Summary
LANOMA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €9.3m and a net result of €162,977. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 89% of 2409 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
12 d late
2023
5 d late
2022
18 d late
2021
45 d early
2020
26 d early
2019
17 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#4 company by equity in Wommelgem, Finance and insurance sector#5 company by total assets in Wommelgem, Finance and insurance sector
Equity
€9.3m▲ 1.8%
2024 · €9.2m
Net result
€162,977▼ 19.4%
2024 · €202,107
Total assets
€9.6m▲ 1.7%
2024 · €9.4m
Solvency
97.7%▲ 0.1pp
2024 · 97.6%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€335,000=€335,000=€335,000=€335,000=€335,000=
Operating result€182,352▲ 0.1%€190,164▲ 4.3%€207,604▲ 9.2%€184,616▼ 11.1%€173,457▼ 6.0%
Net result€124,842▼ 78.7%€135,706▲ 8.7%€3.1m▲ 2,213%€202,107▼ 93.6%€162,977▼ 19.4%
Equity€6.2m▼ 2.8%€6.3m▲ 2.2%€9.0m▲ 42.1%€9.2m▲ 2.2%€9.3m▲ 1.8%
Total assets€6.4m▼ 2.7%€6.5m▲ 2.1%€9.2m▲ 40.8%€9.4m▲ 2.3%€9.6m▲ 1.7%
Debt€211,906▼ 0.5%€212,231▲ 0.2%€215,806▲ 1.7%€222,168▲ 2.9%€216,651▼ 2.5%
Working capital€57,484▼ 73.4%€199,900▲ 248%€2.7m▲ 1,272%€2.7m▲ 0.3%€2.9m▲ 7.2%
Solvency96.7%▼ 0.1pp96.8%▲ 0.1pp97.7%▲ 0.9pp97.6%=97.7%▲ 0.1pp
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.6m
Fixed assets
€6.4m ▼ 0.6%
Current assets
€3.1m ▲ 6.5%
Equity and liabilities €9.6m
Equity
€9.3m ▲ 1.8%
Debt
€216,651 ▼ 2.5%
Debt's share of the balance-sheet total falls from 2.4% to 2.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
1.7%▼
2024 · 2.2%
ROA
1.7%▼
2024 · 2.1%
Debt ≤ 1 year
€202,491▼
2024 · €206,093
Income taxes
€55,353▼
2024 · €64,303
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €343,158 | €343,661 | €367,465 | €348,489 | €340,418 | ▼ 2.3% |
| Turnover70 | €335,000 | €335,000 | €335,000 | €335,000 | €335,000 | = |
| Other operating income74 | €8,158 | €8,661 | €7,672 | €13,489 | €5,418 | ▼ 59.8% |
| Non-recurring operating income76A | - | - | €24,793 | - | - | - |
| Operating charges60/66A | €160,806 | €153,497 | €159,862 | €163,873 | €166,961 | ▲ 1.9% |
| Services and other goods61 | €141,092 | €144,072 | €140,447 | €126,707 | €129,852 | ▲ 2.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,888 | €6,570 | €16,978 | €35,727 | €35,727 | = |
| Other operating charges640/8 | €2,827 | €2,854 | €2,436 | €1,439 | €1,382 | ▼ 3.9% |
| Operating profit (loss)9901 | €182,352 | €190,164 | €207,604 | €184,616 | €173,457 | ▼ 6.0% |
| Financial income75/76B | - | - | €3.0m | €98,284 | €59,483 | ▼ 39.5% |
| Recurring financial income75 | - | - | €3.0m | €98,284 | €59,483 | ▼ 39.5% |
| Income from financial fixed assets750 | - | - | €3.0m | - | - | - |
| Income from current assets751 | - | - | €9,331 | €98,284 | €59,483 | ▼ 39.5% |
| Financial charges65/66B | €8,030 | €8,170 | €11,468 | €16,490 | €14,611 | ▼ 11.4% |
| Recurring financial charges65 | €8,030 | €8,170 | €11,468 | €16,490 | €14,611 | ▼ 11.4% |
| Debt charges650 | €8,000 | €8,140 | €11,400 | €16,040 | €14,160 | ▼ 11.7% |
| Other financial charges652/9 | €30 | €30 | €68 | €450 | €451 | ▲ 0.1% |
| Profit (loss) for the period before taxes9903 | €174,322 | €181,994 | €3.2m | €266,410 | €218,329 | ▼ 18.0% |
| Income taxes67/77 | €49,481 | €46,289 | €49,943 | €64,303 | €55,353 | ▼ 13.9% |
| Taxes670/3 | €50,000 | €50,000 | €52,799 | €67,135 | €55,353 | ▼ 17.6% |
| Tax adjustments and reversals of tax provisions77 | €519 | €3,711 | €2,856 | €2,832 | - | - |
| Profit (loss) for the period9904 | €124,842 | €135,706 | €3.1m | €202,107 | €162,977 | ▼ 19.4% |
| Profit (loss) for the period to be appropriated9905 | €124,842 | €135,706 | €3.1m | €202,107 | €162,977 | ▼ 19.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6.4m | €6.5m | €9.2m | €9.4m | €9.6m | ▲ 1.7% |
| Fixed assets21/28 | €6.1m | €6.1m | €6.3m | €6.5m | €6.4m | ▼ 0.6% |
| Tangible fixed assets22/27 | €6,570 | - | €125,928 | €90,202 | €54,475 | ▼ 39.6% |
| Furniture and vehicles24 | €6,570 | - | €125,928 | €90,202 | €54,475 | ▼ 39.6% |
| Financial fixed assets28 | €6.1m | €6.1m | €6.1m | €6.4m | €6.4m | = |
| Affiliated companies280/1 | €6.1m | €6.1m | €6.1m | €6.4m | €6.4m | = |
| Participating interests280 | €6.1m | €6.1m | €6.1m | €6.4m | €6.4m | = |
| Current assets29/58 | €261,391 | €403,991 | €2.9m | €3.0m | €3.1m | ▲ 6.5% |
| Amounts receivable within one year40/41 | - | - | €3,785 | - | €7 | - |
| Trade receivables40 | - | - | €929 | - | - | - |
| Other amounts receivable41 | - | - | €2,856 | - | €7 | - |
| Current investments50/53 | - | - | €2.9m | €2.9m | €2.9m | ▼ 0.7% |
| Other investments51/53 | - | - | €2.9m | €2.9m | €2.9m | ▼ 0.7% |
| Cash at bank and in hand54/58 | €260,266 | €402,859 | €85,655 | €56,499 | €268,590 | ▲ 375% |
| Deferred charges and accrued income490/1 | €1,125 | €1,132 | €5,578 | €9,240 | €10,328 | ▲ 11.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6.4m | €6.5m | €9.2m | €9.4m | €9.6m | ▲ 1.7% |
| Equity10/15 | €6.2m | €6.3m | €9.0m | €9.2m | €9.3m | ▲ 1.8% |
| Contributions10/11 | €30,000 | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Reserves13 | €6.2m | €6.3m | €9.0m | €9.2m | €9.3m | ▲ 1.8% |
| Non-distributable reserves130/1 | €3,000 | - | - | - | - | - |
| Reserves not available under the articles1311 | €3,000 | - | - | - | - | - |
| Distributable reserves133 | €6.2m | €6.3m | €9.0m | €9.2m | €9.3m | ▲ 1.8% |
| Amounts payable17/49 | €211,906 | €212,231 | €215,806 | €222,168 | €216,651 | ▼ 2.5% |
| Amounts payable within one year42/48 | €203,906 | €204,091 | €203,237 | €206,093 | €202,491 | ▼ 1.7% |
| Trade debts44 | €3,535 | €3,695 | €3,235 | €3,314 | €2,491 | ▼ 24.8% |
| Suppliers440/4 | €3,535 | €3,695 | €3,235 | €3,314 | €2,491 | ▼ 24.8% |
| Taxes, remuneration and social security45 | €372 | €396 | €2 | €2,779 | - | - |
| Taxes450/3 | €372 | €396 | €2 | €2,779 | - | - |
| Other amounts payable47/48 | €200,000 | €200,000 | €200,000 | €200,000 | €200,000 | = |
| Accrued charges and deferred income492/3 | €8,000 | €8,140 | €12,569 | €16,075 | €14,160 | ▼ 11.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €124,842 | €135,706 | €3.1m | €202,107 | €162,977 | ▼ 19.4% |
| + Depreciation and write-downs630 | €16,888 | €6,570 | €16,978 | €35,727 | €35,727 | = |
| Operating cash flow (approximation) | €141,730 | €142,276 | €3.2m | €237,833 | €198,703 | ▼ 16.5% |
| Investment in fixed assets (approximation) | - | €0 | -€142,906 | -€233,475 | €0 | ▲ 100% |
| Change in cash | - | €142,593 | -€317,203 | -€29,157 | €212,092 | ▲ 827% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 11 days late
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 12 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 5 days late
2023
31-12
Financial
Liquidity times 7current ratio 14.49
Current ratio from 1.98 to 14.49; short-term debt falls from €204,091 to €203,237.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 18 days late
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €124,842 ▼78.7%
Net result drops to €124,842, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 17 days late
2019
31-12
Financial
Highest result since 2018net €5.1m ▲3,653%
Net result €5.1m, the highest in the series.
31-12
Financial
Liquidity times 5current ratio 1.36
Current ratio from 0.26 to 1.36; short-term debt falls from €6.9m to €203,359.
31-12
Financial
Equity above €5mEq €6.2m ▲471%
2 profitable years in a row build equity to €6.2m.
Show earlier events
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 19 days late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 2009
Ground area
1.0 ha
Building footprint
5,889 m²
Volume, LiDAR
15,296 m³
Parcel 11052C0587/00G000, Flanders · tallest building 10.4 m. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Lanoma
since 20092.175.464.332
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052C0587/00G000 | Flanders | 1.0 ha | 1 · 5,889 m² | 10.4 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,771. 6,234 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-11-2008
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.