VIANE
ActiveVIANE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €214k and a net result of €-20k. Equity is growing by ~33.1% per year across the filed fiscal years. Its solvency ranks better than 62% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▼-39
Solvency83▲+12
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.32 against 0.69 in 2024; short-term debt: 20.3% and cash: 0.5% of total assets), and 42.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-20k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
24 d late
2023
30 d late
2022
30 d late
2021
6 d early
2020
31 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-20k▲ 37.3%
2024 · €-32k
2018: €984
2019: €5k
2020: €68k
2021: €14k
2022: €32k
2023: €151k
2024: €-32k
2018 → 2025
Working capital
€-51k▼ 26.8%
2024 · €-40k
2018: €55k
2019: €50k
2020: €-46k
2021: €-29k
2022: €5k
2023: €-22k
2024: €-40k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€116k▲ 37.0%€265k▲ 129%€234k▼ 12.0%€214k▼ 8.5%
Operating result€22k-€44k▲ 95.5%€197k▲ 353%€18k▼ 90.9%€-62k
Net result€14k-€32k▲ 122%€151k▲ 376%€-32k€-20k▲ 37.3%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €62k after €18k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €371k
Fixed assets
€347k▼ 16.8%
Current assets
€24k▼ 73.1%
Equity and liabilities €371k
Equity
€214k▼ 8.5%
Provisions
€34k▼ 58.6%
Debt
€123k▼ 35.6%
The debt ratio falls from 37.8% to 33.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €90k
Cash flow
€50k▲
2024 · €40k
Solvency
57.7%▲
2024 · 46.1%
Current ratio
0.32▼
2024 · 0.69
Quick ratio
0.17▼
2024 · 0.54
Debt / equity
0.58▼
2024 · 0.82
ROE
-9.3%▲
2024 · -13.6%
ROA
-5.4%▲
2024 · -6.3%
Interest coverage
1.17▼
2024 · 9.80
Debt
€123k▼
2024 · €192k
Debt ≤ 1 year
€75k▼
2024 · €130k
Debt > 1 year
€48k▼
2024 · €62k
Staff costs
€202k▲
2024 · €193k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€507k€371k▼
Fixed assets21/28€417k€347k▼
Tangible fixed assets22/27€417k€347k▼
Land and buildings22€306k€270k▼
Plant, machinery and equipment23€12k€10k▼
Furniture and vehicles24€27k€19k▼
Leasing and similar rights25€72k€48k▼
Financial fixed assets28€74€74=
Current assets29/58€90k€24k▼
Stocks and contracts in progress3€20k€12k▼
Stocks30/36€20k€12k▼
Amounts receivable within one year40/41€42k€11k▼
Trade receivables40€17k€8k▼
Other amounts receivable41€25k€2k▼
Cash at bank and in hand54/58€28k€2k▼
Equity and liabilities
Total equity and liabilities10/49€507k€371k▼
Equity10/15€234k€214k▼
Contributions10/11€6k€6k=
Outside capital11€6k-
Share premium1100/10€6k-
Reserves13€156k€139k▼
Non-distributable reserves130/1€4k€4k=
Legal reserve130€2k-
Reserves not available under the articles1311€2k€4k▲
Tax-exempt reserves132€152k€135k▼
Profit (loss) carried forward14€71k€69k▼
Provisions and deferred taxes16€81k€34k▼
Deferred taxes168€81k€34k▼
Amounts payable17/49€192k€123k▼
Amounts payable after more than one year17€62k€48k▼
Financial debts170/4€62k€48k▼
Amounts payable within one year42/48€130k€75k▼
Current portion of amounts payable after more than one year42€48k€20k▼
Trade debts44€64k€24k▼
Suppliers440/4€64k€24k▼
Taxes, remuneration and social security45€18k€31k▲
Taxes450/3€18k-
Remuneration and social security454/9-€31k
Other amounts payable47/48-€104
Income statement
Code20242025
Remuneration, social security and pensions62€193k€202k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72k€70k▼
Other operating charges640/8€1k€8k▲
Gross operating margin9900€284k€218k▼
Operating profit (loss)9901€18k€-62k▼
Financial income75/76B€1€1k▲
Recurring financial income75€1€1k▲
Financial charges65/66B€9k€7k▼
Recurring financial charges65€9k€7k▼
Profit (loss) for the period before taxes9903€9k€-67k▼
Transfer from deferred taxes780€4k€48k▲
Transfer to deferred taxes680€43k-
Income taxes67/77€2k-
Profit (loss) for the period9904€-32k€-20k▲
Transfer from tax-exempt reserves789€18k€18k=
Profit (loss) for the period to be appropriated9905€-14k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€69k▼
Profit (loss) brought forward from the previous period14P€85k€71k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
24-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
31-12
Financial
Weakest financial yearnet €-32k ▼121%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €151k ▲376%
Operating result €197k, net result €151k, both a record.
31-12
Financial
Equity above €200kEq €265k ▲129%
6 profitable years in a row build equity to €265k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €100kEq €116k ▲37%
5 profitable years in a row build equity to €116k.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 1 day late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 2 establishment units since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Panier Jules 216040 Charleroi2 establishment units
Rue Panier Jules 21-23, 6040 Charleroi
since 20032.115.239.111
Cocktail des Sens
since 20162.255.909.402
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Of 9,524 companies in sector 43222 we hold annual accounts for 5,657. 4,768 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2002
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43990Other specialised construction activities
43999Specialised construction activities
45250
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filings
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.