GRAAFWERKEN DE WIT
ActiveGRAAFWERKEN DE WIT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €63k and a net result of €-20k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 72 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability0▼-100
Solvency58▲+2
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 1.45 in 2025), and 69% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
31%
Return on assets
-9.8%
Age of the figures
5 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-08-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
64 d early
2025
36 d early
2024
36 d early
2023
71 d early
2022
28 d early
2021
32 d early
2020
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€63k▼ 24.5%
2025 · €83k
2019: €-41k
2020: €-23k
2021: €40k
2022: €64k
2023: €91k
2024: €76k
2025: €83k
2019 → 2026
Total assets
€202k▼ 27.8%
2025 · €280k
2019: €94
2020: €74k
2021: €192k
2022: €303k
2023: €252k
2024: €268k
2025: €280k
2019 → 2026
Net result
€-20k
2025 · €28k
2019: €-2k
2020: €39k
2021: €62k
2022: €112k
2023: €27k
2024: €6k
2025: €28k
2019 → 2026
Working capital
€22k▼ 51.2%
2025 · €46k
2019: €-41k
2020: €-19k
2021: €-59k
2022: €13k
2023: €49k
2024: €25k
2025: €46k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€64k-€91k▲ 41.0%€76k▼ 16.5%€83k▲ 9.7%€63k▼ 24.5%
Operating result€141k-€39k▼ 72.6%€12k▼ 69.0%€41k▲ 245%€-15k
Net result€112k-€27k▼ 75.9%€6k▼ 79.6%€28k▲ 406%€-20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2026: a loss of €15k after €41k in 2025, the lowest year so far.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €202k
Fixed assets
€124k▼ 6.5%
Current assets
€78k▼ 46.9%
Equity and liabilities €202k
Equity
€63k▼ 24.5%
Debt
€140k▼ 29.2%
The debt ratio falls from 70.3% to 69.0%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€38k▼
2025 · €95k
Cash flow
€33k▼
2025 · €81k
Solvency
31.0%▲
2025 · 29.7%
Current ratio
1.40▼
2025 · 1.45
Quick ratio
1.40▼
2025 · 1.45
Debt / equity
2.22▼
2025 · 2.37
ROE
-31.6%▼
2025 · 33.5%
ROA
-9.8%▼
2025 · 9.9%
Interest coverage
6.60▼
2025 · 15.29
Debt
€140k▼
2025 · €197k
Debt ≤ 1 year
€56k▼
2025 · €102k
Debt > 1 year
€69k▼
2025 · €88k
Income taxes
€0▼
2025 · €8k
Staff costs
€34k▲
2025 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€280k€202k▼
Fixed assets21/28€133k€124k▼
Tangible fixed assets22/27€133k€124k▼
Plant, machinery and equipment23€7k€9k▲
Furniture and vehicles24€125k€115k▼
Current assets29/58€148k€78k▼
Amounts receivable within one year40/41€70k€18k▼
Trade receivables40€58k€2k▼
Other amounts receivable41€11k€16k▲
Cash at bank and in hand54/58€32k€36k▲
Deferred charges and accrued income490/1€46k€24k▼
Equity and liabilities
Total equity and liabilities10/49€280k€202k▼
Equity10/15€83k€63k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€61k€41k▼
Investment grants15€2k€1k▼
Amounts payable17/49€197k€140k▼
Amounts payable after more than one year17€88k€69k▼
Financial debts170/4€88k€69k▼
Amounts payable within one year42/48€102k€56k▼
Current portion of amounts payable after more than one year42€38k€47k▲
Trade debts44€21k€4k▼
Suppliers440/4€21k€4k▼
Advances received on contracts in progress46-€4k
Taxes, remuneration and social security45€10k€0▼
Taxes450/3€6k€0▼
Remuneration and social security454/9€4k€0▼
Other amounts payable47/48€32k€608▼
Accrued charges and deferred income492/3€7k€15k▲
Income statement
Code20252026
Remuneration, social security and pensions62€10k€34k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€52k▼
Other operating charges640/8€15k€15k▲
Gross operating margin9900€119k€86k▼
Operating profit (loss)9901€41k€-15k▼
Financial income75/76B€515€517▲
Recurring financial income75€515€517▲
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€36k€-20k▼
Income taxes67/77€8k€0▼
Profit (loss) for the period9904€28k€-20k▼
Profit (loss) for the period to be appropriated9905€28k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€81k€41k▼
Profit (loss) brought forward from the previous period14P€53k€61k▲
Profit to be distributed694/7€20k€0▼
Return on contributions (dividend)694€20k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Weakest financial yearnet €-20k ▼171%
Net result drops to €-20k, the lowest in the series.
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2019net €112k ▲79.6%
Operating result €141k, net result €112k, both a record.
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2017
20-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Stijn De Wit
CurrentDirector · since 01-01-2026
DE WIT Marc
Not recently confirmedManager · since 14-05-2019
01-01-2026
Stijn De Wit: Appointed as Director
01-01-2026
DE WIT Marc: Resigned as Director
14-05-2019
DE WIT Marc: Appointed as Manager
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toekomststraat 651982 ZemstGround area
378 m²
Building footprint
90 m²
Volume, LiDAR
605 m³
Parcel 23092A0344/00V000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Graafwerken DE WIT
since 20012.100.163.628
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23092A0344/00V000 | Flanders | 378 m² | 1 · 90 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MO & Co
BE 0666.575.783
Aalst · Eq €63k
TIBEL -COM
BE 0831.991.962
Anderlecht · Eq €63k
VLASDYCK
BE 0458.060.229
Zedelgem · Eq €63k
LAFORGE CONSTRUCTION
BE 0800.556.044
Somme-Leuze · Eq €63k
CELOVIRA
BE 0506.951.001
Ganshoren · Eq €63k
Of 15,434 companies in sector 43990 we hold annual accounts for 7,355. 6,133 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2001
Fiscal year end31-03
Activities, NACEBEL
43990Other specialised construction activities
68110Buying and selling of own real estate
43110Demolition
43331Floor and wall tiling
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.