LAUREN
ActiveSummary
LAUREN has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195,521 and a net result of €62,738. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 92% of 9336 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+30
Solvency100=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 12.08 against 8.02 in 2024; short-term debt: 8.1% and cash: 50.3% of total assets), and 8.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.9%
Return on assets
29.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €195,521
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
35 d early
2023
30 d late
2022
11 d early
2021
31 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€195,521▲ 47.2%
2024 · €132,784
Total assets
€212,804▲ 41.2%
2024 · €150,736
Net result
€62,738▲ 2,968%
2024 · €2,045
Working capital
€191,445▲ 52.0%
2024 · €125,992
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€16,025€8,661▼ 46.0%€2,204▼ 74.6%€9,648▲ 338%€65,294▲ 577%
Net result€9,499within the sector's middle half€301within the sector's middle half▼ 96.8%-€739within the sector's middle half€2,045within the sector's middle half€62,738within the sector's middle half▲ 2,968%
Equity€131,176within the sector's middle half▲ 7.8%€131,477within the sector's middle half▲ 0.2%€130,738within the sector's middle half▼ 0.6%€132,784within the sector's middle half▲ 1.6%€195,521within the sector's middle half▲ 47.2%
Total assets€264,475below the sector's middle half▲ 115%€214,531below the sector's middle half▼ 18.9%€279,888below the sector's middle half▲ 30.5%€150,736below the sector's middle half▼ 46.1%€212,804below the sector's middle half▲ 41.2%
Debt€133,299▲ 10,227%€83,054▼ 37.7%€149,149▲ 79.6%€17,953▼ 88.0%€17,283▼ 3.7%
Working capital-€3,914within the sector's middle half€38,337within the sector's middle half€79,639within the sector's middle half▲ 108%€125,992within the sector's middle half▲ 58.2%€191,445within the sector's middle half▲ 52.0%
Solvency49.6%within the sector's middle half▼ 49.4pp61.3%within the sector's middle half▲ 11.7pp46.7%within the sector's middle half▼ 14.6pp88.1%above the sector's middle half▲ 41.4pp91.9%above the sector's middle half▲ 3.8pp
Current ratio0.97within the sector's middle half▼ 94.231.46within the sector's middle half▲ 0.491.53within the sector's middle half▲ 0.078.02above the sector's middle half▲ 6.4812.08above the sector's middle half▲ 4.06
Return on assets (ROA)3.6%within the sector's middle half▲ 23.6pp0.1%within the sector's middle half▼ 3.5pp-0.3%within the sector's middle half▼ 0.4pp1.4%within the sector's middle half▲ 1.6pp29.5%above the sector's middle half▲ 28.1pp
Staff (FTE)0.7within the sector's middle half0.8within the sector's middle half▲ 14.3%0.2within the sector's middle half▼ 75.0%
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 577% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €212,804
Fixed assets
€4,076 ▼ 40.0%
Current assets
€208,728 ▲ 45.0%
Equity and liabilities €212,804
Equity
€195,521 ▲ 47.2%
Debt
€17,283 ▼ 3.7%
Debt's share of the balance-sheet total falls from 11.9% to 8.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€68,009▲
2024 · €56,463
Cash flow
€65,453▲
2024 · €48,861
Debt to equity
0.09▼
2024 · 0.14
ROE
32.1%▲
2024 · 1.5%
Interest coverage
30.57▲
2024 · 7.11
Debt ≤ 1 year
€17,283▼
2024 · €17,953
Income taxes
€331
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €52 | - | €46 | - | - |
| Remuneration, social security and pensions62 | - | €51,320 | €83,809 | €2,798 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €45,248 | €46,211 | €46,815 | €2,715 | ▼ 94.2% |
| Other operating charges640/8 | €468 | €573 | €516 | €651 | €544 | ▼ 16.5% |
| Gross operating margin9900 | €16,493 | €105,802 | €132,740 | €59,913 | €68,553 | ▲ 14.4% |
| Operating profit (loss)9901 | €16,025 | €8,661 | €2,204 | €9,648 | €65,294 | ▲ 577% |
| Financial income75/76B | - | €0 | - | €338 | - | - |
| Recurring financial income75 | - | €0 | - | €338 | - | - |
| Financial charges65/66B | €6,526 | €8,360 | €2,943 | €7,941 | €2,225 | ▼ 72.0% |
| Recurring financial charges65 | €6,526 | €8,360 | €2,943 | €7,941 | €2,225 | ▼ 72.0% |
| Profit (loss) for the period before taxes9903 | €9,499 | €301 | -€739 | €2,045 | €63,069 | ▲ 2,984% |
| Income taxes67/77 | - | - | - | - | €331 | - |
| Profit (loss) for the period9904 | €9,499 | €301 | -€739 | €2,045 | €62,738 | ▲ 2,968% |
| Profit (loss) for the period to be appropriated9905 | €9,499 | €301 | -€739 | €2,045 | €62,738 | ▲ 2,968% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €264,475 | €214,531 | €279,888 | €150,736 | €212,804 | ▲ 41.2% |
| Fixed assets21/28 | €135,090 | €93,140 | €51,100 | €6,792 | €4,076 | ▼ 40.0% |
| Intangible fixed assets21 | €135,000 | €90,005 | €45,009 | - | - | - |
| Tangible fixed assets22/27 | - | €3,046 | €6,091 | €6,792 | €4,076 | ▼ 40.0% |
| Plant, machinery and equipment23 | - | €3,046 | €6,091 | €6,792 | €4,076 | ▼ 40.0% |
| Financial fixed assets28 | €90 | €90 | - | - | - | - |
| Current assets29/58 | €129,385 | €121,391 | €228,788 | €143,945 | €208,728 | ▲ 45.0% |
| Amounts receivable within one year40/41 | €119,295 | €106,182 | €193,576 | €135,000 | €101,669 | ▼ 24.7% |
| Trade receivables40 | €86,029 | €95,068 | €193,576 | €135,000 | €71,000 | ▼ 47.4% |
| Other amounts receivable41 | €33,267 | €11,114 | - | - | €30,669 | - |
| Cash at bank and in hand54/58 | €10,090 | €15,209 | €6,729 | €8,945 | €107,059 | ▲ 1,097% |
| Deferred charges and accrued income490/1 | - | - | €28,484 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €264,475 | €214,531 | €279,888 | €150,736 | €212,804 | ▲ 41.2% |
| Equity10/15 | €131,176 | €131,477 | €130,738 | €132,784 | €195,521 | ▲ 47.2% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €183,695 | €183,695 | €183,695 | €183,695 | €183,695 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | - | - | - | - |
| Other1319 | €1,859 | €1,859 | - | - | - | - |
| Distributable reserves133 | €181,836 | €181,836 | €183,695 | €183,695 | €183,695 | = |
| Profit (loss) carried forward14 | -€71,110 | -€70,809 | -€71,548 | -€69,503 | -€6,765 | ▲ 90.3% |
| Amounts payable17/49 | €133,299 | €83,054 | €149,149 | €17,953 | €17,283 | ▼ 3.7% |
| Amounts payable within one year42/48 | €133,299 | €83,054 | €149,149 | €17,953 | €17,283 | ▼ 3.7% |
| Financial debts43 | €83,299 | - | €58,238 | - | - | - |
| Credit institutions430/8 | €83,299 | - | €58,238 | - | - | - |
| Trade debts44 | - | €5,408 | €456 | €218 | €2,198 | ▲ 909% |
| Suppliers440/4 | - | €5,408 | €456 | €218 | €2,198 | ▲ 909% |
| Taxes, remuneration and social security45 | - | €10,146 | - | - | - | - |
| Remuneration and social security454/9 | - | €10,146 | - | - | - | - |
| Other amounts payable47/48 | €50,000 | €67,500 | €90,455 | €17,735 | €15,085 | ▼ 14.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,499 | €301 | -€739 | €2,045 | €62,738 | ▲ 2,968% |
| + Depreciation and write-downs630 | - | €45,248 | €46,211 | €46,815 | €2,715 | ▼ 94.2% |
| Operating cash flow (approximation) | €9,499 | €45,549 | €45,472 | €48,861 | €65,453 | ▲ 34.0% |
| Investment in fixed assets (approximation) | - | -€3,298 | -€4,171 | -€2,507 | €0 | ▲ 100% |
| Change in cash | - | €5,119 | -€8,480 | €2,216 | €98,115 | ▲ 4,328% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Highest result since 2018net €62,738 ▲2,968%
Operating result €65,294, net result €62,738, both a record.
31-12
Financial
Equity above €150,000Eq €195,521 ▲47.2%
2 profitable years in a row build equity to €195,521.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €2,045
Net result €2,045 after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 8.02
Current ratio from 1.53 to 8.02; short-term debt falls from €149,149 to €17,953.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Back to profitnet €9,499
Net result €9,499 after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet -€24,609
Net result drops to -€24,609, the lowest in the series; recovery starts the following year.
Show earlier events
31-12
Financial
Liquidity times 67current ratio 95.20
Current ratio from 1.42 to 95.20; short-term debt falls from €349,979 to €1,291.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 1997
Ground area
1,236 m²
Building footprint
288 m²
Volume, LiDAR
2,628 m³
2 parcels, Flanders · tallest building 22.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
LAUREN
since 19972.131.231.045
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0516/00D004 | Flanders | 970 m² | 1 · 179 m² | 8.3 m · 2 fl. |
| 44809I0837/00F010 | Flanders | 266 m² | 1 · 109 m² | 22.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,390. 3,856 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-06-1997
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
Contact
E-mail
luc@rosseel.beGent
E-invoicing
Reachable via Peppol
Peppol ID
0208:0460864321
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.