Active BE 0783.449.006Private limited company

LaVie

Beneluxpark(Kor) 26 ·8500 Kortrijk, Belgium· 4 yrs active

Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)

Conclusion Checked

The computed 12-month bankruptcy probability of LaVie is 0.4% (very low). The 2024 annual accounts show equity of €112k and a net result of €11k. Its solvency ranks better than 66% of 12488 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€112k
Net result	€11k
Better than sector	66%
Active	4 yrs

Financial profile 5 of 5 axes measured · computed by Checked

78 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93

Profitability 50

Solvency 100

Growth 52

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

0.4% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

93 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	71.6%	60.5%	better than 66% of 12488 sector peers
Net result	€11k	€31k	better than 30% of 12490 sector peers
Equity	€112k	€63k	better than 69% of 12496 sector peers
Gross operating margin	€14k	€52k	better than 21% of 12475 sector peers
Total assets	€157k	€124k	better than 59% of 12489 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€14k

- 23-24

Net profit

€11k

-88.5% 23-24

Cash flow

€12k

- 23-24

Total assets

€157k

+8.6% 23-24

Equity

€112k

+11.1% 23-24

Working capital

€109k

+8.6% 23-24

Income taxes

€4k

-90.8% 23-24

Debt

€45k

+2.7% 23-24

Show 8 other metrics

Debt ≤ 1y

€45k

+2.8% 23-24

Current ratio

3.45

+4.0% 23-24

Quick ratio

3.45

+4.0% 23-24

Solvency

71.6%

+2.3% 23-24

Debt / equity

0.40

-7.6% 23-24

ROE

10.0%

-89.7% 23-24

ROA

7.2%

-89.4% 23-24

Interest coverage

33.61

- 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€14k
Net profit	€11k
Cash flow	€12k
Staff costs	-
Income taxes	€4k
Dividends	-
Total assets	€157k
Equity	€112k
Debt	€45k
of which ≤ 1y	€45k
of which > 1y	-
Working capital	€109k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	3.45
Quick ratio	3.45
Working capital ratio	69.3%
Solvency	71.6%
Debt / equity	0.40
Long-term debt ratio	-
Interest coverage	33.61
Gross margin	-
Net margin	-
ROA	7.2%
ROE	10.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €4k · 2.3% Current assets €153k · 97.7%

Equity & liabilities

Equity €112k · 71.7% Debt €45k · 28.4%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€157k
Fixed assets	21/28	€4k
Tangible fixed assets	22/27	€3k
Financial fixed assets	28	€1k
Current assets	29/58	€153k
Amounts receivable within one year	40/41	€14k
Cash & bank	54/58	€139k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€157k
Equity	10/15	€112k
Contributions / capital	10/11	€3k
Reserves	13	€98k
Accumulated profits (losses)	14	€11k
Amounts payable	17/49	€45k
Amounts payable within one year	42/48	€45k
Trade debts payable within one year	44	€820
Income statement
Gross operating margin	9900	€14k
Operating result	9901	€13k
Financial income	75	€2k
Financial charges	65	€407
Result before taxes	9903	€15k
Income taxes	67/77	€4k
Net result for the period	9904	€11k
Result to be appropriated	9905	€11k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 1 directors

Permanent representatives (3)

These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.

BV Roof.FinLegal entity
Permanent representative· perm. rep.: Emile Steyaert
State Gazette act 25042283 (31-03-2025)

Permanent representative
21-04-2025 → present
NV DESPIEGELAERE PROJECTSLegal entity
Permanent representative· perm. rep.: Arthur despiegelaere
State Gazette act 25042283 (31-03-2025)

Permanent representative
21-04-2025 → present
NV V&V INVESTLegal entity
Permanent representative· perm. rep.: Johan Verhelst
State Gazette act 25042283 (31-03-2025)

Permanent representative
21-04-2025 → present

Former directors (1)

Nathalie Van den Broecke
Director
State Gazette act 25042283 (31-03-2025)

Former
- → 21-04-2025

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form	Private limited company(610)
Incorporation	15-03-2022
Status	Active
Postal code	8500

Establishment units 1 location

Driesstraat 82, 8790 Waregem

Verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning, organisatie, efficiëntie en toezicht, het verschaffen van informatie aan de bedrijfsleiding, enz.

since 20222.330.237.037

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
34354D0456/00A000	Flanders	1.1 ha	1 · 3,566 m²	0.0 m
34452B0180/00F000	Flanders	2,909 m²	1 · 249 m²	6.1 m · 1 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

29-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

31-03-2025

State Gazette act Director changes

2024

04-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 1 year ago

2025

31-03-2025 3 directors appointed, 1 resigning Director changes

Arthur despiegelaere, Vaste vertegenwoordiger
Johan Verhelst, Vaste vertegenwoordiger
Emile Steyaert, Vaste vertegenwoordiger
Nathalie Van den Broecke, Bestuurder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990

Primary activity highlighted.

Names & trade names

Legal nameNL

LaVie

Registered office

Beneluxpark(Kor) 26 bus 2

8500 Kortrijk, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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