FuTura
ActiveSummary
FuTura has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-32k) and a net result of €6k. Equity is shrinking by ~71.9% per year across the filed fiscal years. Its solvency ranks better than 9% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+71
Solvency17▲+17
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.91 against 0.23 in 2024; short-term debt: 108.1% and cash: 0% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-8.1%
Return on assets
1.5%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
1 d early
2022
on the day
2021
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-32k▲ 16.1%
2024 · €-38k
2021: €74k
2022: €43k
2023: €19k
2024: €-38k
2021 → 2025
Total assets
€393k▲ 1,376%
2024 · €27k
2021: €100k
2022: €79k
2023: €77k
2024: €27k
2021 → 2025
Net result
€6k
2024 · €-56k
2021: €69k
2022: €-32k
2023: €-24k
2024: €-56k
2021 → 2025
Working capital
€-38k▲ 22.9%
2024 · €-50k
2021: €68k
2022: €35k
2023: €13k
2024: €-50k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€43k▼ 42.8%€19k▼ 56.2%€-38k€-32k▲ 16.1%
Operating result€88k-€-32k€-24k▲ 25.2%€-56k▼ 137%€4k
Net result€69k-€-32k€-24k▲ 24.9%€-56k▼ 136%€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €56k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €393k
Fixed assets
€7k ▼ 44.4%
Current assets
€386k ▲ 2,522%
Key figures and ratios
EBITDA
€9k▲
2024 · €-53k
Cash flow
€11k▲
2024 · €-53k
Solvency
-8.1%▲
2024 · -142.0%
Current ratio
0.91▲
2024 · 0.23
Debt to equity
-13.39▼
2024 · -1.70
ROA
1.5%▲
2024 · -212.0%
Interest coverage
241.97▲
2024 · -293.92
Debt
€425k▲
2024 · €64k
Debt ≤ 1 year
€425k▲
2024 · €64k
Income taxes
€263▲
2024 · €165
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€27k€393k▲
Fixed assets21/28€12k€7k▼
Tangible fixed assets22/27€12k€7k▼
Furniture and vehicles24€12k€7k▼
Current assets29/58€15k€386k▲
Amounts receivable after more than one year29-€380k
Other amounts receivable291-€380k
Amounts receivable within one year40/41€2k€6k▲
Trade receivables40€2k€6k▲
Cash at bank and in hand54/58€12k€18▼
Deferred charges and accrued income490/1€736€754▲
Equity and liabilities
Total equity and liabilities10/49€27k€393k▲
Equity10/15€-38k€-32k▲
Contributions10/11€5k€5k=
Reserves13€69k€69k=
Distributable reserves133€69k€69k=
Profit (loss) carried forward14€-112k€-106k▲
Amounts payable17/49€64k€425k▲
Amounts payable within one year42/48€64k€425k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€730€2k▲
Taxes450/3€730€2k▲
Other amounts payable47/48€62k€421k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€49k€648▼
Gross operating margin9900€-3k€10k▲
Operating profit (loss)9901€-56k€4k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€180€39▼
Recurring financial charges65€180€39▼
Profit (loss) for the period before taxes9903€-56k€6k▲
Income taxes67/77€165€263▲
Profit (loss) for the period9904€-56k€6k▲
Profit (loss) for the period to be appropriated9905€-56k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-112k€-106k▲
Profit (loss) brought forward from the previous period14P€-56k€-112k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €6k
Net result €6k after 3 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-56k
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ring(NDW) 502200 HerentalsGround area
859 m²
Building footprint
357 m²
Volume, LiDAR
1,608 m³
Parcel 13027B0144/00C004, Flanders · tallest building 8.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FuTura
since 20202.300.174.757
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13027B0144/00C004 | Flanders | 859 m² | 1 · 357 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 744 EUR awarded · 521 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 744 EUR | 521 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 29,809 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2020
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.