IMMOPLAST
ActiveThe computed 12-month bankruptcy probability of IMMOPLAST is 2.1% (moderate). The 2025 annual accounts show equity of €5k and a net result of €200k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 27711 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency26▼-55
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.3%
Return on assets
57.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 27711 sector peers (2025).
NBB · sector comparisonPosition among 27711 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
30 d late
2024
2 d early
2023
30 d late
2022
3 d early
2021
15 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 97.6%
2024 · €188k
2020: €10k
2021: €10k
2022: €54k
2023: €4k
2024: €188k
2020 → 2025
Total assets
€351k▲ 5.0%
2024 · €334k
2020: €57k
2021: €58k
2022: €84k
2023: €159k
2024: €334k
2020 → 2025
Net result
€200k▲ 8.9%
2024 · €184k
2020: €6k
2021: €569
2022: €44k
2023: €10k
2024: €184k
2020 → 2025
Working capital
€-66k
2024 · €151k
2020: €5k
2021: €913
2022: €49k
2023: €-12k
2024: €151k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€54k▲ 422%€4k▼ 92.5%€188k▲ 4,488%€5k▼ 97.6%
Operating result€947-€60k▲ 6,202%€14k▼ 76.2%€255k▲ 1,695%€258k▲ 1.3%
Net result€569-€44k▲ 7,643%€10k▼ 78.1%€184k▲ 1,805%€200k▲ 8.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €351k
Fixed assets
€71k▲ 89.8%
Current assets
€280k▼ 5.7%
Equity and liabilities €351k
Equity
€5k▼ 97.6%
Debt
€347k▲ 137%
The debt ratio rises from 43.7% to 98.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€271k▲
2024 · €264k
Cash flow
€213k▲
2024 · €194k
Solvency
1.3%▼
2024 · 56.3%
Current ratio
0.81▼
2024 · 2.03
Quick ratio
0.81▼
2024 · 2.03
Debt / equity
76.44▲
2024 · 0.78
ROA
57.1%▲
2024 · 55.0%
Interest coverage
1114.98▲
2024 · 381.06
Debt
€347k▲
2024 · €146k
Debt ≤ 1 year
€347k▲
2024 · €146k
Income taxes
€57k▼
2024 · €70k
A ratio outside any meaningful range has been withheld (balance sheet total €351k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€334k€351k▲
Fixed assets21/28€37k€71k▲
Tangible fixed assets22/27€37k€71k▲
Furniture and vehicles24€37k€71k▲
Current assets29/58€297k€280k▼
Amounts receivable within one year40/41€71k€69k▼
Trade receivables40€71k€60k▼
Other amounts receivable41-€9k
Cash at bank and in hand54/58€225k€209k▼
Deferred charges and accrued income490/1€860€3k▲
Equity and liabilities
Total equity and liabilities10/49€334k€351k▲
Equity10/15€188k€5k▼
Contributions10/11€4k€4k=
Reserves13€184k€0▼
Distributable reserves133€184k€0▼
Profit (loss) carried forward14€135€535▲
Amounts payable17/49€146k€347k▲
Amounts payable within one year42/48€146k€347k▲
Trade debts44€18k€24k▲
Suppliers440/4€18k€24k▲
Advances received on contracts in progress46€6k€0▼
Taxes, remuneration and social security45€89k€99k▲
Taxes450/3€82k€97k▲
Remuneration and social security454/9€8k€2k▼
Other amounts payable47/48€33k€224k▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€13k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€265k€273k▲
Operating profit (loss)9901€255k€258k▲
Financial income75/76B€74€2▼
Recurring financial income75€74€2▼
Financial charges65/66B€693€243▼
Recurring financial charges65€693€243▼
Profit (loss) for the period before taxes9903€254k€258k▲
Income taxes67/77€70k€57k▼
Profit (loss) for the period9904€184k€200k▲
Profit (loss) for the period to be appropriated9905€184k€200k▲
Appropriation of the result
Profit (loss) to be appropriated9906€184k€201k▲
Profit (loss) brought forward from the previous period14P€101€135▲
Transfer from equity791/2€0€184k▲
Transfer to equity691/2€184k€0▼
To other reserves6921€184k€0▼
Profit to be distributed694/7€0€384k▲
Return on contributions (dividend)694€0€384k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Highest result since 2020net €200k ▲8.9%
Operating result €258k, net result €200k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 2.03
Current ratio from 0.92 to 2.03; short-term debt falls from €155k to €146k.
31-12
Financial
Equity above €150kEq €188k ▲4488%
5 profitable years in a row build equity to €188k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 2.66
Current ratio from 1.02 to 2.66; short-term debt falls from €48k to €29k.
15-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
31-12
Financial
Weakest financial yearnet €569 ▼90.3%
Net result drops to €569, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ellezelles · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rigaudrye 707890 EllezellesGround area
1,218 m²
Building footprint
155 m²
Volume, LiDAR
792 m³
Parcel 51017C0315/00M000, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMOPLAST
since 20202.306.482.133
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51017C0315/00M000 | Wallonia | 1,218 m² | 1 · 155 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,137. 2,869 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-2020
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.