Lanzac capital
ActiveLanzac capital has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €67k. Equity is growing by ~29.3% per year across the filed fiscal years. Its solvency ranks better than 11% of 3163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency29▼-33
Growth78=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.4%
Return on assets
51.8%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 3163 sector peers (2025).
NBB · sector comparisonPosition among 3163 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
4 d early
2024
28 d early
2023
33 d early
2022
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€67k▼ 16.3%
2024 · €80k
2022: €39
2023: €94
2024: €80k
2022 → 2025
Working capital
€6k▼ 86.5%
2024 · €43k
2022: €3k
2023: €3k
2024: €43k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€3k-€3k▲ 3.1%€43k▲ 1,288%€6k▼ 86.8%
Operating result€54-€168▲ 208%€101k▲ 59,886%€84k▼ 16.1%
Net result€39-€94▲ 138%€80k▲ 85,276%€67k▼ 16.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130k
Fixed assets
€88▼ 71.1%
Current assets
€130k▲ 10.6%
Equity and liabilities €130k
Equity
€6k▼ 86.8%
Debt
€124k▲ 67.6%
The debt ratio rises from 63.0% to 95.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€85k▼
2024 · €101k
Cash flow
€67k▼
2024 · €81k
Solvency
4.4%▼
2024 · 37.0%
Current ratio
1.05▼
2024 · 1.59
Quick ratio
1.05▼
2024 · 1.59
Debt / equity
21.62▲
2024 · 1.70
ROA
51.8%▼
2024 · 68.4%
Interest coverage
1731.36▲
2024 · 1488.31
Debt
€124k▲
2024 · €74k
Debt ≤ 1 year
€124k▲
2024 · €74k
Income taxes
€17k▼
2024 · €20k
A ratio outside any meaningful range has been withheld (balance sheet total €130k, equity €6k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€130k▲
Fixed assets21/28€305€88▼
Tangible fixed assets22/27€305€88▼
Furniture and vehicles24€305€88▼
Current assets29/58€117k€130k▲
Amounts receivable within one year40/41€92k€125k▲
Trade receivables40€91k€112k▲
Other amounts receivable41€1k€13k▲
Cash at bank and in hand54/58€25k€5k▼
Deferred charges and accrued income490/1-€163
Equity and liabilities
Total equity and liabilities10/49€118k€130k▲
Equity10/15€43k€6k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€40k€3k▼
Amounts payable17/49€74k€124k▲
Amounts payable within one year42/48€74k€124k▲
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€21k€8k▼
Taxes450/3€20k€6k▼
Remuneration and social security454/9€1k€3k▲
Other amounts payable47/48€47k€112k▲
Accrued charges and deferred income492/3€194€224▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€217€217=
Other operating charges640/8€404€394▼
Gross operating margin9900€101k€85k▼
Operating profit (loss)9901€101k€84k▼
Financial charges65/66B€68€49▼
Recurring financial charges65€68€49▼
Profit (loss) for the period before taxes9903€100k€84k▼
Income taxes67/77€20k€17k▼
Profit (loss) for the period9904€80k€67k▼
Profit (loss) for the period to be appropriated9905€80k€67k▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€108k▲
Profit (loss) brought forward from the previous period14P€134€40k▲
Profit to be distributed694/7€40k€105k▲
Return on contributions (dividend)694€40k€105k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
03-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Highest result since 2022net €80k ▲85276%
Operating result €101k, net result €80k, both a record.
2023
29-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
10-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prekelindenlaan 641200 Sint-Lambrechts-WoluweGround area
304 m²
Building footprint
231 m²
Volume, LiDAR
3,514 m³
2 parcels, Brussels · tallest building 20.7 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Léon Frédéricstraat 19, 1030 Schaarbeek
since 20222.332.836.736
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0142/00Z006 | Brussels | 156 m² | 1 · 143 m² | 20.6 m · 6 fl. |
| 21905C0089/00A003 | Brussels | 148 m² | 1 · 89 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 16,871 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-05-2022
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.