Active BE 1008.551.164Private limited company

LAZ MODE

Rue de la Cathédrale 69 ·4000 Liège, Belgium· 2 yrs active

Sector: Reparatie en onderhoud van consumentenartikelen, neg (95290)

Conclusion Checked

The computed 12-month bankruptcy probability of LAZ MODE is 2.9% (moderate). The 2024 annual accounts show negative equity (€-13k) and a net result of €-16k. Its solvency ranks better than 10% of 925 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€-13k
Net result	€-16k
Better than sector	10%
Active	2 yrs

Snowflake analysis 4 of 5 axes measured · computed by Checked

33 / 100

Fragile profile, watch health in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 0

Profitability 33

Solvency 33

Growth -

Stability 67

Bankruptcy probability (12 mo) Checked model v1 · free

2.9% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Annual accounts: weaker financial profile +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

0 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro

Sector comparison

Fiscal year 2024 · NACE 95 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-68.9%	24.7%	better than 10% of 925 sector peers
Net result	€-16k	€5k	better than 11% of 921 sector peers
Equity	€-13k	€17k	better than 12% of 926 sector peers
Gross operating margin	€-778	€27k	better than 13% of 920 sector peers
Staff costs	€13k	€28k	higher than 35% of 428 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	€30k
EBITDA	€-14k
Net profit	€-16k
Cash flow	€-14k
Staff costs	€13k
Income taxes	-
Dividends	-
Total assets	€19k
Equity	€-13k
Debt	€33k
of which ≤ 1y	€33k
of which > 1y	-
Working capital	€-22k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.32
Quick ratio	0.03
Working capital ratio	-114.2%
Solvency	-68.9%
Debt / equity	-2.45
Long-term debt ratio	-
Interest coverage	-65.10
Gross margin	-17.7%
Net margin	-53.8%
ROA	-81.8%
ROE	118.6%
EBITDA margin	-46.0%
Days sales outstanding	0d
Days payable outstanding	37d
Inventory turnover	3.57
Days inventory (DSI)	102d

Balance-sheet composition 2024

Assets

Fixed assets €9k · 45.6% Current assets €11k · 54.4%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€19k
Fixed assets	21/28	€9k
Tangible fixed assets	22/27	€7k
Financial fixed assets	28	€2k
Current assets	29/58	€11k
Stocks & contracts in progress	3	€10k
Amounts receivable within one year	40/41	€0
Cash & bank	54/58	€703
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€19k
Equity	10/15	€-13k
Contributions / capital	10/11	€3k
Accumulated profits (losses)	14	€-16k
Amounts payable	17/49	€33k
Amounts payable within one year	42/48	€33k
Trade debts payable within one year	44	€4k
Income statement
Turnover	70	€30k
Gross operating margin	9900	€-778
Operating result	9901	€-16k
Financial charges	65	€209
Result before taxes	9903	€-16k
Net result for the period	9904	€-16k
Result to be appropriated	9905	€-16k

Ratios computed by Checked.

Directors & mandates 2 directors

Current directors & mandates

MAHMOUD LAZGIN
Manager
State Gazette act 24106149 (15-07-2024)

Current
17-06-2024 → present

Former directors (1)

BOUCHEFIRAT KHALIL
Manager
State Gazette act 24086992 (10-06-2024)

Former
15-05-2024 → 16-06-2024
2 events
- 16-06-2024 Resigned· Manager
- 15-05-2024 Appointed· Manager

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Reparatie en onderhoud van consumentenartikelen, neg(95290)
Legal form	Private limited company(610)
Incorporation	18-04-2024
Status	Active
Postal code	4000

Establishment units 1 location

LAZ MODE

Rue de la Cathédrale 69, 4000 LiègeDetailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)

since 20242.360.052.263

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62063A0850/00M000	Wallonia	121 m²	1 · 78 m²	19.2 m · 6 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

29-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

15-07-2024

State Gazette act Director changes

10-06-2024

State Gazette act Director changes

Belgisch Staatsblad, acts 2 acts

All acts · 2 updated 2 years ago

2024

15-07-2024 1 director appointed, 1 resigning Director changes

MAHMOUD LAZGIN, Zaakvoerder
BOUCHEFIRAT KHALIL, Zaakvoerder

Original publication ↗

Technical details

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10-06-2024 BOUCHEFIRAT KHALIL appointed as manager Director changes

BOUCHEFIRAT KHALIL, Zaakvoerder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank

Activities

Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires in gespecialiseerde winkels (algemeen assortiment)47716Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Reparatie van andere consumentenartikelen95290Reparatie en onderhoud van consumentenartikelen, neg95290Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires in gespecialiseerde winkels (algemeen assortiment)47716Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716

Primary activity highlighted.

Names & trade names

Legal nameFR

LAZ MODE

Registered office

Rue de la Cathédrale 69

4000 Liège, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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