Financials · financial year 2025, full format
2025 annual accounts filed 11 days after the deadline Filed on 11 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00392710.
Annual accounts 2025 filed on 11-08-2026 at the NBB all 17 filings
Equity
€9.3m▲ 1.8%
2024 · €9.2m
Net result
€162,977▼ 19.4%
2024 · €202,107
Total assets
€9.6m▲ 1.7%
2024 · €9.4m
Solvency
97.7%▲ 0.1pp
2024 · 97.6%
In the rankings
#4 company by equity in Wommelgem, Finance and insurance sector#5 company by total assets in Wommelgem, Finance and insurance sector
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is 6% lower than in 2024 and the lowest since 2021. It is the second fall in a row.
Turnover€0.3m
2025
Operating result€0.2m
2025
Net result€0.2m
2025
Total assets€9.6m
2025
Equity€9.3m
2025
Debt€0.2m
2025
Working capital€2.9m
2025
Return on assets (ROA)1.7%
2025
Solvency97.7%
2025
Current ratio15.55
2025
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Turnover€0.3m-€0.3m=€0.3m=€0.3m=€0.3m=€0.3m=€0.3m=€0.3m=
Operating result€0.2m-€0.2m▼ 12.2%€0.2m▼ 0.8%€0.2m▲ 0.1%€0.2m▲ 4.3%€0.2m▲ 9.2%€0.2m▼ 11.1%€0.2m▼ 6.0%
Net result€0.1m-€5.1m▲ 38×€0.6mabove the sector's middle half▼ 88.6%€0.1mwithin the sector's middle half▼ 78.7%€0.1mwithin the sector's middle half▲ 8.7%€3.1mabove the sector's middle half▲ 23×€0.2mwithin the sector's middle half▼ 93.6%€0.2mwithin the sector's middle half▼ 19.4%
Equity€1.1m-€6.2m▲ 471%€6.4mwithin the sector's middle half▲ 2.0%€6.2mwithin the sector's middle half▼ 2.8%€6.3mwithin the sector's middle half▲ 2.2%€9.0mwithin the sector's middle half▲ 42.1%€9.2mwithin the sector's middle half▲ 2.2%€9.3mwithin the sector's middle half▲ 1.8%
Total assets€8.0m-€6.4m▼ 19.2%€6.6mwithin the sector's middle half▲ 2.0%€6.4mwithin the sector's middle half▼ 2.7%€6.5mwithin the sector's middle half▲ 2.1%€9.2mwithin the sector's middle half▲ 40.8%€9.4mwithin the sector's middle half▲ 2.3%€9.6mwithin the sector's middle half▲ 1.7%
Debt€6.9m-€0.2m▼ 96.9%€0.2m▲ 0.7%€0.2m▼ 0.5%€0.2m▲ 0.2%€0.2m▲ 1.7%€0.2m▲ 2.9%€0.2m▼ 2.5%
Working capital-€5.1m-€0.07m€0.2mwithin the sector's middle half▲ 194%€0.06mwithin the sector's middle half▼ 73.4%€0.2mwithin the sector's middle half▲ 248%€2.7mabove the sector's middle half▲ 14×€2.7mabove the sector's middle half▲ 0.3%€2.9mabove the sector's middle half▲ 7.2%
Solvency13.7%-96.7%▲ 83.0pp96.8%above the sector's middle half=96.7%above the sector's middle half▼ 0.1pp96.8%above the sector's middle half▲ 0.1pp97.7%above the sector's middle half▲ 0.9pp97.6%above the sector's middle half=97.7%above the sector's middle half▲ 0.1pp
Current ratio0.26-1.36▲ 1.102.05within the sector's middle half▲ 0.691.28within the sector's middle half▼ 0.771.98within the sector's middle half▲ 0.7014.49above the sector's middle half▲ 12.5114.34above the sector's middle half▼ 0.1515.55above the sector's middle half▲ 1.21
Return on assets (ROA)1.7%-79.8%▲ 78.1pp8.9%above the sector's middle half▼ 70.9pp2.0%within the sector's middle half▼ 7.0pp2.1%within the sector's middle half▲ 0.1pp34.1%above the sector's middle half▲ 32.0pp2.1%within the sector's middle half▼ 32.0pp1.7%within the sector's middle half▼ 0.4pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.6m
Fixed assets
€6.4m ▼ 0.6%
Current assets
€3.1m ▲ 6.5%
Equity and liabilities €9.6m
Equity
€9.3m ▲ 1.8%
Debt
€216,651 ▼ 2.5%
Debt's share of the balance-sheet total falls from 2.4% to 2.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
1.7%▼
2024 · 2.2%
Debt ≤ 1 year
€202,491▼
2024 · €206,093
Income taxes
€55,353▼
2024 · €64,303
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €142,906 | - | - |
| Financial fixed assets | - | - | - | €233,475 | - |
| Depreciation and write-downs of the year | €16,888 | €6,570 | €16,978 | €35,727 | €35,727 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as LANOMA: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €7.3m and €11m, founded between 2008 and 2010.
| Company | Founded | Total assets | Equity | Gross margin | Turnover | Net result | Financial year |
|---|---|---|---|---|---|---|---|
| LANOMA Wommelgem | 2008 | €9.6m | €9.3m | - | €0.3m | €0.2m | 2025 |
| SAVA INVEST Brugge | 2009 | €9.8m | €9.0m | - | €0.3m | €0.6m | 2026 |
| PMC+ Kortrijk | 2008 | €9.0m | €8.5m | - | €0.3m | €0.06m | 2025 |
| SHIPREPAIR INVESTMENT Brugge | 2009 | €9.3m | €7.0m | €0.06m | €0.4m | -€0.03m | 2025 |
| OPTIMAT Kortrijk | 2008 | €10.6m | €9.9m | - | €0.4m | €1.1m | 2025 |
| GROUP STEENBEKE Evergem | 2010 | €11.2m | €10.6m | - | €0.3m | €0.2m | 2025 |
| VALLAEY AGRICULTURE Lichtervelde | 2008 | €7.3m | €3.9m | - | €0.4m | €0.08m | 2025 |
They were chosen from the 20,095 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | - | €0.3m | €0.3m | €0.4m | €0.3m | €0.3m | ▼ 2.3% |
| Turnover70 | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | = |
| Other operating income74 | - | - | - | €0.008m | €0.009m | €0.008m | €0.01m | €0.005m | ▼ 59.8% |
| Non-recurring operating income76A | - | - | - | - | - | €0.02m | - | - | - |
| Operating charges60/66A | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 1.9% |
| Services and other goods61 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | ▲ 2.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.01m | €0.02m | €0.02m | €0.02m | €0.007m | €0.02m | €0.04m | €0.04m | = |
| Other operating charges640/8 | - | - | - | €0.003m | €0.003m | €0.002m | €0.001m | €0.001m | ▼ 3.9% |
| Operating profit (loss)9901 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▼ 6.0% |
| Financial income75/76B | - | - | - | - | - | €3.0m | €0.1m | €0.06m | ▼ 39.5% |
| Recurring financial income75 | €6 | €5.0m | €0.5m | - | - | €3.0m | €0.1m | €0.06m | ▼ 39.5% |
| Income from financial fixed assets750 | - | - | - | - | - | €3.0m | - | - | - |
| Income from current assets751 | - | - | - | - | - | €0.009m | €0.1m | €0.06m | ▼ 39.5% |
| Financial charges65/66B | - | - | - | €0.008m | €0.008m | €0.01m | €0.02m | €0.01m | ▼ 11.4% |
| Recurring financial charges65 | €0.02m | €0.03m | €0.008m | €0.008m | €0.008m | €0.01m | €0.02m | €0.01m | ▼ 11.4% |
| Debt charges650 | €0.02m | €0.03m | €0.008m | €0.008m | €0.008m | €0.01m | €0.02m | €0.01m | ▼ 11.7% |
| Other financial charges652/9 | - | - | - | €30 | €30 | €68 | €450 | €451 | ▲ 0.1% |
| Profit (loss) for the period before taxes9903 | €0.2m | €5.2m | €0.6m | €0.2m | €0.2m | €3.2m | €0.3m | €0.2m | ▼ 18.0% |
| Income taxes67/77 | €0.06m | €0.05m | €0.05m | €0.05m | €0.05m | €0.05m | €0.06m | €0.06m | ▼ 13.9% |
| Taxes670/3 | - | - | - | €0.05m | €0.05m | €0.05m | €0.07m | €0.06m | ▼ 17.6% |
| Tax adjustments and reversals of tax provisions77 | - | - | - | €0.001m | €0.004m | €0.003m | €0.003m | - | - |
| Profit (loss) for the period9904 | €0.1m | €5.1m | €0.6m | €0.1m | €0.1m | €3.1m | €0.2m | €0.2m | ▼ 19.4% |
| Profit (loss) for the period to be appropriated9905 | €0.1m | €5.1m | €0.6m | €0.1m | €0.1m | €3.1m | €0.2m | €0.2m | ▼ 19.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €8.0m | €6.4m | €6.6m | €6.4m | €6.5m | €9.2m | €9.4m | €9.6m | ▲ 1.7% |
| Fixed assets21/28 | €6.2m | €6.2m | €6.2m | €6.1m | €6.1m | €6.3m | €6.5m | €6.4m | ▼ 0.6% |
| Tangible fixed assets22/27 | €0.06m | €0.04m | €0.02m | €0.007m | - | €0.1m | €0.09m | €0.05m | ▼ 39.6% |
| Furniture and vehicles24 | - | - | - | €0.007m | - | €0.1m | €0.09m | €0.05m | ▼ 39.6% |
| Financial fixed assets28 | €6.1m | €6.1m | €6.1m | €6.1m | €6.1m | €6.1m | €6.4m | €6.4m | = |
| Affiliated companies280/1 | - | - | - | €6.1m | €6.1m | €6.1m | €6.4m | €6.4m | = |
| Participating interests280 | - | - | - | €6.1m | €6.1m | €6.1m | €6.4m | €6.4m | = |
| Current assets29/58 | €1.8m | €0.3m | €0.4m | €0.3m | €0.4m | €2.9m | €3.0m | €3.1m | ▲ 6.5% |
| Stocks and contracts in progress3 | - | - | €0 | - | - | - | - | - | - |
| Amounts receivable within one year40/41 | - | - | - | - | - | €0.004m | - | €7 | - |
| Trade receivables40 | - | - | - | - | - | €0.001m | - | - | - |
| Other amounts receivable41 | - | - | - | - | - | €0.003m | - | €7 | - |
| Current investments50/53 | - | - | - | - | - | €2.9m | €2.9m | €2.9m | ▼ 0.7% |
| Other investments51/53 | - | - | - | - | - | €2.9m | €2.9m | €2.9m | ▼ 0.7% |
| Cash at bank and in hand54/58 | €1.8m | €0.3m | €0.4m | €0.3m | €0.4m | €0.09m | €0.06m | €0.3m | ▲ 375% |
| Deferred charges and accrued income490/1 | - | - | - | €0.001m | €0.001m | €0.006m | €0.009m | €0.01m | ▲ 11.8% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €8.0m | €6.4m | €6.6m | €6.4m | €6.5m | €9.2m | €9.4m | €9.6m | ▲ 1.7% |
| Equity10/15 | €1.1m | €6.2m | €6.4m | €6.2m | €6.3m | €9.0m | €9.2m | €9.3m | ▲ 1.8% |
| Contributions10/11 | €0.03m | €0.03m | - | €0.03m | €0.03m | €0.03m | €0.03m | €0.03m | = |
| Reserves13 | €1.1m | €6.2m | €6.3m | €6.2m | €6.3m | €9.0m | €9.2m | €9.3m | ▲ 1.8% |
| Non-distributable reserves130/1 | - | - | - | €0.003m | - | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €0.003m | - | - | - | - | - |
| Distributable reserves133 | - | - | - | €6.2m | €6.3m | €9.0m | €9.2m | €9.3m | ▲ 1.8% |
| Amounts payable17/49 | €6.9m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▼ 2.5% |
| Amounts payable within one year42/48 | €6.9m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▼ 1.7% |
| Trade debts44 | €0.01m | €0.003m | €0.001m | €0.004m | €0.004m | €0.003m | €0.003m | €0.002m | ▼ 24.8% |
| Suppliers440/4 | - | - | - | €0.004m | €0.004m | €0.003m | €0.003m | €0.002m | ▼ 24.8% |
| Taxes, remuneration and social security45 | - | - | - | €372 | €396 | €2 | €0.003m | - | - |
| Taxes450/3 | - | - | - | €372 | €396 | €2 | €0.003m | - | - |
| Other amounts payable47/48 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Accrued charges and deferred income492/3 | - | - | - | €0.008m | €0.008m | €0.01m | €0.02m | €0.01m | ▼ 11.9% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.1m | €5.1m | €0.6m | €0.1m | €0.1m | €3.1m | €0.2m | €0.2m | ▼ 19.4% |
| + Depreciation and write-downs630 | €0.01m | €0.02m | €0.02m | €0.02m | €0.007m | €0.02m | €0.04m | €0.04m | = |
| Operating cash flow (approximation) | €0.1m | €5.2m | €0.6m | €0.1m | €0.1m | €3.2m | €0.2m | €0.2m | ▼ 16.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | -€0.1m | -€0.2m | €0 | - |
| Change in cash | - | -€1.5m | €0.1m | -€0.2m | €0.1m | -€0.3m | -€0.03m | €0.2m | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 17 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | full format | 11-08-2026 | 2026-00392710 | NBB |
| 31-12-2024 | full format | 12-08-2025 | 2025-00371589 | |
| 31-12-2023 | full format | 05-08-2024 | 2024-00334031 | |
| 31-12-2022 | full format | 18-08-2023 | 2023-00338674 | |
| 31-12-2021 | full format | 16-06-2022 | 2022-20070730 | |
| 31-12-2020 | full format | 05-07-2021 | 2021-30100288 | |
| 31-12-2019 | full format | 17-08-2020 | 2020-41400155 | |
| 31-12-2018 | full format | 19-08-2019 | 2019-46900574 | |
| 31-12-2017 | full format | 03-07-2018 | 2018-26500460 | |
| 31-12-2016 | full format | 29-08-2017 | 2017-48900515 |