Active BE 0453.777.876Private limited company (pre-2019)

LAUWERS EN CO

Waaslandlaan 13 ·9160 Lokeren, Belgium· 31 yrs active

Sector: Handelsbemiddeling in de groothandel in hout en bouwmaterialen (46130)

Conclusion Checked

LAUWERS EN CO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.46M and a net result of €104k. The computed 12-month bankruptcy probability is 0.5% (very low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€1.46M
Net result	€104k
Active	31 yrs
Locations	1

Financial profile 5 of 5 axes measured · computed by Checked

57 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 49

Profitability 35

Solvency 49

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.5% Very low

0%0,5%1,5%4%10%≥25%

Long track record −Higher-failure-rate sector +

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1994, 31 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

49 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview31 NBB filings

Annual accounts filed on 24-08-2026 with the NBB · fiscal year 2025 · abbreviated schema

Operating resultNet result

EBITDA

€322k

+9.8% 24-25

Net profit

€104k

-24.9% 24-25

Cash flow

€279k

+16.1% 24-25

Total assets

€3.78M

+46.5% 24-25

Equity

€1.46M

+7.6% 24-25

Working capital

€-2.02M

-149.2% 24-25

Income taxes

€40k

-18.3% 24-25

Debt

€2.25M

+95.6% 24-25

Debt ≤ 1y

€2.12M

+107.8% 24-25

Debt > 1y

€123k

0.0% 24-25

Current ratio

0.05

-77.7% 24-25

Quick ratio

0.05

-77.7% 24-25

Solvency

38.7%

-26.5% 24-25

Debt / equity

1.54

+81.7% 24-25

ROE

7.1%

-30.2% 24-25

ROA

2.7%

-48.7% 24-25

Interest coverage

51.97

+19.5% 24-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	abbreviated schema
Revenue	-
EBITDA	€322k
Net profit	€104k
Cash flow	€279k
Staff costs	-
Income taxes	€40k
Dividends	-
Total assets	€3.78M
Equity	€1.46M
Debt	€2.25M
of which ≤ 1y	€2.12M
of which > 1y	€123k
Working capital	€-2.02M
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	0.05
Quick ratio	0.05
Working capital ratio	-53.5%
Solvency	38.7%
Debt / equity	1.54
Long-term debt ratio	0.08
Interest coverage	51.97
Gross margin	-
Net margin	-
ROA	2.7%
ROE	7.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €3.69M · 97.5% Current assets €96k · 2.6%

Equity & liabilities

Equity €1.46M · 38.7% Provisions €68k · 1.8% Debt €2.25M · 59.5%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€3.78M
Fixed assets	21/28	€3.69M
Tangible fixed assets	22/27	€3.69M
Current assets	29/58	€96k
Amounts receivable within one year	40/41	€63k
Cash & bank	54/58	€16k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€3.78M
Equity	10/15	€1.46M
Contributions / capital	10/11	€30k
Reserves	13	€1.43M
Provisions & deferred taxes	16	€68k
Amounts payable	17/49	€2.25M
Amounts payable after one year	17	€123k
Amounts payable within one year	42/48	€2.12M
Trade debts payable within one year	44	€22k
Income statement
Gross operating margin	9900	€353k
Operating result	9901	€146k
Financial income	75	€100
Financial charges	65	€6k
Result before taxes	9903	€140k
Income taxes	67/77	€40k
Net result for the period	9904	€104k
Result to be appropriated	9905	€114k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Handelsbemiddeling in de groothandel in hout en bouwmaterialen(46130)
Legal form	Private limited company (pre-2019)(015)
Incorporation	02-11-1994
Status	Active
Postal code	9160

Establishment units 1 location

Waaslandlaan 13, 9160 Lokeren

het ruimen van bouwterreinen

since 19962.075.788.617

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46014A0185/00B000	Flanders	5,495 m²	1 · 3,143 m²	7.6 m

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

All 10 NBB filing 10

2017 2018 2019 2020 2021 2022 2023 2024 2025 2026

2026

24-08-2026 NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

10-07-2025 NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

30-08-2024 NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

12-08-2023 NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

01-09-2022 NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

09-09-2021 NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

2020

02-09-2020 NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2019

30-08-2019 NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2018

27-08-2018 NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2017

16-08-2017 NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Handelsbemiddeling in de groothandel in hout en bouwmaterialen46130Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Sanering en ander afvalbeheer39000Installatie van isolatie43230Isolatiewerkzaamheden43291Algemene reiniging van gebouwen81210

Primary activity highlighted.

Names & trade names

Legal nameNL

LAUWERS EN CO

Registered office

Waaslandlaan 13

9160 Lokeren, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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