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JUMBO CLEANING

Active
Private limited companyfounded 200422 yrs activeBellemdorpweg 69, 9881 Aalter, BelgiumKBO/BCE: BE 0862.509.746

JUMBO CLEANING has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €2k. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 89% of 4472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
80 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-23
Solvency100▲+4
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 6.75 against 3.16 in 2024; short-term debt: 13.7% and cash: 36.5% of total assets), and 17.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 22 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
82.2%
Return on assets
1.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-02-2026, 65 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
65 d early
2024
82 d early
2023
48 d early
2022
38 d early
2021
47 d early
2020
63 d early
2019
93 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€155k▲ 1.6%
2024 · €152k
2018: €200k 2019: €171k 2020: €152k 2021: €158k 2022: €142k 2023: €148k 2024: €152k
2018 → 2025
Total assets
€189k▼ 11.7%
2024 · €214k
2018: €283k 2019: €234k 2020: €207k 2021: €203k 2022: €205k 2023: €219k 2024: €214k
2018 → 2025
Net result
€2k▼ 49.7%
2024 · €5k
2018: €4k 2019: €-29k 2020: €-19k 2021: €6k 2022: €4k 2023: €6k 2024: €5k
2018 → 2025
Working capital
€148k▲ 52.9%
2024 · €97k
2018: €172k 2019: €152k 2020: €149k 2021: €147k 2022: €128k 2023: €86k 2024: €97k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€158k-€142k▼ 10.2%€148k▲ 4.2%€152k▲ 3.3%€155k▲ 1.6%
Operating result€7k-€5k▼ 30.7%€8k▲ 56.6%€7k▼ 18.2%€6k▼ 11.2%
Net result€6k-€4k▼ 28.9%€6k▲ 52.0%€5k▼ 19.2%€2k▼ 49.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€3k€5k€8kOperating result 2021: €7k€7kNet result 2021: €6k€6kOperating result 2022: €5k€5kNet result 2022: €4k€4kOperating result 2023: €8k€8kNet result 2023: €6k€6kOperating result 2024: €7k€7kNet result 2024: €5k€5kOperating result 2025: €6k€6kNet result 2025: €2k€2k20212022202320242025
The operating result has fallen two years in a row; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189k
Fixed assets €14k▼ 79.8%
Current assets €174k▲ 22.6%
Equity and liabilities €189k
Equity €155k▲ 1.6%
Debt €34k▼ 45.0%
The debt ratio falls from 28.6% to 17.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€11k
2024 · €28k
Cash flow
€8k
2024 · €26k
Solvency
82.2%
2024 · 71.4%
Current ratio
6.75
2024 · 3.16
Quick ratio
6.75
2024 · 3.16
Debt / equity
0.22
2024 · 0.40
ROE
1.6%
2024 · 3.2%
ROA
1.3%
2024 · 2.3%
Interest coverage
3.43
2024 · 18.79
Debt
€34k
2024 · €61k
Debt ≤ 1 year
€26k
2024 · €45k
Income taxes
€194
2024 · €233
Staff costs
€177k
2024 · €121k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€214k€189k
Fixed assets21/28€72k€14k
Tangible fixed assets22/27€64k€7k
Land and buildings22€0€0=
Plant, machinery and equipment23€5k€2k
Furniture and vehicles24€60k€4k
Financial fixed assets28€8k€8k=
Current assets29/58€142k€174k
Amounts receivable within one year40/41€100k€103k
Trade receivables40€83k€79k
Other amounts receivable41€17k€24k
Cash at bank and in hand54/58€39k€69k
Deferred charges and accrued income490/1€3k€3k
Equity and liabilities
Total equity and liabilities10/49€214k€189k
Equity10/15€152k€155k
Contributions10/11€6k€6k=
Reserves13€176k€176k=
Tax-exempt reserves132€37k€37k=
Distributable reserves133€139k€139k=
Profit (loss) carried forward14€-29k€-27k
Amounts payable17/49€61k€34k
Amounts payable after more than one year17€11k-
Financial debts170/4€11k-
Amounts payable within one year42/48€45k€26k
Current portion of amounts payable after more than one year42€20k€1k
Trade debts44€23k€21k
Suppliers440/4€23k€21k
Taxes, remuneration and social security45€2k€3k
Remuneration and social security454/9€2k€3k
Other amounts payable47/48€115€819
Accrued charges and deferred income492/3€6k€8k
Income statement Code20242025
Remuneration, social security and pensions62€121k€177k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€5k
Other operating charges640/8€1k€53k
Gross operating margin9900€150k€242k
Operating profit (loss)9901€7k€6k
Financial income75/76B€0€9
Recurring financial income75€0€9
Financial charges65/66B€1k€3k
Recurring financial charges65€1k€3k
Profit (loss) for the period before taxes9903€5k€3k
Income taxes67/77€233€194
Profit (loss) for the period9904€5k€2k
Profit (loss) for the period to be appropriated9905€5k€2k
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€-27k
Profit (loss) brought forward from the previous period14P€-34k€-29k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
24-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Liquidity doublescurrent ratio 6.75
Current ratio from 3.16 to 6.75; short-term debt falls from €45k to €26k.
07-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Equity above €150kEq €152k ▲3.3%
4 profitable years in a row build equity to €152k.
13-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Highest result since 2018net €6k ▲52%
Operating result €8k, net result €6k, both a record.
23-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
14-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Back to profitnet €6k
Net result €6k after 2 loss-making years.
26-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial Weakest financial yearnet €-29k ▼794%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
14-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
12-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
10-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
10-09-2025 BRIGITTE LONCKE: Resigned as Director
10-09-2025 RAOUL VANDEN BERGHE: Resigned as Director
31-12-2019 BRIGITTE LONCKE: Resigned as Director
31-12-2019 RAOUL VANDEN BERGHE: Resigned as Director
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2004
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bellemdorpweg 699881 Aalter
Ground area
539 m²
Building footprint
149 m²
Volume, LiDAR
790 m³
Parcel 44009C0180/00V000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JUMBO CLEANING
Bellemdorpweg 69, 9881 AalterNACE 4545003
since 20042.161.142.479
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44009C0180/00V000 Flanders 539 m² 1 · 149 m² 8.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,012 companies in sector 81220 we hold annual accounts for 2,415. 1,913 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded07-01-2004
Fiscal year end30-09
Activities, NACEBEL
74700
81220Other building cleaning and industrial cleaning
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.