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Laurent LACHAPELLE

Active Risk: not assessed
Private limited companyfounded 2008active for 18 yearsChaussée de Bruxelles 135, 1310 La Hulpe, BelgiumKBO/BCE: BE 0896.089.760
Summary

Laurent LACHAPELLE is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €133,685 and a net result of €14,135. Equity has been growing by about 8.2% per year since 2018. Its solvency ranks better than 21% of 77 sector peers (NACE 65, financial year 2025). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.

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Laurent LACHAPELLEActive
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Overview

Official details

Source: KBO
Status
Active since 28-02-2008 Normal situation
Registered office
74 active companies are registered at this address 7 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Insurance, reinsurance and pension funding, except compulsory social security NACE 65111and 2 others
Establishment unit
2.169.461.616 1950 Kraainem, since 25-03-2008
Financial year end
31 December
Peppol
Reachable since 05-01-2026
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€14,135
▲ 635%
Equity
€133,685
▼ 63.1%
Total assets
€1.0m
▼ 4.6%
Staff
≈ 0.9 FTE
estimated
  • 2025 accounts filed 59 days after the deadline
Filed on 28-09-2026
Financials
Signalsraises riskWeak solvency compared with the sector2025 accounts filed 59 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 77 sector peers (2025).
NBB · sector comparison
Position among 77 sector peers
Solvency
better than 21%
← weakest strongest →
raises risk · 2025 accounts filed 59 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
59 days late
2024
61 days late
2023
61 days late
2022
70 days late
2021
78 days late
2020
61 days late
2019
19 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 58 days after the deadline. In the sector (NACE 65), the median for financial year 2024 was 29 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €362,550 to €133,685 ▼ 63.1% View
  • Positive: 9th oldest company in La Hulpe, Finance and insurance sectorin the Checked rankings No. 9 View
  • Positive: 8 profitable years in a rowprofit 2025: €14,135 8 years View

Recent changes

  1. · Gazette deed Registered office moved from Waterloo to La Hulpe
  2. · Gazette deed Reappointments: LACHAPELLE Laurent (director) and BOURDONGE Olivia (alternate director)
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have their main activity in the same NACE class as Laurent LACHAPELLE: insurance, reinsurance and pension funding, except compulsory social security (NACE 6511). With exactly the same main activity (NACE 65111), too few companies are of comparable size. They are comparable in size and age: total assets between €436,000 and €1.1m, founded between 2003 and 2010.

CompanyTotal assetsGross margin
Laurent LACHAPELLE La Hulpe€1.0m€0.1m
FINAREVA Sint-Pieters-Woluwe€1.1m€0.1m
WITMEUR ET CIE Sprimont€1.0m€0.05m
PLASSCHAERT DONALD Aalter€0.5m€0.2m
Bureau d'Assurance François MICHAUX Couvin€0.7m€0.3m
BUREAU ASSURANCES EMMANUEL VIGANO Estinnes€1.0m€0.4m
CHRISTOPHE DEPORTEMONT Leuze-en-Hainaut€0.4m€0.2m
Full comparison

Key facts about Laurent LACHAPELLE
What is the company number of Laurent LACHAPELLE?
The company number of Laurent LACHAPELLE is 0896.089.760. The VAT number is the same number with BE in front: BE 0896.089.760.
Where is Laurent LACHAPELLE based?
The registered office is at Chaussée de Bruxelles 135, 1310 La Hulpe.Company details
What does Laurent LACHAPELLE do?
According to the KBO register, the main activity is insurance, reinsurance and pension funding, except compulsory social security (NACE 65111).
What is the legal form of Laurent LACHAPELLE?
The legal form of Laurent LACHAPELLE is Private limited company (BV).
When was Laurent LACHAPELLE founded?
Laurent LACHAPELLE was founded on 28-02-2008.
Is Laurent LACHAPELLE still active?
Yes, Laurent LACHAPELLE is an active enterprise in the KBO register.
How many employees does Laurent LACHAPELLE have?
Laurent LACHAPELLE had an average of 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of Laurent LACHAPELLE?
The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €121,887 and 2,211 comparable companies of the same size. It probably lies between €200,000 and €470,000. It is a rough estimate.
Is Laurent LACHAPELLE profitable?
In financial year 2025, Laurent LACHAPELLE made a profit of €14,135.
Where can I find the annual accounts of Laurent LACHAPELLE?
Laurent LACHAPELLE filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Laurent LACHAPELLE due?
Laurent LACHAPELLE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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