LAYTH
ActiveLAYTH has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €55k. Equity is growing by ~24.3% per year across the filed fiscal years. Its solvency ranks better than 24% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
81
/ 100
Excellent▼ -12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency31▼-69
Growth58▲+6
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 5.48 in 2024), and 78.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.2%
Return on assets
30.9%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 31487 sector peers (2025).
NBB · sector comparisonPosition among 31487 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
32 d late
2024
52 d late
2023
51 d late
2022
63 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€182k
EBIT margin
39.3%
Net result
€55k▲ 57.8%
2024 · €35k
2022: €44k
2023: €36k
2024: €35k
2022 → 2025
Working capital
€19k▼ 83.1%
2024 · €110k
2022: €40k
2023: €76k
2024: €110k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€182k
Equity€47k-€83k▲ 77.6%€118k▲ 41.7%€38k▼ 68.0%
Operating result€55k-€47k▼ 14.4%€45k▼ 4.5%€71k▲ 58.5%
Net result€44k-€36k▼ 17.1%€35k▼ 4.6%€55k▲ 57.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 58% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177k
Fixed assets
€19k▲ 140%
Current assets
€158k▲ 17.7%
Equity and liabilities €177k
Equity
€38k▼ 68.0%
Debt
€139k▲ 469%
The debt ratio rises from 17.2% to 78.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€76k▲
2024 · €49k
Cash flow
€59k▲
2024 · €38k
Solvency
21.2%▼
2024 · 82.8%
Current ratio
1.13▼
2024 · 5.48
Quick ratio
1.13▼
2024 · 5.48
Debt / equity
3.71▲
2024 · 0.21
ROE
145.2%▲
2024 · 29.4%
ROA
30.9%▲
2024 · 24.4%
Interest coverage
734.15▼
2024 · 842.68
Debt
€139k▲
2024 · €24k
Debt ≤ 1 year
€139k▲
2024 · €24k
Income taxes
€17k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€142k€177k▲
Fixed assets21/28€8k€19k▲
Tangible fixed assets22/27€5k€16k▲
Plant, machinery and equipment23€1k€450▼
Furniture and vehicles24€4k€15k▲
Financial fixed assets28€3k€3k=
Current assets29/58€134k€158k▲
Amounts receivable within one year40/41-€243
Other amounts receivable41-€243
Cash at bank and in hand54/58€134k€157k▲
Deferred charges and accrued income490/1-€616
Equity and liabilities
Total equity and liabilities10/49€142k€177k▲
Equity10/15€118k€38k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€115k€35k▼
Amounts payable17/49€24k€139k▲
Amounts payable within one year42/48€24k€139k▲
Trade debts44€2k€118▼
Suppliers440/4€2k€118▼
Taxes, remuneration and social security45€23k€25k▲
Taxes450/3€21k€25k▲
Remuneration and social security454/9€1k-
Other amounts payable47/48€85€114k▲
Income statement
Code20242025
Turnover70-€182k
Goods, raw materials, services and sundry goods60/61-€108k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€49k€76k▲
Operating profit (loss)9901€45k€71k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€58€103▲
Recurring financial charges65€58€103▲
Profit (loss) for the period before taxes9903€45k€71k▲
Income taxes67/77€10k€17k▲
Profit (loss) for the period9904€35k€55k▲
Profit (loss) for the period to be appropriated9905€35k€55k▲
Appropriation of the result
Profit (loss) to be appropriated9906€115k€55k▼
Profit (loss) brought forward from the previous period14P€80k-
Transfer from equity791/2-€115k
Profit to be distributed694/7-€135k
Return on contributions (dividend)694-€135k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 32 days late
2025
31-12
Financial
Highest result since 2022net €55k ▲57.8%
Operating result €71k, net result €55k, both a record.
21-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 52 days late
2024
31-12
Financial
Weakest financial yearnet €35k ▼4.6%
Net result drops to €35k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €118k ▲41.7%
3 profitable years in a row build equity to €118k.
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudstrijdersstraat 161785 MerchtemGround area
294 m²
Building footprint
91 m²
Volume, LiDAR
589 m³
Parcel 23602K0163/00Y000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LAYTH
since 20222.329.789.748
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23602K0163/00Y000 | Flanders | 294 m² | 1 · 91 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 36,148 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
41001General construction of residential buildings
58290Other software publishing
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.