostelle 1, 5630 CerfontaineKBO/BCE: BE 0748.677.969

Lifetime

5 annual accounts with figures on one time axis
peak €10,781 (2024)
€10,781▲ 1.8%
lowest -€340 (2022)
€35,892▲ 41×
peak €66,460 (2024)
€66,460▲ 117%
€364,704▼ 9.1%
Board1 name since 2020
1 directorBOURTON Emilie
Documentsfilings and deeds
29-08-202529 days late
2024micro format
Result from €873 to €35,892Registered office moved from Senzeille to Silenrieux 10-10Equity from €30,568 to €66,460

Key points

from the 2024 annual accounts

Debts

€364,704 85% of the balance sheet
After one year 39%Within one year 61%

Of this, €220,699 falls due within a year.

Filings

5 annual accounts 103 days past the deadline
AprilJune31 JulyOctober202020222024

2025 accounts not filed: deadline was 31-07-2026.

Position in the sector

15.4%

Lower solvency than 82% of companies in head offices and management consultancy. Sector median 57.9% · 37,582 companies.

Checked score

53
Fair
Financially stronger than 42% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.6% 01-2025: 1.6%● unchanged vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.5%▼ -0.1 percentage points vs 03-2025 05-2025: 1.6%▲ +0.1 percentage points vs 04-2025 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 1.6%● unchanged vs 06-2025 08-2025: 2.2%▲ +0.6 percentage points vs 07-2025 09-2025: 1.5%▼ -0.7 percentage points vs 08-2025 10-2025: 1.5%● unchanged vs 09-2025 11-2025: 1.5%● unchanged vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.4%▼ -0.1 percentage points vs 03-2026 05-2026: 1.5%▲ +0.1 percentage points vs 04-2026 06-2026: 1.3%▼ -0.2 percentage points vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026lowest value 08-2026: 1.9%▲ +0.6 percentage points vs 07-2026 09-2026: 2.5%▲ +0.6 percentage points vs 08-2026highest value 10-2026: 2.2%▼ -0.3 percentage points vs 09-2026 11-2026: 2.2%● unchanged vs 10-2026

Financial strength
Average

40+8equity 15.4% of total assets
49-3short-term debt 51.2%
58+20return on assets 8.3%

Score breakdown

raises risk
Figures for financial year 2024 (filed on 29-08-2025)
Liquidity: current ratio 0.01
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €431,165
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 20% of them on solvency, 29% on liquidity, 26% on profitability and 91% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2024.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit verdict

Credit of up to €3,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity is insufficient, with a current ratio of 0.01 (0.01 in 2023), below 1. Short-term debt is 51.2% of total assets. 84.6% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 29-08-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.01
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €431,165
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 37582 sector peers (2024).
NBB · sector comparison
Position among 37582 sector peers
Solvency
better than 18%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 103 days later.
NBB · 5 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline11-11-2026 today
raises risk · 2024 accounts filed 29 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
not filed
2024
29 days late
2023
30 days late
2022
31 days late
2021
31 days late
2020
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 30 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BE
Director, since 17-06-2020
  • BOURTON Emilie 100 sharesdeed of 22-06-2020

Shares in 2 companies, BOURTON CONSULTING GROUP and MD Assurances

Board & ownership

Recent changes

Registered office moved from Senzeille to Silenrieux New registered office: RUE DE LA FOSTELLE, 1 5630 SILENRIEUX · Previous registered office: Rue Tienne Boudame, 163 à 5630 Senzeille · Gazette deed
First establishment Rue Edouard Dinot 32, Ciney
Incorporation Founding capital of €3,000, 100 shares · Founder: BOURTON Emilie · Appointment: BOURTON Emilie (director) · published on 22-06-2020 · Gazette deed
All 11 events

Comparable companies

same main activity, similar in size and age
Company
LB Concept Cerfontaine €431,165 €10,781 15.4% -
Immo Hens - Nuyens Nijlen €477,472 €11,050 -2.1% -
FuTura Herentals €393,032 €10,097 -8.1% -
Blakk Lontzen €466,038 €12,419 57.6% -
DR2 CONSULTING Rotselaar €386,697 €10,158 99.8% -
VIMMOBEL Tintigny €525,769 €11,001 94.4% -
LORENZO IMMO BUSINESS Charleroi €415,338 €12,619 -10.4% -

These companies have the same main activity as LB Concept: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €387,000 and €526,000, founded between 2019 and 2021.

Official details

Source: KBO
Status
Active since 17-06-2020Normal situation
Activity
Business and other management consultancyNACE 70200and 1 other
Establishment unit
2.304.290.7255590 Ciney, since 01-08-2020
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2024

≈ €50,000estimated
€431,165▼ 0.1%
Filing
Filed on 29-08-2025
Financials

Insights on LB Concept

LB Concept files the micro format. That format states no turnover. The gross margin rose from €4,317 in 2020 to €10,781 in 2024.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about LB Concept

What is the company number of LB Concept?
The company number of LB Concept is 0748.677.969. The VAT number is the same number with BE in front: BE 0748.677.969.
Where is LB Concept based?
The registered office is at Rue de la Fostelle 1, 5630 Cerfontaine.Company details
What does LB Concept do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of LB Concept?
LB Concept is a private limited company (BV).
When was LB Concept founded?
LB Concept was founded on 17-06-2020.
Is LB Concept still active?
Yes, LB Concept is an active enterprise in the KBO register.
What is the turnover of LB Concept?
The turnover in financial year 2024 is ≈ €50,000. This figure is estimated from the gross margin of €10,781 and 206 comparable companies (NACE 70200). It probably lies between €23,000 and €100,000. It is a rough estimate.Financials
Is LB Concept profitable?
In financial year 2024, LB Concept made a profit of €35,892.
Where can I find the annual accounts of LB Concept?
LB Concept filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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