Laura H Infi @ Home · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Laura H Infi @ Home is 4.5% (elevated). The 2024 annual accounts show equity of €29k and a net result of €-13k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

4.5% Elevated

0%0,5%1,5%4%10%≥25%

Young company +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 31 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-09-2025, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	02-09-2025	33 d late	2025-00487883
31-12-2023	31-07-2024	29-08-2024	29 d late	2024-00432591

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-13k

Working capital€28k-33.0%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 02-09-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

EBITDA

€-10k

- 23-24

Net profit

€-13k

- 23-24

Cash flow

€-12k

- 23-24

Total assets

€41k

-32.6% 23-24

Equity

€29k

-31.1% 23-24

Working capital

€28k

-33.0% 23-24

Income taxes

€128

-98.6% 23-24

Debt

€12k

-36.2% 23-24

Show 8 other metrics

Debt ≤ 1y

€12k

-35.7% 23-24

Current ratio

3.28

+2.9% 23-24

Quick ratio

3.28

+2.9% 23-24

Solvency

70.8%

+2.4% 23-24

Debt / equity

0.41

-7.5% 23-24

ROE

-45.0%

- 23-24

ROA

-31.9%

- 23-24

Interest coverage

-4.21

- 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€-10k
Net profit	€-13k
Cash flow	€-12k
Staff costs	-
Income taxes	€128
Dividends	-
Total assets	€41k
Equity	€29k
Debt	€12k
of which ≤ 1y	€12k
of which > 1y	-
Working capital	€28k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	3.28
Quick ratio	3.28
Working capital ratio	66.6%
Solvency	70.8%
Debt / equity	0.41
Long-term debt ratio	-
Interest coverage	-4.21
Gross margin	-
Net margin	-
ROA	-31.9%
ROE	-45.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €2k · 4.2% Current assets €40k · 95.8%

Equity & liabilities

Equity €29k · 70.8% Debt €12k · 29.2%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€41k
Fixed assets	21/28	€2k
Tangible fixed assets	22/27	€2k
Current assets	29/58	€40k
Amounts receivable within one year	40/41	€28k
Cash & bank	54/58	€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€41k
Equity	10/15	€29k
Contributions / capital	10/11	€10k
Accumulated profits (losses)	14	€19k
Amounts payable	17/49	€12k
Amounts payable within one year	42/48	€12k
Trade debts payable within one year	44	€2k
Income statement
Gross operating margin	9900	€-8k
Operating result	9901	€-11k
Financial income	75	€401
Financial charges	65	€2k
Result before taxes	9903	€-13k
Income taxes	67/77	€128
Net result for the period	9904	€-13k
Result to be appropriated	9905	€-13k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

52 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Bois-des-Chanoines,Vitrival 35070 Fosses-la-Ville

Establishment units

1 location

Laura H Infi @ Home

Rue Bois-des-Chanoines,Vitrival 3, 5070 Fosses-la-VilleVerpleegkundige activiteiten

since 20222.336.827.196

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area9,053 m²

Buildings1

Building footprint560 m²

Volume (LiDAR)5,615 m³

Tallest building13.2 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92132C0021/00T000	Wallonia	9,053 m²	1 · 560 m²	13.2 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured

56 / 100

Mixed profile: strong on solvency, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 52

Profitability 0

Solvency 100

Growth 32

Stability 94

Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameFR

Laura H Infi @ Home

Registered office

Rue Bois-des-Chanoines,Vitrival 3 bus A

5070 Fosses-la-Ville, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.