Summary
LARIE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €58,845 and a net result of €37,901. Equity is growing by ~23.5% per year across the filed fiscal years. Its solvency ranks better than 45% of 1534 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
28 d early
2024
38 d early
2023
14 d early
2022
12 d early
2021
31 d early
2020
5 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€58,845▲ 19.0%
2024 · €49,444
Net result
€37,901▼ 57.4%
2024 · €88,924
Total assets
€173,094▼ 56.1%
2024 · €394,011
Solvency
34.0%▲ 21.4pp
2024 · 12.5%
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€321,382▼ 42.6%€120,785▼ 62.4%€56,530▼ 53.2%€100,039▲ 77.0%€47,643▼ 52.4%
Net result€311,883above the sector's middle half▼ 43.2%€108,816within the sector's middle half▼ 65.1%€44,191within the sector's middle half▼ 59.4%€88,924within the sector's middle half▲ 101%€37,901within the sector's middle half▼ 57.4%
Equity€19,913below the sector's middle half▲ 52.8%€36,329below the sector's middle half▲ 82.4%€41,520below the sector's middle half▲ 14.3%€49,444below the sector's middle half▲ 19.1%€58,845below the sector's middle half▲ 19.0%
Total assets€411,173below the sector's middle half▼ 29.7%€397,006below the sector's middle half▼ 3.4%€335,925below the sector's middle half▼ 15.4%€394,011below the sector's middle half▲ 17.3%€173,094below the sector's middle half▼ 56.1%
Debt€391,260▼ 31.6%€360,677▼ 7.8%€294,405▼ 18.4%€344,567▲ 17.0%€114,248▼ 66.8%
Working capital-€4,974within the sector's middle half€2,644within the sector's middle half€10,422within the sector's middle half▲ 294%€18,734within the sector's middle half▲ 79.8%€37,885within the sector's middle half▲ 102%
Solvency4.8%below the sector's middle half▲ 2.6pp9.2%below the sector's middle half▲ 4.3pp12.4%below the sector's middle half▲ 3.2pp12.5%below the sector's middle half▲ 0.2pp34.0%within the sector's middle half▲ 21.4pp
Current ratio0.98within the sector's middle half▼ 0.021.01within the sector's middle half▲ 0.021.04within the sector's middle half▲ 0.031.06within the sector's middle half▲ 0.021.33within the sector's middle half▲ 0.27
Return on assets (ROA)75.9%above the sector's middle half▼ 18.0pp27.4%above the sector's middle half▼ 48.4pp13.2%within the sector's middle half▼ 14.3pp22.6%above the sector's middle half▲ 9.4pp21.9%above the sector's middle half▼ 0.7pp
Staff (FTE)8.2above the sector's middle half▲ 28.1%8.7above the sector's middle half▲ 6.1%9.5above the sector's middle half▲ 9.2%9.4above the sector's middle half▼ 1.1%9.2above the sector's middle half▼ 2.1%
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173,094
Fixed assets
€20,960 ▼ 54.9%
Current assets
€152,134 ▼ 56.2%
Equity and liabilities €173,094
Equity
€58,845 ▲ 19.0%
Debt
€114,248 ▼ 66.8%
Debt's share of the balance-sheet total falls from 87.5% to 66.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
64.4%▼
2024 · 179.8%
Debt ≤ 1 year
€114,248▼
2024 · €328,765
Debt > 1 year
€0▼
2024 · €15,802
Income taxes
€10,706▲
2024 · €10,420
Staff costs
€639,539▲
2024 · €607,594
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €411,542 | €535,436 | €606,727 | €607,594 | €639,539 | ▲ 5.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,704 | €26,647 | €33,643 | €28,468 | €25,552 | ▼ 10.2% |
| Other operating charges640/8 | €1,425 | €1,371 | €1,118 | €1,416 | €1,460 | ▲ 3.1% |
| Gross operating margin9900 | €753,053 | €684,239 | €698,019 | €737,517 | €714,194 | ▼ 3.2% |
| Operating profit (loss)9901 | €321,382 | €120,785 | €56,530 | €100,039 | €47,643 | ▼ 52.4% |
| Financial income75/76B | €0 | €56 | €29 | €749 | €2,034 | ▲ 172% |
| Recurring financial income75 | €0 | €56 | €29 | €749 | €2,034 | ▲ 172% |
| Financial charges65/66B | €737 | €1,391 | €1,999 | €1,443 | €1,070 | ▼ 25.9% |
| Recurring financial charges65 | €737 | €1,391 | €1,999 | €1,443 | €1,070 | ▼ 25.9% |
| Profit (loss) for the period before taxes9903 | €320,645 | €119,450 | €54,560 | €99,344 | €48,607 | ▼ 51.1% |
| Income taxes67/77 | €8,763 | €10,634 | €10,370 | €10,420 | €10,706 | ▲ 2.7% |
| Profit (loss) for the period9904 | €311,883 | €108,816 | €44,191 | €88,924 | €37,901 | ▼ 57.4% |
| Profit (loss) for the period to be appropriated9905 | €311,883 | €108,816 | €44,191 | €88,924 | €37,901 | ▼ 57.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €411,173 | €397,006 | €335,925 | €394,011 | €173,094 | ▼ 56.1% |
| Fixed assets21/28 | €85,121 | €108,623 | €74,980 | €46,512 | €20,960 | ▼ 54.9% |
| Tangible fixed assets22/27 | €85,121 | €108,623 | €74,980 | €46,512 | €20,960 | ▼ 54.9% |
| Furniture and vehicles24 | €85,121 | €108,623 | €74,980 | €46,512 | €20,960 | ▼ 54.9% |
| Current assets29/58 | €326,052 | €288,383 | €260,946 | €347,499 | €152,134 | ▼ 56.2% |
| Amounts receivable within one year40/41 | €2,237 | €2,237 | €0 | €1,634 | €0 | ▼ 100% |
| Trade receivables40 | - | - | - | €1,634 | €0 | ▼ 100% |
| Other amounts receivable41 | €2,237 | €2,237 | €0 | - | - | - |
| Current investments50/53 | €145,468 | €196,447 | €247,445 | €295,871 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €176,594 | €86,818 | €9,586 | €46,000 | €146,811 | ▲ 219% |
| Deferred charges and accrued income490/1 | €1,753 | €2,881 | €3,914 | €3,994 | €5,323 | ▲ 33.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €411,173 | €397,006 | €335,925 | €394,011 | €173,094 | ▼ 56.1% |
| Equity10/15 | €19,913 | €36,329 | €41,520 | €49,444 | €58,845 | ▲ 19.0% |
| Contributions10/11 | €6,300 | €18,900 | €18,900 | €18,900 | €18,900 | = |
| Profit (loss) carried forward14 | €13,613 | €17,429 | €22,620 | €30,544 | €39,945 | ▲ 30.8% |
| Amounts payable17/49 | €391,260 | €360,677 | €294,405 | €344,567 | €114,248 | ▼ 66.8% |
| Amounts payable after more than one year17 | €60,235 | €74,938 | €43,882 | €15,802 | €0 | ▼ 100% |
| Financial debts170/4 | €60,235 | €74,938 | €43,882 | €15,802 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €331,026 | €285,739 | €250,524 | €328,765 | €114,248 | ▼ 65.2% |
| Current portion of amounts payable after more than one year42 | €21,556 | €30,812 | €31,057 | €28,080 | €15,802 | ▼ 43.7% |
| Trade debts44 | €3,469 | €15,137 | €6,051 | €33 | €1,901 | ▲ 5,645% |
| Suppliers440/4 | €3,469 | €15,137 | €6,051 | €33 | €1,901 | ▲ 5,645% |
| Taxes, remuneration and social security45 | €700 | €52,089 | €69,099 | €59,649 | €67,042 | ▲ 12.4% |
| Taxes450/3 | €0 | €634 | €361 | €195 | €95 | ▼ 51.2% |
| Remuneration and social security454/9 | €700 | €51,456 | €68,738 | €59,454 | €66,947 | ▲ 12.6% |
| Other amounts payable47/48 | €305,300 | €187,700 | €144,318 | €241,003 | €29,503 | ▼ 87.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €311,883 | €108,816 | €44,191 | €88,924 | €37,901 | ▼ 57.4% |
| + Depreciation and write-downs630 | €18,704 | €26,647 | €33,643 | €28,468 | €25,552 | ▼ 10.2% |
| Operating cash flow (approximation) | €330,586 | €135,463 | €77,834 | €117,392 | €63,453 | ▼ 45.9% |
| Investment in fixed assets (approximation) | - | -€50,149 | €0 | €0 | €0 | - |
| Change in cash | - | -€89,776 | -€77,232 | €36,414 | €100,811 | ▲ 177% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
26-06
State Gazette act
Resignations: KINGFIN, NIVECORP and RUDACOReappointments: KINGFIN, NIVECORP and RUDACO · Permanent representatives: PAREDIS Kurt Henri Maria, VERBAEL Nick and 2 others · Appointment: Smets Consulting CommV (statutory director)23 facts ▸
State Gazette act
Resignations: KINGFIN, NIVECORP and RUDACO
Reappointments: KINGFIN, NIVECORP and RUDACO · Permanent representatives: PAREDIS Kurt Henri Maria, VERBAEL Nick and 2 others · Appointment: Smets Consulting CommV (statutory director)23 facts ▸
- General meeting, eenparigheid van stemmen, buitengewone algemene vergadering
- Registered-office move, 3650 Dilsen-Stokkem,Stokkemerbaan 2/C000
- Share issue, 300, 189
- Director resignation, KINGFIN (statutory director)
- Director resignation, NIVECORP (statutory director)
- Director resignation, RUDACO (statutory director)
- Director reappointment, KINGFIN (statutory director)
- Director reappointment, NIVECORP (statutory director)
- Director reappointment, RUDACO (statutory director)
- Power of attorney, THIJS Peter Robert
- Permanent representative, PAREDIS Kurt Henri Maria (permanent representative)
- Permanent representative, VERBAEL Nick (permanent representative)
- +11 further facts in this act
2025
31-12
Financial
Weakest financial yearnet €37,901 ▼57.4%
Net result drops to €37,901, the lowest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2026
This board is reconstructed from a single act (26340004). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Board 4
Smets Consulting
CurrentStatutory director · since 26-06-2026 · Limited partnership · perm. rep.: SMETS Jari Christiane Paul
KINGFIN
CurrentStatutory director · General partnership · perm. rep.: PAREDIS Kurt Henri Maria
NIVECORP
CurrentStatutory director · General partnership · perm. rep.: VERBAEL Nick
RUDACO
CurrentStatutory director · Limited partnership · perm. rep.: THIJS Peter Robert
Permanent representatives 4
SMETS Jari Christiane Paul
CurrentPermanent representative · since 26-06-2026 · for Smets Consulting
PAREDIS Kurt Henri Maria
CurrentPermanent representative · for KINGFIN
THIJS Peter Robert
CurrentPermanent representative · for RUDACO
VERBAEL Nick
CurrentPermanent representative · for NIVECORP
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2019
Ground area
1,803 m²
Building footprint
521 m²
Volume, LiDAR
6,287 m³
2 parcels, Flanders · tallest building 18.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
LARIE
since 20192.288.795.370
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73042C0033/00W004 | Flanders | 1,380 m² | 1 · 427 m² | 18.1 m · 5 fl. |
| 72005A0729/00D004 | Flanders | 422 m² | 1 · 94 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
4 people since 2026, 4 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| KINGFIN |
|
| NIVECORP |
|
| RUDACO |
|
| Smets Consulting |
|
Articles of association
Registered office clause
Vlaams Gewest, 3650 Dilsen-Stokkem,Stokkemerbaan 2/C000
Board rule
Artikel 10, geheel of gedeeltelijk om gewichtige redenen door algemene vergadering met vereisten statutenwijziging
Structure & network
Owners and holdings
3 ownersOwners 3
- Sourceact 26-06-2026share not stated
- Sourceact 26-06-2026share not stated
- Sourceact 26-06-2026share not stated
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
4 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Capital and shareholders
Shareholders according to the acts
Stated in the act
act of 26-06-2026 ↗
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 300 EUR awarded · 300 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 51 EUR | 51 EUR |
| 2024 | 1 | 39 EUR | 39 EUR |
| 2023 | 1 | 144 EUR | 144 EUR |
| 2022 | 1 | 66 EUR | 66 EUR |
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Of 1,682 companies in this sector we hold annual accounts for 1,230. 925 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded04-04-2019
Fiscal year end31-12
Activities, NACEBEL 2025
66191Agents and brokers in banking services
66220Insurance agents and brokers
Contact
E-mail
kurt.paredis@skynet.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0724562482
Also
9925:BE0724562482
Registered
10-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.