LANDER VERTOMMEN
ActiveLANDER VERTOMMEN has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €183k and a net result of €76k. Equity is growing by ~37% per year across the filed fiscal years. Its solvency ranks better than 57% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-2
Solvency78▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.31 against 1.9 in 2024; short-term debt: 20.3% and cash: 41.6% of total assets), and 46.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.1%
Return on assets
22.1%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
15 d early
2023
1 d early
2022
38 d early
2021
13 d early
2020
46 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€183k▲ 33.7%
2024 · €137k
2019: €26k
2020: €38k
2021: €59k
2022: €78k
2023: €103k
2024: €137k
2019 → 2025
Total assets
€345k▲ 64.5%
2024 · €210k
2019: €44k
2020: €74k
2021: €83k
2022: €107k
2023: €191k
2024: €210k
2019 → 2025
Net result
€76k▲ 53.8%
2024 · €50k
2019: €929
2020: €11k
2021: €21k
2022: €27k
2023: €32k
2024: €50k
2019 → 2025
Working capital
€162k▲ 153%
2024 · €64k
2019: €23k
2020: €56k
2021: €50k
2022: €41k
2023: €32k
2024: €64k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€78k▲ 32.4%€103k▲ 32.0%€137k▲ 33.7%€183k▲ 33.7%
Operating result€28k-€33k▲ 17.6%€40k▲ 21.3%€65k▲ 61.5%€94k▲ 45.3%
Net result€21k-€27k▲ 28.0%€32k▲ 22.0%€50k▲ 53.0%€76k▲ 53.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 45% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €345k
Fixed assets
€113k▲ 52.5%
Current assets
€232k▲ 71.1%
Equity and liabilities €345k
Equity
€183k▲ 33.7%
Debt
€162k▲ 123%
The debt ratio rises from 34.6% to 46.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€103k▲
2024 · €84k
Cash flow
€85k▲
2024 · €69k
Solvency
53.1%▼
2024 · 65.4%
Current ratio
3.31▲
2024 · 1.90
Quick ratio
2.79▲
2024 · 1.85
Debt / equity
0.88▲
2024 · 0.53
ROE
41.6%▲
2024 · 36.1%
ROA
22.1%▼
2024 · 23.6%
Interest coverage
2300.13▲
2024 · 853.04
Debt
€162k▲
2024 · €73k
Debt ≤ 1 year
€70k▼
2024 · €72k
Income taxes
€19k▲
2024 · €17k
Staff costs
€397▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€210k€345k▲
Fixed assets21/28€74k€113k▲
Tangible fixed assets22/27€74k€113k▲
Land and buildings22€66k€77k▲
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24-€33k
Other tangible fixed assets26€6k-
Financial fixed assets28€30€30=
Current assets29/58€136k€232k▲
Amounts receivable after more than one year29€28k-
Trade receivables290€28k-
Stocks and contracts in progress3€3k€37k▲
Stocks30/36€3k€37k▲
Amounts receivable within one year40/41€23k€48k▲
Trade receivables40€9k€37k▲
Other amounts receivable41€14k€11k▼
Cash at bank and in hand54/58€78k€144k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€210k€345k▲
Equity10/15€137k€183k▲
Contributions10/11€6k€6k=
Reserves13€131k€177k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€129k€175k▲
Amounts payable17/49€73k€162k▲
Amounts payable within one year42/48€72k€70k▼
Trade debts44€21k€2k▼
Suppliers440/4€21k€2k▼
Taxes, remuneration and social security45€26k€30k▲
Taxes450/3€26k€30k▲
Other amounts payable47/48€25k€37k▲
Accrued charges and deferred income492/3€1k€92k▲
Income statement
Code20242025
Remuneration, social security and pensions62€2k€397▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€9k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€19k
Other operating charges640/8€1k€2k▲
Gross operating margin9900€87k€124k▲
Operating profit (loss)9901€65k€94k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€99€45▼
Recurring financial charges65€99€45▼
Profit (loss) for the period before taxes9903€67k€95k▲
Income taxes67/77€17k€19k▲
Profit (loss) for the period9904€50k€76k▲
Profit (loss) for the period to be appropriated9905€50k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€76k▲
Transfer to equity691/2€35k€46k▲
To other reserves6921€35k€46k▲
Profit to be distributed694/7€15k€30k▲
Directors or managers695€15k€30k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €76k ▲53.8%
Operating result €94k, net result €76k, both a record.
31-03
Financial
Equity above €150kEq €183k ▲33.7%
7 profitable years in a row build equity to €183k.
2024
16-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €100kEq €103k ▲32%
5 profitable years in a row build equity to €103k.
2022
23-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
18-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
15-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
14-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
16-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
03-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sinjorendreef 292980 ZoerselGround area
2,157 m²
Building footprint
190 m²
Volume, LiDAR
2,681 m³
Parcel 11055D0099/00G003, Flanders · tallest building 19.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
LANDER VERTOMMEN BV
since 20042.139.322.924
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11055D0099/00G003 | Flanders | 2,157 m² | 1 · 190 m² | 19.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 614 EUR awarded · 614 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 614 EUR | 614 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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VERTICAL WORKS
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,937 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-07-2004
Fiscal year end31-03
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45250
43221Plumbing work
43350Other building finishing work
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.