EXPROM
ActiveEXPROM has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.29M and a net result of €-56k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 82% of 8623 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-36
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 29.86 against 19.87 in 2024; short-term debt: 2.5% of total assets), and 14.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.9%
Return on assets
-3.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-01-2026, 94 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
94 d early
2024
22 d late
2023
43 d early
2022
4 d early
2021
38 d early
2020
on the day
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.29M▼ 4.2%
2024 · €1.35M
2018: €814k
2019: €838k
2020: €926k
2021: €1.15M
2022: €1.19M
2023: €1.28M
2024: €1.35M
2018 → 2025
Total assets
€1.50M▲ 6.2%
2024 · €1.42M
2018: €1.29M
2019: €1.19M
2020: €1.17M
2021: €1.43M
2022: €1.33M
2023: €1.38M
2024: €1.42M
2018 → 2025
Net result
€-56k
2024 · €71k
2018: €134k
2019: €24k
2020: €82k
2021: €220k
2022: €42k
2023: €88k
2024: €71k
2018 → 2025
Working capital
€1.08M▼ 16.6%
2024 · €1.29M
2018: €562k
2019: €521k
2020: €618k
2021: €857k
2022: €876k
2023: €928k
2024: €1.29M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.15M-€1.19M▲ 3.6%€1.28M▲ 7.4%€1.35M▲ 5.6%€1.29M▼ 4.2%
Operating result€312k-€50k▼ 84.0%€111k▲ 123%€73k▼ 34.6%€-87k
Net result€220k-€42k▼ 81.2%€88k▲ 113%€71k▼ 19.2%€-56k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €87k after €73k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.50M
Fixed assets
€390k▲ 594%
Current assets
€1.11M▼ 18.1%
Equity and liabilities €1.50M
Equity
€1.29M▼ 4.2%
Debt
€212k▲ 210%
The debt ratio rises from 4.8% to 14.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-52k
Cash flow
€-21k
Solvency
85.9%▼
2024 · 95.2%
Current ratio
29.86▲
2024 · 19.87
Quick ratio
29.86▲
2024 · 19.87
Debt / equity
0.16▲
2024 · 0.05
ROE
-4.3%▼
2024 · 5.3%
ROA
-3.7%▼
2024 · 5.0%
Interest coverage
-7.20
Debt
€212k▲
2024 · €68k
Debt ≤ 1 year
€37k▼
2024 · €68k
Debt > 1 year
€175k
Income taxes
€139▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.42M€1.50M▲
Fixed assets21/28€56k€390k▲
Tangible fixed assets22/27€56k€390k▲
Land and buildings22€50k€384k▲
Other tangible fixed assets26€6k€6k=
Current assets29/58€1.36M€1.11M▼
Amounts receivable after more than one year29€421k€335k▼
Other amounts receivable291€421k€335k▼
Amounts receivable within one year40/41€921k€777k▼
Trade receivables40€360k€25k▼
Other amounts receivable41€561k€752k▲
Cash at bank and in hand54/58€17k-
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.42M€1.50M▲
Equity10/15€1.35M€1.29M▼
Contributions10/11€12k€12k=
Reserves13€661k€661k=
Distributable reserves133€661k€661k=
Profit (loss) carried forward14€674k€618k▼
Amounts payable17/49€68k€212k▲
Amounts payable after more than one year17-€175k
Financial debts170/4-€175k
Amounts payable within one year42/48€68k€37k▼
Current portion of amounts payable after more than one year42-€10k
Financial debts43€12k€8k▼
Credit institutions430/8€12k€8k▼
Trade debts44€39k€4k▼
Suppliers440/4€39k€4k▼
Advances received on contracts in progress46-€7k
Taxes, remuneration and social security45€17k€9k▼
Taxes450/3€17k€9k▼
Income statement
Code20242025
Non-recurring operating income76A€207k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€35k
Other operating charges640/8€10k€5k▼
Gross operating margin9900€83k€-47k▼
Operating profit (loss)9901€73k€-87k▼
Financial income75/76B€28k€38k▲
Recurring financial income75€28k€38k▲
Financial charges65/66B€2k€7k▲
Recurring financial charges65€2k€7k▲
Profit (loss) for the period before taxes9903€99k€-56k▼
Income taxes67/77€28k€139▼
Profit (loss) for the period9904€71k€-56k▼
Profit (loss) for the period to be appropriated9905€71k€-56k▼
Appropriation of the result
Profit (loss) to be appropriated9906€746k€618k▼
Profit (loss) brought forward from the previous period14P€674k€674k=
Transfer to equity691/2€71k-
To other reserves6921€71k-
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €-56k ▼178%
Net result drops to €-56k, the lowest in the series.
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
30-09
Financial
Liquidity doublescurrent ratio 19.87
Current ratio from 9.79 to 19.87; short-term debt falls from €106k to €68k.
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2018net €220k ▲169%
Operating result €312k, net result €220k, both a record.
30-09
Financial
Equity above €1MEq €1.15M ▲23.8%
4 profitable years in a row build equity to €1.15M.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tervuursesteenweg 833001 LeuvenGround area
4,984 m²
Building footprint
407 m²
Volume, LiDAR
2,132 m³
2 parcels, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EXPROM
since 20092.175.894.102
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23072D0177/00C000 | Flanders | 4,379 m² | 1 · 309 m² | 7.2 m · 2 fl. |
| 24432D0017/00Z002 | Flanders | 605 m² | 1 · 98 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 25,033 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2009
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.