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Complete company report
Generated 22-07-2026
Active BE 0802.583.938Private limited company

LAVAZZA

Assesteenweg 231 ·1740 Ternat, Belgium· 3 yrs active
Sector: Non-specialised food retail (47110)
Conclusion Checked

The computed 12-month bankruptcy probability of LAVAZZA is 3.5% (moderate). The 2024 annual accounts show equity of €12k and a net result of €-38k. Its solvency ranks better than 61% of 6661 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €12k
Net result €-38k
Better than sector 61%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health20Profitability0Solvency47Growth50Stability79
39 / 100

Fragile profile, watch profitability in particular.

Health 20
Profitability 0
Solvency 47
Growth 50
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
3.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
20 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 17-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 32.0% 20.3%
better than 61% of 6661 sector peers
Net result €-38k €4k
better than 6% of 6642 sector peers
Equity €12k €16k
better than 45% of 6675 sector peers
Gross operating margin €-16k €24k
better than 6% of 6621 sector peers
Staff costs €18k €33k
higher than 34% of 3020 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€-33k
Net profit€-38k
Cash flow€-33k
Staff costs€18k
Income taxes-
Dividends-
Total assets€37k
Equity€12k
Debt€25k
of which ≤ 1y€25k
of which > 1y-
Working capital€-4k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.86
Quick ratio0.86
Working capital ratio-9.8%
Solvency32.0%
Debt / equity2.12
Long-term debt ratio-
Interest coverage-688.06
Gross margin-
Net margin-
ROA-103.0%
ROE-321.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€37k
Fixed assets 21/28€15k
Tangible fixed assets 22/27€15k
Current assets 29/58€22k
Amounts receivable within one year 40/41€20k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€37k
Equity 10/15€12k
Contributions / capital 10/11€50k
Accumulated profits (losses) 14€-38k
Amounts payable 17/49€25k
Amounts payable within one year 42/48€25k
Trade debts payable within one year 44€15k
Income statement
Gross operating margin 9900€-16k
Operating result 9901€-38k
Financial charges 65€49
Result before taxes 9903€-38k
Net result for the period 9904€-38k
Result to be appropriated 9905€-38k
Ratios computed by Checked.
Legal Structure
NACE primary Non-specialised food retail(47110)
Legal form Private limited company(610)
Incorporation09-06-2023
StatusActive
Postal code1740
Establishment units 1 location
LAVAZZA
Groeninghestraat 2-4, 1080 Sint-Jans-MolenbeekNiet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
since 20232.346.217.588
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23086A0285/00D000 Flanders 671 m² 1 · 144 m² -
21523B0779/00V002 Brussels 166 m² 1 · 193 m² 16.9 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
17-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
29-04-2025
State Gazette act Capital & shares
Belgisch Staatsblad, acts 1 acts
Capital history · 1
29-04-2025
Capital change
All acts · 1 updated 1 year ago
2025
29-04-2025 Transaction in capital or shares Capital & shares
Technical details 
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  "events": [
    {
      "kind": "share_transfer",
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      "delta_eur": null,
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      "subscribers": [
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          "kbo": null,
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          "kind": "person",
          "name": "RAHHAB Siham",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": null,
          "contribution_amount_eur": null
        },
        {
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          "kind": "person",
          "name": "Kharkhach Abellatif",
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      ],
      "decrease_purpose": null,
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      "n_shares_destroyed": null,
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      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
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      "statutory_unavailable_equity_op": null
    },
    {
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      "subscribers": [
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          "name": "Kharkhach Abdellatif",
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          "n_shares_subscribed": 100,
          "contribution_amount_eur": null
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      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Brussel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-04-29",
    "filing_date": "2025-03-31",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2025-03-31",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2025-03-31"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0802.583.938",
    "name_full": "LAVAZZA",
    "legal_form": "BESLOTEN VENNOOTSCHAP",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Kharkhach Abdellatif",
      "role": "aandeelhouder",
      "n_shares": 100,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in groenten en fruit47210Detailhandel in groenten en fruit47210Detailhandel in zuivelproducten en eieren47271
Primary activity highlighted.
Names & trade names
Legal nameNL LAVAZZA
Registered office
Assesteenweg 231
1740 Ternat, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative