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ALL - DECOR

Active
Public limited companyfounded 199531 yrs activeLeeuwerikstraat 7, 9340 Lede, BelgiumKBO/BCE: BE 0454.660.081
Summary

ALL - DECOR has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €80,371 and a net result of -€1,451. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 95% of 36365 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Painting of buildings
NACE 43341NACE 45441
1 site
Size
€83,753total assets 2024
Equity
€80,371
Loss
-€1,451
Turnover not published (abridged schema)
Financial health
70 Healthy Checked score 2024
Bankruptcy chance 12 m
0.6%
Structure
Accounts 63 d overdue0 of 8 deeds read
Why 70- Figures for FY 2024 (filed 30-08-2025)- Size: total assets €83,753+ Founded in 1995+ Liquidity: current ratio 14.67, cash €13,104Show the evidence

Checked score

Score 2024
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 51% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency 100=
equity 96.0% of total assets
Liquidity 70-3
short-term debt 4.0% · cash 15.6%
Profitability 19-22
return on assets -1.7%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)
Last 19 months 04-2025: 0.5% 05-2025: 0.5%▲ +1.9% vs 04-2025 06-2025: 0.5%▼ -0.4% vs 05-2025 07-2025: 0.5%▲ +6.8% vs 06-2025 08-2025: 0.6%▲ +18.7% vs 07-2025highest value 09-2025: 0.2%▼ -63.8% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -1.8% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%▼ -0.5% vs 02-2026lowest value 04-2026: 0.2%▲ +1.4% vs 03-2026 05-2026: 0.2%▲ +1.4% vs 04-2026 06-2026: 0.2%▼ -0.4% vs 05-2026 07-2026: 0.2%▲ +9.0% vs 06-2026 08-2026: 0.4%▲ +50.6% vs 07-2026 09-2026: 0.4%▲ +16.7% vs 08-2026 10-2026: 0.6%▲ +43.1% vs 09-2026
  • Founded in 1995 lowers the probability for this profile
  • Figures for FY 2024 (filed 30-08-2025) raises the probability
  • Size: total assets €83,753 raises the probability for this profile
  • Liquidity: current ratio 14.67, cash €13,104 lowers the probability
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 14.67 against 9.0 in 2023; short-term debt: 4% and cash: 15.6% of total assets), and 4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 68%, profitability 14%, growth against the median 31%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1995
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Figures for FY 2024 (filed 30-08-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Size: total assets €83,753
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 14.67, cash €13,104
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€1,451
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
30 d late
2023
61 d late
2022
22 d late
2021
29 d late
2020
25 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 33 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Weakest financial yearnet -€10,921

Key points

  • Positive: Among the best 5% on solvencysector median 46.6% · 36,365 companies 96.0% View
  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Caution: 2 loss-making years in a rowloss fiscal year 2024 -€1,451 View

By topic

Financials

Fiscal year
2024
Total assets
€83,753
Loss
-€1,451
Solvency
96.0%
Total assets▼ 4.5%
Net result
20182024
Go to Financials

Timeline

Events
12
Since
2016
  1. 30-08-2025Annual accounts filed
  2. 30-09-2024Annual accounts filed
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Painting of buildingsNACE 43341
Founded
02-03-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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