LaVa
LaVa is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €295k and a net result of €73k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 33% of 7837 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €295k |
| Net result | €73k |
| Better than sector | 33% |
| Active | 6 yrs |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 30.3% | 51.3% | |
| Net result | €73k | €33k | |
| Equity | €295k | €132k | |
| Gross operating margin | €149k | €63k | |
| Total assets | €974k | €337k |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | n/a | n/a | n/a | n/a | n/a |
| EBITDA | n/a | n/a | n/a | n/a | n/a |
| Net profit | €73k | €-65k | €50k | €55k | €104k |
| Cash flow | n/a | n/a | n/a | n/a | n/a |
| Staff costs | - | - | - | - | - |
| Income taxes | €880 | €172 | €5k | €15k | €31k |
| Dividends | - | - | - | - | - |
| Total assets | €974k | €931k | €917k | €497k | €465k |
| Equity | €295k | €222k | €288k | €238k | €183k |
| Debt | €679k | €709k | €629k | €259k | €282k |
| of which ≤ 1y | €228k | €234k | €122k | €62k | €60k |
| of which > 1y | €451k | €475k | €507k | €197k | €222k |
| Working capital | n/a | n/a | n/a | n/a | n/a |
| Employees (FTE) | - | - | - | - | - |
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | n/a | n/a | n/a | n/a | n/a |
| Quick ratio | n/a | n/a | n/a | n/a | n/a |
| Working capital ratio | n/a | n/a | n/a | n/a | n/a |
| Solvency | 30.3% | 23.9% | 31.4% | 47.9% | 39.4% |
| Debt / equity | n/a | n/a | n/a | n/a | n/a |
| Long-term debt ratio | n/a | n/a | n/a | n/a | n/a |
| Interest coverage | n/a | n/a | n/a | n/a | n/a |
| Gross margin | n/a | n/a | n/a | n/a | n/a |
| Net margin | n/a | n/a | n/a | n/a | n/a |
| ROA | 7.5% | -7.0% | 5.4% | 11.1% | 22.4% |
| ROE | 24.8% | -29.5% | 17.2% | 23.1% | 57.0% |
| EBITDA margin | n/a | n/a | n/a | n/a | n/a |
| Days sales outstanding | n/a | n/a | n/a | n/a | n/a |
| Days payable outstanding | n/a | n/a | n/a | n/a | n/a |
| Inventory turnover | n/a | n/a | n/a | n/a | n/a |
| Days inventory (DSI) | n/a | n/a | n/a | n/a | n/a |
Full annual accounts (23 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €974k | €931k | €917k | €497k | €465k |
| Fixed assets | 21/28 | €829k | €855k | €704k | €260k | €279k |
| Intangible fixed assets | 21 | €3k | €4k | - | - | - |
| Tangible fixed assets | 22/27 | €826k | €851k | €704k | €260k | €279k |
| Current assets | 29/58 | €145k | €76k | €213k | €237k | €185k |
| Amounts receivable within one year | 40/41 | €35k | €30k | €12k | €22k | €29k |
| Cash & bank | 54/58 | €90k | €35k | €186k | €195k | €150k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €974k | €931k | €917k | €497k | €465k |
| Equity | 10/15 | €295k | €222k | €288k | €238k | €183k |
| Contributions / capital | 10/11 | €20k | €20k | €20k | €20k | €20k |
| Accumulated profits (losses) | 14 | €275k | €202k | €268k | €218k | €163k |
| Amounts payable | 17/49 | €679k | €709k | €629k | €259k | €282k |
| Amounts payable after one year | 17 | €451k | €475k | €507k | €197k | €222k |
| Amounts payable within one year | 42/48 | €228k | €234k | €122k | €62k | €60k |
| Trade debts payable within one year | 44 | €31k | €7k | €59k | €3k | €3k |
| Income statement | ||||||
| Gross operating margin | 9900 | €149k | €20k | €120k | €106k | €166k |
| Operating result | 9901 | €83k | €-56k | €63k | €75k | €138k |
| Financial income | 75 | €39 | €0 | €2 | €0 | €179 |
| Financial charges | 65 | €9k | €9k | €9k | €5k | €3k |
| Result before taxes | 9903 | €74k | €-65k | €54k | €70k | €135k |
| Income taxes | 67/77 | €880 | €172 | €5k | €15k | €31k |
| Net result for the period | 9904 | €73k | €-65k | €50k | €55k | €104k |
| Result to be appropriated | 9905 | €73k | €-65k | €50k | €55k | €104k |
| NACE primary | Activities of holding companies(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 03-02-2020 |
| Status | Active |
| Postal code | 9930 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44080D0773/00E000 | Flanders | 2,791 m² | 1 · 160 m² | 6.0 m · 1 fl. |
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
03-12-2025 Registered office moved within Lievegem
- Geetdam 4, 9930 Lievegem → Daalmstraat 15, 9930 Lievegem
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Lievegem",
"region": null,
"street": "Daalmstraat",
"country": "BE",
"postcode": "9930",
"box_number": "a",
"street_number": "15"
},
"old_address": {
"city": "Lievegem",
"region": null,
"street": "Geetdam",
"country": "BE",
"postcode": "9930",
"box_number": null,
"street_number": "4"
},
"effective_date": "2025-10-06",
"evidence_quote": "Het bestuur beslist dat de zetel van de vennootschap zal worden verplaatst van Geetdam 4, 9930 Lievegem naar Daalmstraat 15 a, 9930 Lievegem, en dit vanaf 06/10/2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0742.821.941",
"name_full": "LAVA",
"legal_form": "BV"
}
}05-02-2020 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "9930 Lievegem, Geetdam 4",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1970-04-10",
"name": "LALOO Wim",
"niss": null,
"address": "9930 Lievegem, Geetdam 4"
},
"share_class": "A en B",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 10000,
"holder_person_name": "LALOO Wim",
"is_subscriber_only": false,
"n_shares_subscribed": 10000,
"amount_subscribed_eur": 10000,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1980-02-15",
"name": "VAN WANSEELE Saskia Germaine Roger",
"niss": null,
"address": "9930 Lievegem, Geetdam 4"
},
"share_class": "A en B",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 10000,
"holder_person_name": "VAN WANSEELE Saskia Germaine Roger",
"is_subscriber_only": false,
"n_shares_subscribed": 10000,
"amount_subscribed_eur": 10000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 20000,
"subject_company": {
"kbo": "0742.821.941",
"name_full": "LaVa",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2020-02-03",
"post_incorporation_mandates": []
}| Legal nameNL | LaVa |