LAUROLY
ActiveSummary
LAUROLY has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.30M and a net result of €40k. Equity is shrinking by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 44% of 4556 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-1
Solvency56▲+4
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity short (current ratio 0.24 against 0.35 in 2024; short-term debt: 28.7% and cash: 0.9% of total assets), and 68.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.3%
Return on assets
1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.30M
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
19 d late
2023
50 d late
2022
5 d early
2021
57 d late
2020
on the day
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€40k▼ 57.7%
2024 · €95k
2018: €15k
2019: €81k▲ +452% vs 2018
2020: €15k▼ -81.9% vs 2019
2021: €181k▲ +1129% vs 2020highest in 8 years
2022: €126k▼ -30.3% vs 2021
2023: €-1.18M▼ -1035% vs 2022lowest in 8 years
2024: €95k▲ +108% vs 2023
2025: €40k▼ -57.7% vs 2024
2018 → 2025
Working capital
€-902k▲ 4.1%
2024 · €-941k
2018: €-1.26M
2019: €-1.26M▼ -0.1% vs 2018lowest in 8 years
2020: €-589k▲ +53.3% vs 2019
2021: €-641k▼ -8.8% vs 2020
2022: €-513k▲ +19.9% vs 2021highest in 8 years
2023: €-924k▼ -80.1% vs 2022
2024: €-941k▼ -1.8% vs 2023
2025: €-902k▲ +4.1% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.22M-€2.35M▲ 5.7%€1.17M▼ 50.3%€1.26M▲ 8.1%€1.30M▲ 3.2%
2021: €2.22M
2022: €2.35M▲ +5.7% vs 2021highest in 5 years
2023: €1.17M▼ -50.3% vs 2022lowest in 5 years
2024: €1.26M▲ +8.1% vs 2023
2025: €1.30M▲ +3.2% vs 2024
Operating result€154k-€94k▼ 39.1%€131k▲ 39.7%€203k▲ 55.0%€102k▼ 49.5%
2021: €154k
2022: €94k▼ -39.1% vs 2021lowest in 5 years
2023: €131k▲ +39.7% vs 2022
2024: €203k▲ +55.0% vs 2023highest in 5 years
2025: €102k▼ -49.5% vs 2024
Net result€181k-€126k▼ 30.3%€-1.18M€95k€40k▼ 57.7%
2021: €181khighest in 5 years
2022: €126k▼ -30.3% vs 2021
2023: €-1.18M▼ -1035% vs 2022lowest in 5 years
2024: €95k▲ +108% vs 2023
2025: €40k▼ -57.7% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.15M
Fixed assets
€3.86M ▼ 6.9%
Current assets
€290k ▼ 43.1%
Equity and liabilities €4.15M
Equity
€1.30M ▲ 3.2%
Provisions
€15k ▼ 22.3%
Debt
€2.84M ▼ 16.0%
Debt's share of the balance-sheet total falls from 72.5% to 68.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€653k▼
2024 · €705k
Cash flow
€590k▼
2024 · €597k
Current ratio
0.24▼
2024 · 0.35
Debt to equity
2.18▼
2024 · 2.68
ROE
3.1%▼
2024 · 7.5%
ROA
1.0%▼
2024 · 2.0%
Interest coverage
9.79▲
2024 · 9.57
Debt ≤ 1 year
€1.19M▼
2024 · €1.45M
Debt > 1 year
€1.65M▼
2024 · €1.93M
Income taxes
€488▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 61 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.66M€4.15M▼
Fixed assets21/28€4.15M€3.86M▼
Tangible fixed assets22/27€3.50M€3.21M▼
Land and buildings22€1.87M€1.83M▼
Plant, machinery and equipment23€378k€358k▼
Furniture and vehicles24€364k€435k▲
Leasing and similar rights25€888k€588k▼
Financial fixed assets28€650k€650k=
Current assets29/58€509k€290k▼
Amounts receivable within one year40/41€435k€248k▼
Trade receivables40€73k€5k▼
Other amounts receivable41€361k€243k▼
Cash at bank and in hand54/58€62k€36k▼
Deferred charges and accrued income490/1€13k€5k▼
Equity and liabilities
Total equity and liabilities10/49€4.66M€4.15M▼
Equity10/15€1.26M€1.30M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€415k€403k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€57k€44k▼
Distributable reserves133€352k€352k=
Profit (loss) carried forward14€783k€836k▲
Provisions and deferred taxes16€19k€15k▼
Deferred taxes168€19k€15k▼
Amounts payable17/49€3.38M€2.84M▼
Amounts payable after more than one year17€1.93M€1.65M▼
Financial debts170/4€1.93M€1.65M▼
Amounts payable within one year42/48€1.45M€1.19M▼
Current portion of amounts payable after more than one year42€468k€453k▼
Financial debts43€89k€100k▲
Credit institutions430/8€89k€100k▲
Trade debts44€78k€4k▼
Suppliers440/4€78k€4k▼
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€1k€1k▲
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€811k€631k▼
Income statement
Code20242025
Non-recurring operating income76A€85k€5k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€502k€550k▲
Other operating charges640/8€33k€32k▼
Gross operating margin9900€738k€684k▼
Operating profit (loss)9901€203k€102k▼
Financial income75/76B€612€654▲
Recurring financial income75€612€654▲
Financial charges65/66B€74k€67k▼
Recurring financial charges65€74k€67k▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€130k€36k▼
Transfer from deferred taxes780€2k€4k▲
Transfer to deferred taxes680€21k€0▼
Income taxes67/77€16k€488▼
Profit (loss) for the period9904€95k€40k▼
Transfer from tax-exempt reserves789€7k€13k▲
Transfer to tax-exempt reserves689€64k€0▼
Profit (loss) for the period to be appropriated9905€38k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€783k€836k▲
Profit (loss) brought forward from the previous period14P€745k€783k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €121k | €172k | €13k | €85k | €5k | ▼ 93.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €593k | €538k | €551k | €502k | €550k | ▲ 9.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €23k | €0 | - | - | - |
| Other operating charges640/8 | €14k | €12k | €49k | €33k | €32k | ▼ 4.0% |
| Gross operating margin9900 | €761k | €666k | €731k | €738k | €684k | ▼ 7.3% |
| Operating profit (loss)9901 | €154k | €94k | €131k | €203k | €102k | ▼ 49.5% |
| Financial income75/76B | €113k | €87k | €1 | €612 | €654 | ▲ 6.8% |
| Recurring financial income75 | €113k | €87k | €1 | €612 | €654 | ▲ 6.8% |
| Financial charges65/66B | €68k | €54k | €1.31M | €74k | €67k | ▼ 9.4% |
| Recurring financial charges65 | €68k | €54k | €73k | €74k | €67k | ▼ 9.4% |
| Non-recurring financial charges66B | - | - | €1.24M | €0 | - | - |
| Profit (loss) for the period before taxes9903 | €198k | €127k | €-1.18M | €130k | €36k | ▼ 72.0% |
| Transfer from deferred taxes780 | €2k | - | - | €2k | €4k | ▲ 95.7% |
| Transfer to deferred taxes680 | - | - | - | €21k | €0 | ▼ 100% |
| Income taxes67/77 | €19k | €194 | €-84 | €16k | €488 | ▼ 96.9% |
| Profit (loss) for the period9904 | €181k | €126k | €-1.18M | €95k | €40k | ▼ 57.7% |
| Transfer from tax-exempt reserves789 | €6k | - | - | €7k | €13k | ▲ 95.7% |
| Transfer to tax-exempt reserves689 | - | - | - | €64k | €0 | ▼ 100% |
| Profit (loss) for the period to be appropriated9905 | €188k | €126k | €-1.18M | €38k | €53k | ▲ 40.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.23M | €5.03M | €4.54M | €4.66M | €4.15M | ▼ 10.8% |
| Fixed assets21/28 | €5.02M | €4.58M | €4.11M | €4.15M | €3.86M | ▼ 6.9% |
| Tangible fixed assets22/27 | €2.27M | €1.84M | €3.46M | €3.50M | €3.21M | ▼ 8.1% |
| Land and buildings22 | €504k | €475k | €1.91M | €1.87M | €1.83M | ▼ 2.0% |
| Plant, machinery and equipment23 | €832k | €613k | €446k | €378k | €358k | ▼ 5.1% |
| Furniture and vehicles24 | €238k | €127k | €430k | €364k | €435k | ▲ 19.6% |
| Leasing and similar rights25 | €700k | €620k | €675k | €888k | €588k | ▼ 33.8% |
| Financial fixed assets28 | €2.74M | €2.74M | €650k | €650k | €650k | = |
| Current assets29/58 | €210k | €453k | €429k | €509k | €290k | ▼ 43.1% |
| Amounts receivable within one year40/41 | €185k | €408k | €350k | €435k | €248k | ▼ 43.0% |
| Trade receivables40 | €70k | €23k | €46k | €73k | €5k | ▼ 93.6% |
| Other amounts receivable41 | €115k | €385k | €304k | €361k | €243k | ▼ 32.8% |
| Cash at bank and in hand54/58 | €18k | €38k | €75k | €62k | €36k | ▼ 41.4% |
| Deferred charges and accrued income490/1 | €7k | €7k | €4k | €13k | €5k | ▼ 57.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.23M | €5.03M | €4.54M | €4.66M | €4.15M | ▼ 10.8% |
| Equity10/15 | €2.22M | €2.35M | €1.17M | €1.26M | €1.30M | ▲ 3.2% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | €62k | €62k | €62k | €62k | €62k | = |
| Issued capital100 | €62k | €62k | €62k | €62k | €62k | = |
| Reserves13 | €358k | €358k | €358k | €415k | €403k | ▼ 3.1% |
| Non-distributable reserves130/1 | €6k | €6k | €6k | €6k | €6k | = |
| Legal reserve130 | €6k | €6k | €6k | €6k | €6k | = |
| Tax-exempt reserves132 | - | - | - | €57k | €44k | ▼ 22.3% |
| Distributable reserves133 | €352k | €352k | €352k | €352k | €352k | = |
| Profit (loss) carried forward14 | €1.80M | €1.93M | €745k | €783k | €836k | ▲ 6.8% |
| Provisions and deferred taxes16 | - | - | - | €19k | €15k | ▼ 22.3% |
| Deferred taxes168 | - | - | - | €19k | €15k | ▼ 22.3% |
| Amounts payable17/49 | €3.01M | €2.69M | €3.38M | €3.38M | €2.84M | ▼ 16.0% |
| Amounts payable after more than one year17 | €2.16M | €1.72M | €2.03M | €1.93M | €1.65M | ▼ 14.6% |
| Financial debts170/4 | €2.16M | €1.72M | €2.03M | €1.93M | €1.65M | ▼ 14.6% |
| Amounts payable within one year42/48 | €851k | €966k | €1.35M | €1.45M | €1.19M | ▼ 17.8% |
| Current portion of amounts payable after more than one year42 | €545k | €511k | €538k | €468k | €453k | ▼ 3.3% |
| Financial debts43 | - | - | €100k | €89k | €100k | ▲ 12.2% |
| Credit institutions430/8 | - | - | €100k | €89k | €100k | ▲ 12.2% |
| Trade debts44 | €21k | €89k | €23k | €78k | €4k | ▼ 95.1% |
| Suppliers440/4 | €21k | €89k | €23k | €78k | €4k | ▼ 95.1% |
| Taxes, remuneration and social security45 | €35k | €34k | €36k | €4k | €4k | ▼ 4.8% |
| Taxes450/3 | €32k | €31k | €33k | €1k | €1k | ▲ 0.5% |
| Remuneration and social security454/9 | €3k | €3k | €3k | €3k | €3k | ▼ 7.2% |
| Other amounts payable47/48 | €250k | €332k | €656k | €811k | €631k | ▼ 22.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €181k | €126k | €-1.18M | €95k | €40k | ▼ 57.7% |
| + Depreciation and write-downs630 | €593k | €538k | €551k | €502k | €550k | ▲ 9.5% |
| Operating cash flow (approximation) | €774k | €664k | €-629k | €597k | €590k | ▼ 1.1% |
| Investment in fixed assets (approximation) | - | €-100k | €-86k | €-535k | €-266k | ▲ 50.3% |
| Change in cash | - | €20k | €37k | €-13k | €-26k | ▼ 96.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 19 days late
2024
31-12
Financial
Back to profitnet €95k
Net result €95k after one loss-making year.
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 50 days late
2023
31-12
Financial
Weakest financial yearnet €-1.18M
Net result drops to €-1.18M, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 57 days late
2021
31-12
Financial
Highest result since 2018net €181k ▲1,129%
Net result €181k, the highest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Equity above €2MEq €2.02M ▲4.3%
2 profitable years in a row build equity to €2.02M.
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2004
Ground area
3,667 m²
Building footprint
319 m²
Volume, LiDAR
1,878 m³
Parcel 12035B0463/00S000, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LAUROLY
since 20042.142.196.005
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12035B0463/00S000 | Flanders | 3,667 m² | 1 · 319 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,693 companies in sector 68121 we hold annual accounts for 7,385. 3,594 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded23-02-2004
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
46180Agents specialised in the wholesale of other particular products
46713Wholesale trade
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
81100Combined facilities support activities
Scores and ratios are computed by Checked and are not a credit decision.