LAQUE
ActiveLAQUE has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €3k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 30.44 against 77.21 in 2024; short-term debt: 3.3% and cash: 0.7% of total assets), and 3.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.6%
Return on assets
3.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
13 d early
2023
29 d late
2022
8 d late
2021
22 d late
2020
10 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▲ 3.8%
2024 · €75k
2018: €54k
2019: €70k
2020: €66k
2021: €71k
2022: €72k
2023: €74k
2024: €75k
2018 → 2025
Total assets
€80k▲ 5.5%
2024 · €76k
2018: €77k
2019: €76k
2020: €73k
2021: €74k
2022: €74k
2023: €76k
2024: €76k
2018 → 2025
Net result
€3k▲ 148%
2024 · €1k
2018: €-16k
2019: €9k
2020: €-9k
2021: €5k
2022: €824
2023: €1k
2024: €1k
2018 → 2025
Working capital
€78k▲ 3.4%
2024 · €75k
2018: €54k
2019: €70k
2020: €66k
2021: €71k
2022: €72k
2023: €74k
2024: €75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€72k▲ 1.2%€74k▲ 2.0%€75k▲ 1.6%€78k▲ 3.8%
Operating result€3k-€-3k€-1k▲ 49.5%€-3k▼ 76.1%€371
Net result€5k-€824▼ 83.6%€1k▲ 70.8%€1k▼ 18.3%€3k▲ 148%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €371 after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €80k
Equity
€78k▲ 3.8%
Debt
€3k▲ 100%
The debt ratio rises from 1.8% to 3.4%. Equity and debt are higher.
Key figures and ratios
Solvency
96.6%▼
2024 · 98.2%
Current ratio
30.44▼
2024 · 77.21
Quick ratio
30.44▼
2024 · 77.21
Debt / equity
0.04▲
2024 · 0.02
ROE
3.7%▲
2024 · 1.5%
ROA
3.6%▲
2024 · 1.5%
Debt
€3k▲
2024 · €1k
Debt ≤ 1 year
€3k▲
2024 · €985
Income taxes
€1k▲
2024 · €702
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€80k▲
Current assets29/58€76k€80k▲
Amounts receivable within one year40/41€76k€80k▲
Trade receivables40€291€3k▲
Other amounts receivable41€76k€77k▲
Cash at bank and in hand54/58€272€575▲
Equity and liabilities
Total equity and liabilities10/49€76k€80k▲
Equity10/15€75k€78k▲
Contributions10/11€19k€19k=
Reserves13€37k€40k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€1k€1k=
Distributable reserves133€36k€39k▲
Profit (loss) carried forward14€19k€19k▲
Amounts payable17/49€1k€3k▲
Amounts payable within one year42/48€985€3k▲
Trade debts44€275€351▲
Suppliers440/4€275€351▲
Taxes, remuneration and social security45€710€2k▲
Taxes450/3€710€2k▲
Accrued charges and deferred income492/3€372€84▼
Income statement
Code20242025
Other operating charges640/8€372€0▼
Gross operating margin9900€-2k€371▲
Operating profit (loss)9901€-3k€371▲
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€45€45▲
Recurring financial charges65€45€45▲
Profit (loss) for the period before taxes9903€2k€4k▲
Income taxes67/77€702€1k▲
Profit (loss) for the period9904€1k€3k▲
Profit (loss) for the period to be appropriated9905€1k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€22k▲
Profit (loss) brought forward from the previous period14P€19k€19k▲
Transfer to equity691/2€1k€3k▲
To other reserves6921€1k€3k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 77.21
Current ratio from 33.93 to 77.21; short-term debt falls from €2k to €985.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 49.53
Current ratio from 23.63 to 49.53; short-term debt falls from €3k to €1k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 23.63
Current ratio from 10.69 to 23.63; short-term debt falls from €7k to €3k.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 13.16
Current ratio from 3.27 to 13.16; short-term debt falls from €24k to €6k.
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 48 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Boulvin(Rog) 125651 WalcourtGround area
2,863 m²
Building footprint
305 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Charleroi(Y-G) 66, 5650 Walcourt
since 19962.077.516.207
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93059C0019/00G000 | Wallonia | 2,002 m² | 1 · 220 m² | - |
| 93089B0358/00Y000 | Wallonia | 861 m² | 1 · 86 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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NORDECO
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INGELS STEFAAN SCHILDER- EN DECORATIEBEDRIJF
BE 0662.683.412
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Maxim Guinée
BE 1005.247.028
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BOLD FIJNSCHILDER
BE 1006.761.020
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Of 7,864 companies in sector 43341 we hold annual accounts for 2,664. 2,311 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-1996
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.