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LAN_Constructions

Active
Private limited companyfounded 2025active for 1 yearKerkstraat 28, 3560 Lummen, BelgiumKBO/BCE: BE 1023.365.044
Summary

LAN_Constructions has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,264 and a net result of €9,264. Its solvency ranks better than 29% of 9,633 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Other business support services
NACE 82990Machining of metals NACE 25530
1 site
Size
≈ €96,000turnover 2025, estimated
Staff
≈ 0 FTE, estimated
Equity
€10,264
Profit
€9,264
Turnover estimated from the gross margin
Financial health
81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
2025 accounts filed 31 days late
Why 81raises riskFounded in 2025Last filed accounts filed 31 days late; 1 of the last 3 latelowers riskSector: Office administrative, office support and other business support activities (NACE 82)Liquidity: current ratio 1.12, cash €5,558Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 44% of its sector peers (NACE 82, micro)
Financial strength
Strong
Solvency 47
equity 22.5% of total assets
Liquidity 49
short-term debt 36.5% · cash 12.2%
Profitability 94
return on assets 20.3%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,660 companies, NACE 82, micro)
Last 24 months 06-2026: 0.6% 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026highest value 09-2026: 0.5%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.12, below the usual 1.5; short-term debt: 36.5% and cash: 12.2% of total assets), and 77.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 30% on solvency, 34% on liquidity and 69% on profitability.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 1.12, cash €5,558
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
31 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: LAEVERS Niels (eerste gewone,niet…

Financials · financial year 2025, micro format

2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00472885.

Turnover
≈ €96,000
Estimated: probably between €49,000 and €180,000
Total assets
€45,661
Net result
€9,264
Working capital
€1,993

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €45,661
Fixed assets €27,014
Current assets €18,648
Equity and liabilities €45,661
Equity €10,264
Debt €35,398
Debt finances 77.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€15,435
Cash flow
€11,250
Current ratio
1.12
Debt to equity
3.45
ROE
90.3%
ROA
20.3%
Interest coverage
31.49
Debt ≤ 1 year
€16,655
Debt > 1 year
€18,528
Income taxes
€3,790
Staff costs
€452

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.7% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
96.7% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 42 lines
Balance sheet Code2025
Assets
Total assets20/58€45,661
Fixed assets21/28€27,014
Tangible fixed assets22/27€27,014
Furniture and vehicles24€27,014
Current assets29/58€18,648
Amounts receivable within one year40/41€12,964
Trade receivables40€9,020
Other amounts receivable41€3,944
Cash at bank and in hand54/58€5,558
Deferred charges and accrued income490/1€126
Equity and liabilities
Total equity and liabilities10/49€45,661
Equity10/15€10,264
Contributions10/11€1,000
Reserves13€9,264
Distributable reserves133€9,264
Amounts payable17/49€35,398
Amounts payable after more than one year17€18,528
Financial debts170/4€18,528
Amounts payable within one year42/48€16,655
Current portion of amounts payable after more than one year42€4,621
Trade debts44€7,119
Suppliers440/4€7,119
Taxes, remuneration and social security45€4,914
Taxes450/3€4,129
Remuneration and social security454/9€785
Accrued charges and deferred income492/3€215
Income statement Code2025
Remuneration, social security and pensions62€452
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,986
Other operating charges640/8€113
Gross operating margin9900€16,000
Operating profit (loss)9901€13,448
Financial income75/76B€96
Recurring financial income75€96
Financial charges65/66B€490
Recurring financial charges65€490
Profit (loss) for the period before taxes9903€13,054
Income taxes67/77€3,790
Profit (loss) for the period9904€9,264
Profit (loss) for the period to be appropriated9905€9,264
Appropriation of the result
Profit (loss) to be appropriated9906€9,264
Transfer to equity691/2€9,264
To other reserves6921€9,264

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€452
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,986
Other operating charges640/8€113
Gross operating margin9900€16,000
Operating profit (loss)9901€13,448
Financial income75/76B€96
Recurring financial income75€96
Financial charges65/66B€490
Recurring financial charges65€490
Profit (loss) for the period before taxes9903€13,054
Income taxes67/77€3,790
Profit (loss) for the period9904€9,264
Profit (loss) for the period to be appropriated9905€9,264
Line2025
Assets
Total assets20/58€45,661
Fixed assets21/28€27,014
Tangible fixed assets22/27€27,014
Furniture and vehicles24€27,014
Current assets29/58€18,648
Amounts receivable within one year40/41€12,964
Trade receivables40€9,020
Other amounts receivable41€3,944
Cash at bank and in hand54/58€5,558
Deferred charges and accrued income490/1€126
Equity and liabilities
Total equity and liabilities10/49€45,661
Equity10/15€10,264
Contributions10/11€1,000
Reserves13€9,264
Distributable reserves133€9,264
Amounts payable17/49€35,398
Amounts payable after more than one year17€18,528
Financial debts170/4€18,528
Amounts payable within one year42/48€16,655
Current portion of amounts payable after more than one year42€4,621
Trade debts44€7,119
Suppliers440/4€7,119
Taxes, remuneration and social security45€4,914
Taxes450/3€4,129
Remuneration and social security454/9€785
Accrued charges and deferred income492/3€215
Line2025
Profit (loss) for the period9904€9,264
+ Depreciation and write-downs630€1,986
Operating cash flow (approximation)€11,250

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 31-08-2026 2026-00472885

Similar companies · same sector, comparable size

Of the 24,206 active companies whose main activity is other business support services (NACE 82990), figures are known for 9,747. 4,880 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2025

Board 1

LAEVERS Niels
Eerste gewone,niet statutaire bestuurder · since 19-05-2025
Current

Other functions 1

LAEVERS Niels
Eerste gewone,niet statutaire bestuurder · since 19-05-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2025, 1 in office
Show
  • Board
  • Other function
Mandates per person, with start and end dates
Name Functions and periods
LAEVERS Niels
  • Eerste gewone,niet statutaire bestuurder, from 19-05-2025 to date
  • Eerste gewone,niet statutaire bestuurder, from 19-05-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 19-05-2025 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 19-05-2025 Incorporation · €1,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 15 May 2025, LAN_Constructions was incorporated as a private limited company by one natural person, with a starting capital of €1,000.12 LAEVERS Niels has served as eerste gewone,niet statutaire bestuurder of the company since 2025.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 19-05-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 31 days late
2025
19-05
Gazette deed Incorporation
Appointment: LAEVERS Niels (eerste gewone,niet statutaire bestuurder) · Founder · Founding capital5 facts ▸
  • Incorporation, 14-05-2025
  • Founder, LAEVERS Niels
  • Founding capital, €1,000
  • Registered office clause, “Lummen,Kerkstraat 28 bus B3” (deed in Dutch)
  • Director appointment, LAEVERS Niels (eerste gewone,niet statutaire bestuurder)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded15-05-2025
Financial year end31-12
Activities, NACEBEL 2025
25530Machining of metals
82990Other business support services
41001General construction of residential buildings
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID 0208:1023365044
Also 9925:BE1023365044
Registered 02-06-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1023.365.044

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
405 m²
Building footprint
133 m²
Building volume
834 m³
Parcel 71542D1791/00R000, Flanders · tallest building 10.6 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
LAN_Constructions
Kerkstraat 28, 3560 LummenOther business support services
since 2025unit no. 2.374.176.849
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
71542D1791/00R000 Flanders 405 m² 1 · 133 m² 10.6 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Groothandel in bouwmaterialen,algemeen assortiment; Groothandel in elektrisch materiaal,inclusief installatiemateriaal; Handelsbemiddeling…” (deed in Dutch)
31 activities (deed in Dutch)
  1. Groothandel in bouwmaterialen,algemeen assortiment
  2. Groothandel in elektrisch materiaal,inclusief installatiemateriaal
  3. Handelsbemiddeling in goederen,algemeen assortiment
  4. Onderneming voor het uitvoeren van voegwerken
  5. Gevelreiniging door middel van zandstralen,met behulp van stoom,enz
  6. Overige werkzaamheden in verband met de afwerking van gebouwen n.e.g.
  7. Aanbrengen in gebouwen en andere bouwwerken van thermische isolatiematerieel,isolatiemateriaal tegen geluid en trillingen
  8. Isolatiewerkzaamheden
  9. Onderneming voor de installatie van bewakingssystemen en alarminstallaties tegen diefstal
  10. Onderneming voor de installatie van bedrading voor telefooninstallaties en computersystemen
  11. Proefboren en boren
  12. Grondverzet;graven,ophogen,egaliseren en nivelleren van bouwterreinen,graven van sleuven en geulen,verwijderen van rotsen,grondverzet met behulp van explosieven
  13. Gevelreinigingswerken
  14. Leveren en plaatsen van alle soorten ramen,deuren,rolluiken en zonneweringen
  15. Restauratie van monumenten,geklasseerde gebouwen
  16. Het ontwerpen en oprichten van houten en/of metalen constructies zoals loodsen,bruggen,tank,afrastering
  17. Tuinaanleg
  18. Het leggen van klinker en kasseien voor wegen,terrassen en opritten
  19. Het optrekken van gebouwen(ruwbouw en onder dak zetten)evenals bekisting en ijzervlechtwerk
  20. Algemene bouwwerkzaamheden,omdat de bedrijvigheden welke betrekking heeft op de gehele of gedeeltelijke uitvoering van voltooiingswerken of de coördinatie van deze laatste wanneer zij door onderaannemers worden uitgevoerd,eveneens het optrekken van geprefabriceerde gebouwen
  21. Plaatsen van vloer-en wandtegels
  22. Aanbrengen in gebouwen en andere bouwwerken van vloer-of wandtegels van keramische stoffen,beton of gehouwen steen,vloerbedekking en wandbekleding van terrazo marmer,graniet of lei,enz.
  23. Algemene dakwerken
  24. Dakdekken en isolatie tegen vochtigheid en het bedekken van gebouwen met onder meer dakpannen,stro,natuurlijke en kunstleien,stalen platen
  25. Gyprocwerken
  26. Sanitairwerken
  27. Schilderwerk
  28. Het plaatsen van centrale verwarming,ventilatie,airco’s,warmtepompen
  29. Electriciteitswerken
  30. Import en export van goederen over de hele wereld
  31. Organisatie van feesten en evenementen

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
LAN_Constructions
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest” (deed in Dutch)

deed of 19-05-2025

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“EXTERNE VERTEGENWOORDIGINGSMACHT: Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder…”
Board ruleHow the board is made up, meets and takes decisions.
“Één of meer bestuurders, algemene vergadering” (deed in Dutch)

deed of 19-05-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Second Friday of June at 18:00

deed of 19-05-2025

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

deed of 19-05-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Drie jaar, één of meer” (deed in Dutch)
Other provision: “Intern bestuur-beperkingen, geheel van bevoegdheden aan hem toegekend met mogelijkheid deel te delegeren” (deed in Dutch)
Other provision: “Bestuursorgaan bepaalt of zij alleen dan wel gezamenlijk optreden, dagelijks bestuur” (deed in Dutch)
Other provision: “Oproepingen algemene vergadering, vermelden agenda” (deed in Dutch)
Other provision: “Notulen en aanwezigheidslijst, aanwezigheidslijst,verslagen,volmachten,schriftelijke stemmingen gehecht” (deed in Dutch)
Other provision: “Stemrecht, onder voorbehoud wettelijke en statutaire bepalingen aandelen zonder stemrecht” (deed in Dutch)
Other provision: “Aanwending nettowinst en reserves, algemene vergadering” (deed in Dutch)
Other provision: “Resultaat van boekjaar, interim-dividenden” (deed in Dutch)
Liquidation distribution: “Nog in natura voorhanden goederen op zelfde wijze verdeeld, bij niet-volgestorte aandelen herstelling evenwicht door bijkomende volstorting…” (deed in Dutch)
6 more provisions in the deed, see the deed of 19-05-2025

deed of 19-05-2025