JAPHAR
ActiveJAPHAR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €17k and a net result of €76k. Equity is growing by ~68.9% per year across the filed fiscal years. Its solvency ranks better than 8% of 5487 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 5487 sector peers (2025).
NBB · sector comparisonPosition among 5487 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
16 d early
2024
21 d early
2023
20 d early
2022
7 d early
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€17k▼ 89.2%
2024 · €161k
2021: €22k
2022: €61k
2023: €116k
2024: €161k
2021 → 2025
Net result
€76k▲ 65.7%
2024 · €46k
2021: €18k
2022: €40k
2023: €56k
2024: €46k
2021 → 2025
Total assets
€405k▲ 6.6%
2024 · €380k
2021: €315k
2022: €368k
2023: €392k
2024: €380k
2021 → 2025
Solvency
4.3%▼ 38.1pp
2024 · 42.5%
2021: 6.9%
2022: 16.7%
2023: 29.7%
2024: 42.5%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€61k▲ 181%€116k▲ 89.9%€161k▲ 38.7%€17k▼ 89.2%
Operating result€28k-€57k▲ 101%€75k▲ 32.5%€64k▼ 15.4%€104k▲ 62.6%
Net result€18k-€40k▲ 118%€56k▲ 39.0%€46k▼ 18.0%€76k▲ 65.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 63% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €405k
Fixed assets
€269k▼ 0.7%
Current assets
€136k▲ 24.8%
Equity and liabilities €405k
Equity
€17k▼ 89.2%
Debt
€388k▲ 77.3%
The debt ratio rises from 57.5% to 95.7%: debt grows while equity shrinks.
Key figures and ratios
Solvency
4.3%▼
2024 · 42.5%
ROE
435.5%▲
2024 · 28.4%
ROA
18.8%▲
2024 · 12.1%
Debt
€388k▲
2024 · €219k
Debt ≤ 1 year
€234k▲
2024 · €41k
Debt > 1 year
€153k▼
2024 · €175k
Income taxes
€26k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€380k€405k▲
Fixed assets21/28€271k€269k▼
Tangible fixed assets22/27€2k€0▼
Furniture and vehicles24€2k€0▼
Financial fixed assets28€269k€269k=
Current assets29/58€109k€136k▲
Amounts receivable within one year40/41€40k€55k▲
Trade receivables40-€11k
Other amounts receivable41€40k€44k▲
Cash at bank and in hand54/58€69k€82k▲
Deferred charges and accrued income490/1€321€103▼
Equity and liabilities
Total equity and liabilities10/49€380k€405k▲
Equity10/15€161k€17k▼
Contributions10/11€5k€5k=
Reserves13€156k€12k▼
Distributable reserves133€156k€12k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€219k€388k▲
Amounts payable after more than one year17€175k€153k▼
Financial debts170/4€175k€153k▼
Amounts payable within one year42/48€41k€234k▲
Current portion of amounts payable after more than one year42€22k€22k=
Trade debts44€353€5k▲
Suppliers440/4€353€5k▲
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3€8k€9k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€11k€196k▲
Accrued charges and deferred income492/3€3k€1k▼
Income statement
Code20242025
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€0▼
Other operating charges640/8€754€804▲
Gross operating margin9900€67k€105k▲
Operating profit (loss)9901€64k€104k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€62k€102k▲
Income taxes67/77€17k€26k▲
Profit (loss) for the period9904€46k€76k▲
Profit (loss) for the period to be appropriated9905€46k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€76k▲
Transfer from equity791/2-€150k
Transfer to equity691/2€45k€6k▼
To other reserves6921€45k€6k▼
Profit to be distributed694/7€859€220k▲
Return on contributions (dividend)694€859€220k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2021net €76k ▲65.7%
Operating result €104k, net result €76k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €161k ▲38.7%
4 profitable years in a row build equity to €161k.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €100kEq €116k ▲89.9%
3 profitable years in a row build equity to €116k.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gistelsteenweg 308490 JabbekeGround area
866 m²
Building footprint
278 m²
Volume, LiDAR
1,538 m³
Parcel 31035C0255/00Y002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JAPHAR
since 20202.310.057.869
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31035C0255/00Y002 | Flanders | 866 m² | 1 · 278 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JAKNAD Management
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SYDWELL
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Of 24,641 companies in sector 64210 we hold annual accounts for 19,693. 6,911 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-11-2020
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.