Staff
3 employees on 31-12-2025
In 2025, 1 person joined and 1 left.
LAPETO
Lifetime
6 annual accounts with figures on one time axispeak €246,001 (2024)
€220,394▼ 10.4%
lowest -€38,154 (2022)
€46,018▼ 51.3%
peak €158,837 (2025)
€158,837▲ 40.8%
€196,649▼ 35.6%
Board2 names since 2023
1 directorDenisVanboterdal
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Result from €94,584 to €46,018Equity from €112,819 to €158,837Debts from €305,592 to €196,649Cash from €74,738 to €97,413
Key points
from the 2025 annual accountsFilings
6 annual accounts 5 late
The 2023 accounts came latest: 272 days after the end of the period.
Position in the sector
€46,018
Higher net result than 84% of companies in specialised construction. Sector median €10,189 · 35,107 companies.
Checked score
83
Excellent
Financially stronger than 65% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,701 companies (NACE 43, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 5.3%
01-2025: 7.6%▲ +2.3 percentage points vs 12-2024
02-2025: 7.6%● unchanged vs 01-2025
03-2025: 7.8%▲ +0.2 percentage points vs 02-2025highest value
04-2025: 7.1%▼ -0.7 percentage points vs 03-2025
05-2025: 7.1%● unchanged vs 04-2025
06-2025: 6.2%▼ -0.9 percentage points vs 05-2025
07-2025: 6.2%● unchanged vs 06-2025
08-2025: 6.7%▲ +0.5 percentage points vs 07-2025
09-2025: 0.7%▼ -6.0 percentage points vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.6%▼ -0.1 percentage points vs 12-2025
02-2026: 0.7%▲ +0.1 percentage points vs 01-2026
03-2026: 0.6%▼ -0.1 percentage points vs 02-2026
04-2026: 0.7%▲ +0.1 percentage points vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026
08-2026: 1.2%▲ +0.5 percentage points vs 07-2026
09-2026: 0.5%▼ -0.7 percentage points vs 08-2026lowest value
10-2026: 0.5%● unchanged vs 09-2026lowest value
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 28 days late; 1 of the last 3 accounts late
Founded in 2019
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 1.65, cash €97,413
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 48% of them on solvency, 64% on liquidity, 68% on profitability and 80% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as LAPETO has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LAPETO itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for LAPETO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.65 (1.29 in 2024), above the usual 1.5. Short-term debt is 39.7% and cash 27.4% of total assets. However, 55.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
28 days late
2024
27 days late
2023
272 days late
2022
25 days late
2021
8 days early
2020
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 63 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- l’actionnaire unique et administrateur 100 sharesdeed of 02-10-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0728813557
Resignation: SalvatoreMuratore (director)
Appointment: DenisVanboterdal (director) · Director discharge: SalvatoreMuratore · General meeting of 22-09-2023 · Gazette deed
First establishment
Rue de Sas 85, Saint-Ghislain
Registered office moved from Mons to Saint-Ghislain
New registered office: Rue du Sas, numéro 85, 7330 Saint-Ghislain · Previous registered office: Rue Sohier, numéro 11, 7011 Mons (Ghlin) · l’actionnaire unique et administrateur holds all the shares · General meeting of 23-09-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LAPETO Saint-Ghislain | €355,486 | €220,394 | 44.7% | - |
| VOTRON-CONSTRUCTION Jurbise | €318,965 | €194,447 | 49.4% | - |
| RS HORECA Quaregnon | €291,614 | €230,465 | 18.0% | 3.3 |
| IMMOPLAST Ellezelles | €351,170 | €273,499 | 1.3% | - |
| WZ KEUKENFABRIKANT Bruges | €344,495 | €218,912 | 44.6% | - |
| PROXIWOOD Gembloux | €351,060 | €208,270 | 20.1% | 3.3 |
| R&D America Dilsen-Stokkem | €369,832 | €203,730 | 29.3% | - |
These companies have the same main activity as LAPETO: joinery installation (NACE 43320). They are comparable in size and age: total assets between €292,000 and €370,000, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 24-06-2019Normal situation
- Activity
- Joinery installationNACE 43320and 2 others
- Establishment unit
- 2.291.295.7927330 Saint-Ghislain, since 01-11-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Annual accounts 2025
- ≈ €820,000estimated
- €355,486▼ 15.0%
- Employeeson 31-12-2025
- 3=
- Filing
- Filed on 28-08-2026
Insights on LAPETO
LAPETO files the micro format. That format states no turnover. The gross margin rose from €52,559 in 2020 to €220,394 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LAPETO
- What is the company number of LAPETO?
- The company number of LAPETO is 0728.813.557. The VAT number is the same number with BE in front: BE 0728.813.557.
- Where is LAPETO based?
- The registered office is at Rue de Sas 85, 7330 Saint-Ghislain.Company details
- What does LAPETO do?
- According to the KBO register, the main activity is joinery installation (NACE 43320).
- What is the legal form of LAPETO?
- LAPETO is a private limited company (BV).
- When was LAPETO founded?
- LAPETO was founded on 24-06-2019.
- Is LAPETO still active?
- Yes, LAPETO is an active enterprise in the KBO register.
- How many employees does LAPETO have?
- LAPETO had an average of 2.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of LAPETO?
- The turnover in financial year 2025 is ≈ €820,000. This figure is estimated from the gross margin of €220,394 and 36 comparable companies (NACE 43320). It probably lies between €580,000 and €1.1m.
- Is LAPETO profitable?
- In financial year 2025, LAPETO made a profit of €46,018.
- Where can I find the annual accounts of LAPETO?
- LAPETO filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LAPETO due?
- LAPETO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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