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Lava Consult

Active
Private limited company (pre-2019)founded 201016 yrs activeFonteinstraat(PEL) 25, 3212 Lubbeek, BelgiumKBO/BCE: BE 0821.992.549

Lava Consult has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-20k) and a net result of €-151k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 10% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
44 / 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability6▼-41
Solvency24▼-9
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.36 in 2023; short-term debt: 20.7% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-1.3%
Return on assets
-10%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €-20k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-10-2025, 84 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
84 d late
2023
160 d late
2022
on the day
2021
2 d late
2020
107 d late
2019
133 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€-20k
2023 · €131k
2018: €77k 2019: €-34k 2020: €30k 2021: €110k 2022: €104k 2023: €131k
2018 → 2024
Total assets
€1.51M▼ 5.1%
2023 · €1.60M
2018: €240k 2019: €133k 2020: €156k 2021: €199k 2022: €1.66M 2023: €1.60M
2018 → 2024
Net result
€-151k
2023 · €27k
2018: €62k 2019: €-111k 2020: €64k 2021: €79k 2022: €-18k 2023: €27k
2018 → 2024
Working capital
€-306k▼ 195%
2023 · €-104k
2018: €12k 2019: €-126k 2020: €-39k 2021: €34k 2022: €-84k 2023: €-104k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€30k-€110k▲ 262%€104k▼ 4.7%€131k▲ 25.6%€-20k
Operating result€74k-€116k▲ 56.7%€5k▼ 95.4%€79k▲ 1,356%€-110k
Net result€64k-€79k▲ 23.5%€-18k€27k€-151k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-200k€-100k€0€100kOperating result 2020: €74k€74kNet result 2020: €64k€64kOperating result 2021: €116k€116kNet result 2021: €79k€79kOperating result 2022: €5k€5kNet result 2022: €-18k€-18kOperating result 2023: €79k€79kNet result 2023: €27k€27kOperating result 2024: €-110k€-110kNet result 2024: €-151k€-151k20202021202220232024
The operating result turns negative in 2024: a loss of €110k after €79k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.51M
Fixed assets €1.51M▼ 2.0%
Current assets €7k▼ 87.0%
Key figures and ratios
2024 value · change against 2023
EBITDA
€-58k
2023 · €143k
Cash flow
€-99k
2023 · €92k
Solvency
-1.3%
2023 · 8.2%
Current ratio
0.02
2023 · 0.36
Quick ratio
0.02
2023 · 0.36
Debt / equity
-78.25
2023 · 11.16
ROA
-10.0%
2023 · 1.7%
Interest coverage
-1.43
2023 · 3.20
Debt
€1.53M
2023 · €1.46M
Debt ≤ 1 year
€314k
2023 · €162k
Debt > 1 year
€1.22M
2023 · €1.30M
Income taxes
€214
2023 · €7k
Staff costs
€461
2023 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€1.60M€1.51M
Fixed assets21/28€1.54M€1.51M
Intangible fixed assets21-€11k
Tangible fixed assets22/27€1.54M€1.50M
Land and buildings22€1.42M€1.39M
Plant, machinery and equipment23€19k€17k
Furniture and vehicles24€14k€13k
Other tangible fixed assets26€82k€76k
Current assets29/58€58k€7k
Amounts receivable within one year40/41€58k€7k
Trade receivables40€51k-
Other amounts receivable41€6k€7k
Deferred charges and accrued income490/1€75-
Equity and liabilities
Total equity and liabilities10/49€1.60M€1.51M
Equity10/15€131k€-20k
Contributions10/11€19k€19k=
Reserves13€113k€113k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€183€183=
Distributable reserves133€111k€111k=
Profit (loss) carried forward14€8€-151k
Amounts payable17/49€1.46M€1.53M
Amounts payable after more than one year17€1.30M€1.22M
Financial debts170/4€1.30M€1.22M
Amounts payable within one year42/48€162k€314k
Current portion of amounts payable after more than one year42€86k€112k
Financial debts43€16k€3k
Credit institutions430/8€16k€3k
Trade debts44-€707
Suppliers440/4-€707
Taxes, remuneration and social security45€16k€7k
Taxes450/3€16k€7k
Other amounts payable47/48€43k€191k
Income statement Code20232024
Remuneration, social security and pensions62€24k€461
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€52k
Other operating charges640/8€351€3k
Gross operating margin9900€168k€-55k
Operating profit (loss)9901€79k€-110k
Financial income75/76B-€11
Recurring financial income75-€11
Financial charges65/66B€45k€41k
Recurring financial charges65€45k€41k
Profit (loss) for the period before taxes9903€34k€-151k
Income taxes67/77€7k€214
Profit (loss) for the period9904€27k€-151k
Profit (loss) for the period to be appropriated9905€27k€-151k
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-151k
Profit (loss) brought forward from the previous period14P€-14k€2
Transfer to equity691/2€13k-
To other reserves6921€13k-

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2025
23-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 84 days late
07-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 160 days late
2024
31-12
Financial Weakest financial yearnet €-151k ▼663%
Net result drops to €-151k, the lowest in the series.
2023
31-12
Financial Back to profitnet €27k
Net result €27k after one loss-making year.
31-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
02-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
31-12
Financial Highest result since 2018net €79k ▲23.5%
Operating result €116k, net result €79k, both a record.
31-12
Financial Liquidity triplescurrent ratio 1.65
Current ratio from 0.52 to 1.65; short-term debt falls from €82k to €52k.
31-12
Financial Equity above €100kEq €110k ▲262%
2 profitable years in a row build equity to €110k.
15-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 107 days late
2020
31-12
Financial Back to profitnet €64k
Net result €64k after one loss-making year.
11-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 133 days late
2019
09-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 70 days late
23-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 266 days late
2017
31-10
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 92 days late
2016
26-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Fonteinstraat(PEL) 253212 Lubbeek
Ground area
1,503 m²
Building footprint
117 m²
Volume, LiDAR
674 m³
Parcel 24090B0251/00T002, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LAVA CONSULT
Fonteinstraat(PEL) 25, 3212 LubbeekActivities of head offices; management consultancy activities
since 20102.184.974.389
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24090B0251/00T002 Flanders 1,503 m² 1 · 117 m² 8.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,857 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded06-01-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
68203Renting and operating of own or leased non-residential real estate, excluding land
70210Activities of head offices; management consultancy activities
73200Market research and public opinion polling
73300Public relations and communication consultancy
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
Enterprise
E-mail:info@lavaconsult.eu
Enterprise