Active BE 0417.565.006Private limited company (pre-2019)Open bankruptcy

Lana

Paalstraat 12 ·2900 Schoten, Belgium· 48 yrs active

Sector: Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment) (47716)

Conclusion Checked

A bankruptcy procedure is open for Lana according to publications in the Belgian State Gazette. The 2022 annual accounts show negative equity (€-9k) and a net result of €-71k.

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€-9k
Net result	€-71k
Staff (FTE)	4.7
Better than sector	24%

Financial profile 5 of 5 axes measured · computed by Checked

35 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0

Profitability 100

Solvency 41

Growth 32

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High riskRegister: open bankruptcy

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.

Components

· Open bankruptcy (+50)

Trust signals 2 signals

Register: open bankruptcy

The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2022 · computed

0 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 30-04-2023 with the NBB · fiscal year 2022 · micro

Operating resultNet result

Sector comparison

Fiscal year 2022 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-2.5%	19.8%	better than 24% of 4415 sector peers
Net result	€-71k	€2k	better than 5% of 4399 sector peers
Equity	€-9k	€14k	better than 18% of 4424 sector peers
Gross operating margin	€129k	€19k	better than 90% of 4389 sector peers
Staff costs	€151k	€30k	higher than 93% of 1947 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-27k

- 18-22

Net profit

€-71k

-2765.1% 18-22

Cash flow

€-42k

- 18-22

Total assets

€365k

-18.0% 18-22

Equity

€-9k

- 18-22

Working capital

€-51k

- 18-22

Employees (FTE)

5

-6.0% 18-22

Staff costs

€151k

+31.5% 18-22

Show 11 other metrics

Income taxes

€688

+135.9% 18-22

Debt

€375k

-2.4% 18-22

Debt ≤ 1y

€328k

-1.6% 18-22

Debt > 1y

€38k

-20.0% 18-22

Current ratio

0.84

-17.7% 18-22

Quick ratio

0.27

+5.8% 18-22

Solvency

-2.5%

- 18-22

Debt / equity

-40.47

- 18-22

ROE

765.6%

- 18-22

ROA

-19.4%

-3394.0% 18-22

Interest coverage

-1.84

- 18-22

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2022
Deposit	micro
Revenue	-
EBITDA	€-27k
Net profit	€-71k
Cash flow	€-42k
Staff costs	€151k
Income taxes	€688
Dividends	-
Total assets	€365k
Equity	€-9k
Debt	€375k
of which ≤ 1y	€328k
of which > 1y	€38k
Working capital	€-51k
Employees (FTE)	4.7

Ratios (computed)

	2022
Current ratio	0.84
Quick ratio	0.27
Working capital ratio	-14.0%
Solvency	-2.5%
Debt / equity	-40.47
Long-term debt ratio	-4.12
Interest coverage	-1.84
Gross margin	-
Net margin	-
ROA	-19.4%
ROE	765.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2022

Assets

Fixed assets €88k · 24.2% Current assets €277k · 75.8%

Full annual accounts (25 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€365k
Fixed assets	21/28	€88k
Tangible fixed assets	22/27	€80k
Financial fixed assets	28	€8k
Current assets	29/58	€277k
Stocks & contracts in progress	3	€190k
Amounts receivable within one year	40/41	€39k
Cash & bank	54/58	€46k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€365k
Equity	10/15	€-9k
Contributions / capital	10/11	€31k
Reserves	13	€3k
Accumulated profits (losses)	14	€-44k
Amounts payable	17/49	€375k
Amounts payable after one year	17	€38k
Amounts payable within one year	42/48	€328k
Trade debts payable within one year	44	€121k
Income statement
Gross operating margin	9900	€129k
Operating result	9901	€-56k
Financial income	75	€71
Financial charges	65	€14k
Result before taxes	9903	€-70k
Income taxes	67/77	€688
Net result for the period	9904	€-71k
Result to be appropriated	9905	€-71k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	STEFFI VANHULLE GROTE BAAN 68, 9120 BEVEREN- WAAS	12-09-2024 → present	Belgian State Gazette

Legal Structure

NACE primary	Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)(47716)
Legal form	Private limited company (pre-2019)(015)
Incorporation	22-09-1977
Status	Active
Postal code	2900
First BS signal	18-09-2024
Latest BS signal	18-09-2024

Establishment units 4 locations

Paalstraat 12, 2900 Schoten

Detailhandel in damesbovenkleding

since 19772.014.077.217

Laura by Lana

Paalstraat 8-10 / W3, 2900 SchotenDetailhandel in bovenkleding voor dames

since 19772.014.077.316

Laura by Lana

Heidestatiestraat (Heide) 43, 2920 KalmthoutDetailhandel in damesbovenkleding

since 20202.304.712.179

Louix

Paalstraat 28, 2900 SchotenDetailhandel in damesbovenkleding

since 20212.318.093.627

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 4 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11022F0006/00L020	Flanders	3,082 m²	1 · 373 m²	19.7 m · 1 fl.
11442C0163/00C002	Flanders	516 m²	1 · 516 m²	15.5 m · 3 fl.
11442C0163/00H002	Flanders	233 m²	1 · 233 m²	14.8 m · 3 fl.
11442C0151/00R010	Flanders	161 m²	1 · 127 m²	13.5 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 3

4 of 4 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024

18-09-2024

Bankruptcy Opening

Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · LANA BV PAALSTRAAT 12, 2900 SCHOTEN · event 12-09-2024

2023

30-04-2023