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EVARDI

Active
Private limited companyfounded 20188 yrs activeGoedlevenstraat 159, 9041 Gent, BelgiumKBO/BCE: BE 0687.517.786
Summary

EVARDI has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,535 and a net result of €25,186. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 68% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+3
Solvency97▲+17
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 3.06 against 1.82 in 2024; short-term debt: 25.9% and cash: 44.1% of total assets), and 27.5% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
72.5%
Return on assets
38.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €47,535
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
14 d early
2024
28 d early
2023
51 d early
2022
58 d early
2021
54 d early
2020
52 d early
2019
53 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 44 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

EVARDI was incorporated on 4 January 2018.1 Total assets fell from EUR 76,728 in 2018 to EUR 65,595 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€47,535▲ 113%
2024 · €22,349
Total assets
€65,595▲ 60.9%
2024 · €40,767
Net result
€25,186▲ 169%
2024 · €9,364
Working capital
€35,009▲ 132%
2024 · €15,087
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€98,914▲ 21.5%€18,135▼ 81.7%-€17,975€7,953€36,942▲ 365%
Net result€77,300above the sector's middle half▲ 23.1%€9,115within the sector's middle half▼ 88.2%-€17,520below the sector's middle half€9,364within the sector's middle half€25,186within the sector's middle half▲ 169%
Equity€247,990above the sector's middle half▲ 45.3%€30,506within the sector's middle half▼ 87.7%€12,985below the sector's middle half▼ 57.4%€22,349below the sector's middle half▲ 72.1%€47,535within the sector's middle half▲ 113%
Total assets€251,927within the sector's middle half▲ 31.0%€232,839within the sector's middle half▼ 7.6%€204,259within the sector's middle half▼ 12.3%€40,767below the sector's middle half▼ 80.0%€65,595below the sector's middle half▲ 60.9%
Debt€3,936▼ 81.8%€202,333▲ 5,040%€191,273▼ 5.5%€18,418▼ 90.4%€18,059▼ 1.9%
Working capital€236,550above the sector's middle half▲ 44.6%€25,074within the sector's middle half▼ 89.4%€5,218within the sector's middle half▼ 79.2%€15,087within the sector's middle half▲ 189%€35,009within the sector's middle half▲ 132%
Solvency98.4%above the sector's middle half▲ 9.7pp13.1%below the sector's middle half▼ 85.3pp6.4%below the sector's middle half▼ 6.7pp54.8%within the sector's middle half▲ 48.5pp72.5%within the sector's middle half▲ 17.6pp
Current ratio61.10above the sector's middle half▲ 52.521.13within the sector's middle half▼ 59.971.03below the sector's middle half▼ 0.101.82within the sector's middle half▲ 0.793.06within the sector's middle half▲ 1.25
Return on assets (ROA)30.7%above the sector's middle half▼ 2.0pp3.9%within the sector's middle half▼ 26.8pp-8.6%below the sector's middle half▼ 12.5pp23.0%within the sector's middle half▲ 31.5pp38.4%above the sector's middle half▲ 15.4pp
Staff (FTE)0.9▲ 800%
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2021: €98,914€98,914Net result 2021: €77,300€77,300Operating result 2022: €18,135€18,135Net result 2022: €9,115€9,115Operating result 2023: -€17,975-€17,975Net result 2023: -€17,520-€17,520Operating result 2024: €7,953€7,953Net result 2024: €9,364€9,364Operating result 2025: €36,942€36,942Net result 2025: €25,186€25,18620212022202320242025-€20,000€0€20,000€40,000Operating result 2023: -€17,975-€18,000Net result 2023: -€17,520-€17,500Operating result 2024: €7,953€7,950Net result 2024: €9,364€9,360Operating result 2025: €36,942€36,900Net result 2025: €25,186€25,200202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 365% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65,595
Fixed assets €13,627 ▲ 87.6%
Current assets €51,968 ▲ 55.1%
Equity and liabilities €65,595
Equity €47,535 ▲ 113%
Debt €18,059 ▼ 1.9%
Debt's share of the balance-sheet total falls from 45.2% to 27.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€45,106▲
2024 · €10,696
Cash flow
€33,350▲
2024 · €12,106
Debt to equity
0.38▼
2024 · 0.82
ROE
53.0%▲
2024 · 41.9%
Interest coverage
42.00▼
2024 · 98.22
Debt ≤ 1 year
€16,959▼
2024 · €18,418
Income taxes
€10,854▲
2024 · €395
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.5% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€40,767€65,595▲
Fixed assets21/28€7,263€13,627▲
Tangible fixed assets22/27€7,263€13,627▲
Furniture and vehicles24€3,834€11,600▲
Other tangible fixed assets26€3,429€2,026▼
Current assets29/58€33,505€51,968▲
Amounts receivable within one year40/41€18,117€21,984▲
Trade receivables40€16,940€17,787▲
Other amounts receivable41€1,177€4,197▲
Cash at bank and in hand54/58€14,522€28,936▲
Deferred charges and accrued income490/1€866€1,047▲
Equity and liabilities
Total equity and liabilities10/49€40,767€65,595▲
Equity10/15€22,349€47,535▲
Contributions10/11€18,600€18,600=
Reserves13€3,000€28,000▲
Tax-exempt reserves132€92€92=
Distributable reserves133€2,908€27,908▲
Profit (loss) carried forward14€749€935▲
Amounts payable17/49€18,418€18,059▼
Amounts payable within one year42/48€18,418€16,959▼
Trade debts44€1,327€1,643▲
Suppliers440/4€1,327€1,643▲
Taxes, remuneration and social security45€3,537€8,028▲
Taxes450/3€3,537€8,028▲
Other amounts payable47/48€13,553€7,288▼
Accrued charges and deferred income492/3-€1,100
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,743€8,164▲
Other operating charges640/8€1,199€1,231▲
Non-recurring operating charges66A-€58
Gross operating margin9900€11,895€46,395▲
Operating profit (loss)9901€7,953€36,942▲
Financial income75/76B€1,915€172▼
Recurring financial income75€1,915€172▼
Financial charges65/66B€109€1,074▲
Recurring financial charges65€109€1,074▲
Profit (loss) for the period before taxes9903€9,759€36,040▲
Income taxes67/77€395€10,854▲
Profit (loss) for the period9904€9,364€25,186▲
Profit (loss) for the period to be appropriated9905€9,364€25,186▲
Appropriation of the result
Profit (loss) to be appropriated9906€3,657€25,935▲
Profit (loss) brought forward from the previous period14P-€5,707€749▲
Transfer to equity691/2€2,908€25,000▲
To other reserves6921€2,908€25,000▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€4,812-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,602€3,514€3,563€2,743€8,164▲ 198%
Other operating charges640/8€999€1,069€1,207€1,199€1,231▲ 2.7%
Non-recurring operating charges66A€354€162€58-€58-
Gross operating margin9900€107,681€22,881-€13,148€11,895€46,395▲ 290%
Operating profit (loss)9901€98,914€18,135-€17,975€7,953€36,942▲ 365%
Financial income75/76B€207€0€939€1,915€172▼ 91.0%
Recurring financial income75€207€0€939€1,915€172▼ 91.0%
Financial charges65/66B€27€4,176€96€109€1,074▲ 886%
Recurring financial charges65€27€4,176€96€109€1,074▲ 886%
Profit (loss) for the period before taxes9903€99,094€13,959-€17,132€9,759€36,040▲ 269%
Income taxes67/77€21,794€4,844€389€395€10,854▲ 2,650%
Profit (loss) for the period9904€77,300€9,115-€17,520€9,364€25,186▲ 169%
Profit (loss) for the period to be appropriated9905€77,300€9,115-€17,520€9,364€25,186▲ 169%
Line20212022202320242025Change
Assets
Total assets20/58€251,927€232,839€204,259€40,767€65,595▲ 60.9%
Fixed assets21/28€11,440€9,512€7,767€7,263€13,627▲ 87.6%
Tangible fixed assets22/27€11,440€9,512€7,767€7,263€13,627▲ 87.6%
Furniture and vehicles24€5,440€3,279€2,936€3,834€11,600▲ 203%
Other tangible fixed assets26€6,001€6,233€4,831€3,429€2,026▼ 40.9%
Current assets29/58€240,487€223,327€196,492€33,505€51,968▲ 55.1%
Amounts receivable within one year40/41€24,376€11,557€11,186€18,117€21,984▲ 21.3%
Trade receivables40€17,320€643€643€16,940€17,787▲ 5.0%
Other amounts receivable41€7,056€10,914€10,543€1,177€4,197▲ 257%
Cash at bank and in hand54/58€214,779€210,861€184,373€14,522€28,936▲ 99.3%
Deferred charges and accrued income490/1€1,331€908€932€866€1,047▲ 20.9%
Equity and liabilities
Total equity and liabilities10/49€251,927€232,839€204,259€40,767€65,595▲ 60.9%
Equity10/15€247,990€30,506€12,985€22,349€47,535▲ 113%
Contributions10/11€6,200€18,600€18,600€18,600€18,600=
Reserves13€241,000€11,000€92€3,000€28,000▲ 833%
Non-distributable reserves130/1€1,860€1,860----
Reserves not available under the articles1311€1,860€1,860----
Tax-exempt reserves132€92€92€92€92€92=
Distributable reserves133€239,048€9,048-€2,908€27,908▲ 860%
Profit (loss) carried forward14€790€906-€5,707€749€935▲ 24.8%
Amounts payable17/49€3,936€202,333€191,273€18,418€18,059▼ 1.9%
Amounts payable within one year42/48€3,936€198,252€191,273€18,418€16,959▼ 7.9%
Trade debts44€635€3,417€1,613€1,327€1,643▲ 23.8%
Suppliers440/4€635€3,417€1,613€1,327€1,643▲ 23.8%
Taxes, remuneration and social security45€3,301--€3,537€8,028▲ 127%
Taxes450/3€3,268--€3,537€8,028▲ 127%
Remuneration and social security454/9€33-----
Other amounts payable47/48-€194,835€189,661€13,553€7,288▼ 46.2%
Accrued charges and deferred income492/3-€4,080--€1,100-
Line20212022202320242025Change
Profit (loss) for the period9904€77,300€9,115-€17,520€9,364€25,186▲ 169%
+ Depreciation and write-downs630€2,602€3,514€3,563€2,743€8,164▲ 198%
Operating cash flow (approximation)€79,901€12,629-€13,957€12,106€33,350▲ 175%
Investment in fixed assets (approximation)--€1,586-€1,818-€2,238-€14,528▼ 549%
Change in cash--€3,917-€26,488-€169,851€14,414▲ 108%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €9,364
Net result €9,364 after one loss-making year.
10-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet -€17,520
Net result drops to -€17,520, the lowest in the series; recovery starts the following year.
03-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €77,300 ▲23.1%
Operating result €98,914, net result €77,300, both a record.
31-12
Financial Liquidity times 7current ratio 61.10
Current ratio from 8.58 to 61.10; short-term debt falls from €21,585 to €3,936.
31-12
Financial Equity above €200,000Eq €247,990 ▲45.3%
4 profitable years in a row build equity to €247,990.
09-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €150,000Eq €170,691 ▲58.2%
3 profitable years in a row build equity to €170,691.
Show earlier events
08-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Liquidity doublescurrent ratio 6.28
Current ratio from 2.92 to 6.28; short-term debt falls from €19,249 to €17,308.
31-12
Financial Equity above €100,000Eq €107,900 ▲87.7%
2 profitable years in a row build equity to €107,900.
11-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
1,651 m²
Building footprint
134 m²
Parcel 44051B1435/00F000, Flanders. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
EVARDI
Goedlevenstraat 159, 9041 GentFinancial service activities, except insurance and pension funding
since 20182.271.976.956
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44051B1435/00F000 Flanders 1,651 m² 1 · 134 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 37,915 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0687517786
Also 9925:BE0687517786
Registered 21-04-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.