Laru
ActiveSummary
Laru has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-19k) and a net result of €46k. Equity is growing by ~51.8% per year across the filed fiscal years. Its solvency ranks better than 10% of 4486 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+13
Solvency20▲+15
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.23 against 0.77 in 2024; short-term debt: 22% and cash: 10.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5%
Return on assets
12.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 4486 sector peers (2025).
NBB · sector comparisonPosition among 4486 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
27 d late
2024
30 d late
2023
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-19k▲ 70.9%
2024 · €-65k
2023: €-86k
2024: €-65k
2023 → 2025
Total assets
€379k▲ 14.2%
2024 · €332k
2023: €277k
2024: €332k
2023 → 2025
Net result
€46k▲ 117%
2024 · €21k
2023: €27k
2024: €21k
2023 → 2025
Working capital
€19k
2024 · €-17k
2023: €-1k
2024: €-17k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-86k-€-65k▲ 24.6%€-19k▲ 70.9%
Operating result€41k-€42k▲ 2.6%€83k▲ 96.9%
Net result€27k-€21k▼ 20.5%€46k▲ 117%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 97% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €379k
Fixed assets
€276k ▲ 0.8%
Current assets
€103k ▲ 77.6%
Key figures and ratios
EBITDA
€122k▲
2024 · €83k
Cash flow
€85k▲
2024 · €62k
Solvency
-5.0%▲
2024 · -19.6%
Current ratio
1.23▲
2024 · 0.77
Quick ratio
1.15▲
2024 · 0.68
Debt to equity
-21.06▼
2024 · -6.11
ROA
12.1%▲
2024 · 6.4%
Interest coverage
9.19▲
2024 · 5.27
Debt
€398k▲
2024 · €397k
Debt ≤ 1 year
€83k▲
2024 · €75k
Debt > 1 year
€314k▼
2024 · €315k
Income taxes
€19k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€332k€379k▲
Fixed assets21/28€274k€276k▲
Intangible fixed assets21€21k€15k▼
Tangible fixed assets22/27€253k€261k▲
Land and buildings22€235k€213k▼
Plant, machinery and equipment23€2k€13k▲
Furniture and vehicles24€13k€5k▼
Leasing and similar rights25-€12k
Other tangible fixed assets26€3k€18k▲
Current assets29/58€58k€103k▲
Stocks and contracts in progress3€7k€7k=
Stocks30/36€7k€7k=
Amounts receivable within one year40/41€29k€33k▲
Trade receivables40€25k€25k▲
Other amounts receivable41€5k€8k▲
Cash at bank and in hand54/58€14k€39k▲
Deferred charges and accrued income490/1€7k€24k▲
Equity and liabilities
Total equity and liabilities10/49€332k€379k▲
Equity10/15€-65k€-19k▲
Contributions10/11€476€476=
Reserves13€48€48=
Distributable reserves133€48€48=
Profit (loss) carried forward14€-65k€-19k▲
Amounts payable17/49€397k€398k▲
Amounts payable after more than one year17€315k€314k▼
Financial debts170/4€315k€314k▼
Amounts payable within one year42/48€75k€83k▲
Current portion of amounts payable after more than one year42€42k€51k▲
Trade debts44€14k€5k▼
Suppliers440/4€14k€5k▼
Taxes, remuneration and social security45€12k€28k▲
Taxes450/3€12k€28k▲
Other amounts payable47/48€7k-
Accrued charges and deferred income492/3€7k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€39k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€85k€125k▲
Operating profit (loss)9901€42k€83k▲
Financial income75/76B-€619
Recurring financial income75-€619
Financial charges65/66B€16k€18k▲
Recurring financial charges65€16k€13k▼
Non-recurring financial charges66B-€5k
Profit (loss) for the period before taxes9903€26k€65k▲
Income taxes67/77€5k€19k▲
Profit (loss) for the period9904€21k€46k▲
Profit (loss) for the period to be appropriated9905€21k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-65k€-19k▲
Profit (loss) brought forward from the previous period14P€-87k€-65k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2023net €46k ▲117%
Operating result €83k, net result €46k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Weakest financial yearnet €21k ▼20.5%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lotenhullestraat 219881 AalterGround area
3,572 m²
Building footprint
291 m²
Volume, LiDAR
330 m³
2 parcels, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VAN DAELE VOF
since 20012.101.361.676
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44009E0154/00K000 | Flanders | 2,719 m² | 1 · 163 m² | - |
| 44035B0261/00W003 | Flanders | 853 m² | 1 · 128 m² | 7.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector and region
ALPHA - CLEANING
BE 0441.132.838
Aalter
JUMBO CLEANING
BE 0862.509.746
Aalter
SVL
BE 0760.691.618
Aalter
AL-GRAFIEK
BE 0431.488.266
Maldegem
ALCYON
BE 0446.955.214
Gent
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2001
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
25530Machining of metals
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.