LARA MORA
ActiveLARA MORA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €26k and a net result of €72k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 23% of 37964 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency50▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.22 in 2023; short-term debt: 75.4% and cash: 79.5% of total assets), and 75.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
24.6%
Return on assets
67.6%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 37964 sector peers (2024).
NBB · sector comparisonPosition among 37964 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
48 d early
2022
31 d early
2021
25 d early
2020
24 d early
2019
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€26k▲ 7.6%
2023 · €24k
2018: €10k
2019: €11k
2020: €20k
2021: €20k
2022: €2k
2023: €24k
2018 → 2024
Total assets
€106k▲ 30.2%
2023 · €82k
2018: €54k
2019: €45k
2020: €50k
2021: €38k
2022: €33k
2023: €82k
2018 → 2024
Net result
€72k▼ 0.8%
2023 · €72k
2018: €-8k
2019: €593
2020: €9k
2021: €634
2022: €15k
2023: €72k
2018 → 2024
Working capital
€17k▲ 30.5%
2023 · €13k
2018: €5k
2019: €4k
2020: €7k
2021: €17k
2022: €1k
2023: €13k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€20k-€20k▲ 3.2%€2k▼ 90.8%€24k▲ 1,194%€26k▲ 7.6%
Operating result€10k-€2k▼ 82.8%€21k▲ 1,115%€94k▲ 354%€91k▼ 2.6%
Net result€9k-€634▼ 92.8%€15k▲ 2,252%€72k▲ 386%€72k▼ 0.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 3% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €106k
Fixed assets
€9k▼ 17.7%
Current assets
€97k▲ 38.1%
Equity and liabilities €106k
Equity
€26k▲ 7.6%
Debt
€80k▲ 39.8%
The debt ratio rises from 70.2% to 75.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€93k▼
2023 · €95k
Cash flow
€74k▲
2023 · €73k
Solvency
24.6%▼
2023 · 29.8%
Current ratio
1.21▼
2023 · 1.22
Quick ratio
1.21▼
2023 · 1.22
Debt / equity
3.07▲
2023 · 2.36
ROE
274.8%▼
2023 · 298.1%
ROA
67.6%▼
2023 · 88.7%
Interest coverage
73.90▼
2023 · 95.34
Debt
€80k▲
2023 · €57k
Debt ≤ 1 year
€80k▲
2023 · €57k
Income taxes
€18k▼
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€82k€106k▲
Fixed assets21/28€12k€9k▼
Tangible fixed assets22/27€12k€9k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€386€39▼
Other tangible fixed assets26€6k€6k▼
Current assets29/58€70k€97k▲
Amounts receivable within one year40/41€24k€8k▼
Trade receivables40€19k€7k▼
Other amounts receivable41€5k€2k▼
Current investments50/53€3k€3k=
Cash at bank and in hand54/58€38k€85k▲
Deferred charges and accrued income490/1€6k€1k▼
Equity and liabilities
Total equity and liabilities10/49€82k€106k▲
Equity10/15€24k€26k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€23k€25k▲
Amounts payable17/49€57k€80k▲
Amounts payable within one year42/48€57k€80k▲
Trade debts44€3k€9k▲
Suppliers440/4€3k€9k▲
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€12k€11k▼
Other amounts payable47/48€42k€61k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€870€2k▲
Other operating charges640/8€516€528▲
Gross operating margin9900€95k€94k▼
Operating profit (loss)9901€94k€91k▼
Financial income75/76B€6€114▲
Recurring financial income75€6€114▲
Financial charges65/66B€992€1k▲
Recurring financial charges65€992€1k▲
Profit (loss) for the period before taxes9903€93k€90k▼
Income taxes67/77€20k€18k▼
Profit (loss) for the period9904€72k€72k▼
Profit (loss) for the period to be appropriated9905€72k€72k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€95k▲
Profit (loss) brought forward from the previous period14P€255€23k▲
Profit to be distributed694/7€50k€70k▲
Return on contributions (dividend)694€50k€70k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €72k ▲386%
Operating result €94k, net result €72k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €593
Net result €593 after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reepstraat(SGW) 869170 Sint-Gillis-WaasGround area
481 m²
Building footprint
129 m²
Volume, LiDAR
598 m³
Parcel 46020C0160/00Y000, Flanders · tallest building 10.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LARA MORA
since 20172.269.423.282
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46020C0160/00Y000 | Flanders | 481 m² | 1 · 129 m² | 10.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LARRYSAN
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Independent Minds
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 33,283 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2017
Fiscal year end31-12
Trade name NL
BESLOTEN VENNOOTSCHAP MET BEPERKTE AANSPRAKELIJKHEID
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.