Laona
ActiveLaona is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €308k and a net result of €90k. Equity is growing by ~38.9% per year across the filed fiscal years. Its solvency ranks better than 75% of 5491 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
57 d early
2024
77 d early
2023
63 d early
2022
27 d early
2021
2 d early
2020
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€308k▲ 14.7%
2024 · €268k
2020: €-2k
2021: €80k
2022: €206k
2023: €113k
2024: €268k
2020 → 2025
Net result
€90k▼ 42.4%
2024 · €156k
2020: €-6k
2021: €82k
2022: €126k
2023: €109k
2024: €156k
2020 → 2025
Total assets
€389k▼ 5.6%
2024 · €412k
2020: €358k
2021: €399k
2022: €493k
2023: €370k
2024: €412k
2020 → 2025
Solvency
79.1%▲ 14.0pp
2024 · 65.1%
2020: -0.6%
2021: 20.1%
2022: 41.8%
2023: 30.5%
2024: 65.1%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€80k-€206k▲ 157%€113k▼ 45.3%€268k▲ 138%€308k▲ 14.7%
Operating result€38k-€9k▼ 75.2%€31k▲ 228%€103k▲ 235%€93k▼ 9.1%
Net result€82k-€126k▲ 53.5%€109k▼ 13.3%€156k▲ 42.6%€90k▼ 42.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €389k
Fixed assets
€331k▲ 0.1%
Current assets
€57k▼ 29.0%
Equity and liabilities €389k
Equity
€308k▲ 14.7%
Debt
€81k▼ 43.6%
The debt ratio falls from 34.9% to 20.9%: equity grows while debt is paid down.
Key figures and ratios
Solvency
79.1%▲
2024 · 65.1%
ROE
29.1%▼
2024 · 58.0%
ROA
23.0%▼
2024 · 37.8%
Debt
€81k▼
2024 · €144k
Debt ≤ 1 year
€81k▼
2024 · €95k
Debt > 1 year
€0▼
2024 · €48k
Income taxes
€20k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€412k€389k▼
Formation expenses20€1€0▼
Fixed assets21/28€331k€331k▲
Tangible fixed assets22/27€1k€1k▲
Furniture and vehicles24€1k€1k▲
Financial fixed assets28€330k€330k=
Current assets29/58€81k€57k▼
Amounts receivable within one year40/41€52k€27k▼
Trade receivables40€48k€19k▼
Other amounts receivable41€4k€8k▲
Cash at bank and in hand54/58€26k€28k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€412k€389k▼
Equity10/15€268k€308k▲
Contributions10/11€4k€4k=
Reserves13€265k€304k▲
Distributable reserves133€265k€304k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€144k€81k▼
Amounts payable after more than one year17€48k€0▼
Financial debts170/4€48k€0▼
Amounts payable within one year42/48€95k€81k▼
Current portion of amounts payable after more than one year42€48k€48k=
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€17k€24k▲
Taxes450/3€17k€24k▲
Other amounts payable47/48€25k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€849€681▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€514€0▼
Gross operating margin9900€106k€96k▼
Operating profit (loss)9901€103k€93k▼
Financial income75/76B€80k€20k▼
Recurring financial income75€80k€20k▼
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€177k€110k▼
Income taxes67/77€21k€20k▼
Profit (loss) for the period9904€156k€90k▼
Profit (loss) for the period to be appropriated9905€156k€90k▼
Appropriation of the result
Profit (loss) to be appropriated9906€156k€90k▼
Transfer from equity791/2€0€50k▲
Transfer to equity691/2€156k€90k▼
To other reserves6921€156k€90k▼
Profit to be distributed694/7€0€50k▲
Return on contributions (dividend)694€0€50k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2020net €156k ▲42.6%
Operating result €103k, net result €156k, both a record.
31-12
Financial
Equity above €200kEq €268k ▲138%
4 profitable years in a row build equity to €268k.
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €206k ▲157%
2 profitable years in a row build equity to €206k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €82k
Net result €82k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rechtstraat 2369160 LokerenGround area
1,724 m²
Building footprint
40 m²
Volume, LiDAR
125 m³
Parcel 46007D0622/00B000, Flanders · tallest building 3.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Laona
since 20202.298.944.738
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46007D0622/00B000 | Flanders | 1,724 m² | 1 · 39 m² | 3.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,735 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2020
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:maeske8@gmail.com